Tag Archives: Foreclosure Defense Workshop

NEW UPCOMING FORECLOSURE DEFENSE WORKSHOP … OUTSMART THE BANK!

(BREAKING NEWS – OP-ED) — This news is especially important for those who can get past the PITI PARTY! 

My definition of PITI is not the same as “pity”.  And there are more ways than one to come out shining when facing foreclosure.  Of late, due to the affordable housing crisis in America (and we’re not the only country facing it either), there are some ingenious ways to recover, if only we had a way to combat the issue of cash flow. The reason many Americans still face foreclosure troubles is because the market has not fully re-set itself.  The economy has certainly been robust in the U.S.; however, the economy is cyclical and there are ways to fight cash flow issues due to these economic downturns. Let’s face it … our world is financially “broken” in so many ways.

We have to stop making false assumptions about foreclosure …

Foreclosure is the world’s way of telling us something is wrong with our decision making processes.  The problem with foreclosure is … we let it consume us to the point of becoming neurotic, which I liken to a symptom of PTFD (Post Traumatic Foreclosure Disorder).  Instead of letting the foreclosure consume your life, what if “we” (my collective team) could show you a way to not only survive a foreclosure, but come out of it smiling with goal-setting plan that pushes beyond the objectives of the bank that’s attacking you (through its mortgage loan servicer).

Put November 2-3, 2019 on your calendar.  That is a very important date, or it should be, because that is the date of our next upcoming foreclosure defense workshop, this time in Orlando, Florida at the Hampton Inn & Suites’ newly-remodeled ballroom!  I will have details on this site towards the end of this month (August).  In THIS foreclosure defense workshop, we’re not only going to demonstrate new techniques for carrying on a strategically-planned “game of thrones” against the servicers, we’re going to show you a way to make capital gains, possibly without even using any of your own money … and end up with another house … completely out of reach from the banks … and completely yours … depending on HOW you play the game.

In this new “game”, we’re going to show you the HOW-TO’s of acquiring property, how to target property, how to change your mindset and direct your focus on getting property that was destined to become a potential new home for you without being done at someone else’s expense.

This is not a gimmick!  This process has actually been done over and over again … and the person presenting this process at the upcoming workshop has done this over and over again and has quite the portfolio of homes, netting himself a ton of cash flow.  Isn’t that what you need to stop the foreclosure crisis in your own home?  Cash flow?  If you had the opportunity to learn about using real estate to create cash flow from a practical (and not a dream state) aspect, wouldn’t you be interested?

The internet can be a dangerous place … full of all sorts of offers and gimmicks, but the methods that we’ll be teaching you in this workshop are time tested and can be used to overcome foreclosure!  We’re doing these methods right now!  It’s all about mindset.  It’s time to share new information, not just the same ‘ol, same ‘ol.

How about we add a new perspective to your game plan, all taught in a 2-day class by not only myself, but also by an investor, a real estate broker, who used to be an Asset Manager for the U.S. Department of Housing and Urban Development (HUD)?  He’s figured out a way to acquire property cheaply, which could be your PLAN B … not only to create cash flow … but to end up with a completely PAID OFF HOME that you can live in and control, without making the sacrifice of having to move far away in order to survive.  And THIS investor (who I work with in my network) has decided to come and share what he knows and teach you the tricks to finding property in ways other nationally-known investors haven’t even thought of!

We have reserved an entire ballroom (something we haven’t done before)!

The question is … will you be in one of those seats?  Seating is limited.

Transportation from Orlando International Airport is FREE!

A hot breakfast is FREE (if you book a sleeping room at the hotel)!

All you have to do is enroll in the workshop and get there!

We will still keep the couples, investors, attorney-client deals in place from past workshops!

We’ve now acquired research we’ve not shared before!  Research that can help you acquire property using tools already available to you!

This updated foreclosure defense-related program is open to homeowners facing foreclosure, homeowners NOT facing foreclosure, investors who want a NEW, inexpensive way to acquire property, attorneys who want to capitalize on specific types of “delay games” (after all, attorneys play that game already, right?) and make real money helping homeowners instead of screwing them … and real estate agents and brokers who want to grow their business and increase their cash flow!  And we’re NOT going to make you pay tens of thousands of dollars to get this information (like other real estate gurus have).

We’re also going to be sharing directives on what to do when your current attorney screws you and how to fight back (we’ve never shared these options before either) and possibly get some of your ill-spent money back!

It’s time to stop the pity party and time to put on the mindset of right thinking in a different kind of PITI PARTY!

This country is lacking in financial education!

Stay tuned for more information about how to use the Internet to find real estate deals that can potentially net you not only cash flow … but a way to eliminate the banks from your life for good!

Put the above-mentioned dates on your calendar.  If you want to learn to not only defeat foreclosure using handy internet research tools and how to capitalize on potentially acquiring your own home (which you could end up with absolutely out of reach of the banks) … mortgage free, wouldn’t that be a good thing?  We’re going to show you a way to acquire a new place to live while screwing over your current mortgage loan servicer!  Wouldn’t THAT be a good thing.  What if we showed you how to acquire all of the tools to do this completely by yourself, or with a coach that has done what he teaches (practices what he preaches) multiple times over?  Wouldn’t that be an even better thing?

In short order, we’ll get you the details!

We will provide you with a road map to get to Plan B.

We’ll provide you with the tools to do the research and where to place your focus (instead of fretting about when you’re going to get kicked out of your home)!

I’ll be honest.  A lot of us in the financial education and investment world haven’t been looking in all the right places for the deals.  Why not share these kinds of strategies to help people recover from foreclosure?  This workshop is different from any other workshop I’ve ever taught because what I’m learning here is stuff EVERYONE should already know and be using to recover from the stress of foreclosure!

HINT: The Alphabet Soup of Knowledge … and knowledge is power! 

With these goodies, I anticipate we will have a max capacity room full of people looking to recover and get ahead, not just living hand to mouth and paycheck to paycheck.  Stay tuned!

 

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CUTTING EDGE FORECLOSURE COMBAT TACTICS … 6 SEATS LEFT!

(BREAKING NEWS) —

THE FORECLOSURE DEFENSE WORKSHOP IS ALMOST SOLD OUT!

The host hotel group rate at the Doubletree by Hilton-Las Vegas Airport has expired.   This indicates that those of you wishing to reserve a sleeping room for the event have to call the hotel directly and tell the front desk you are attending the workshop and see whether or not there are available rooms for the FORECLOSURE DEFENSE WORKSHOP.  The hotel number is on this link: LAS VEGAS FORECLOSURE DEFENSE WORKSHOP INFORMATION

A private investigator is now among the attendees!

Ask yourself WHY a private investigator would want to come to an event where “things have now gotten personal” insofar as foreclosure defense attorneys, title company employees, escrow agents and officers, notaries and robosigners are concerned.  Because these people have to be found and served, right?   Served?   SERVED????!!!!!!   Just desserts!  And why not?

All of the foregoing entities and individuals were involved (at a point in time) in the processing of assignments, releases, appointments of substitute trustees, notices of default and sale, Trustee’s Deeds Upon Sale, Final Judgments of Foreclosure … ALL of which made their way into the real property records of every single county in America.   Yet … no one has really come to hold these people accountable … until now!  We’ll be educating you to help you determine WHY (and IF) these people should be held accountable and WHEN … yes … timing is everything in litigation!

Fighting false documents!

A lot of these documents contain false and misleading information.  Relying on these documents in foreclosure cases amount to making material misstatements!

Waving assignments around in the judge’s face in court screaming, “These are fraudulent assignments, Your Honor!” mean nothing when you don’t know how to get around the lame-o argument the bank’s attorneys will use against you … “The homeowner is not a third-party beneficiary to the assignment, Your Honor, therefore, it doesn’t apply to them!”    This legal assumption is false … and we’ll show you WHY!

Everyone attending the Foreclosure Defense Workshop in Las Vegas will get a copy of the new book (shown below)!

What’s so damning about this new book?

It contains educational material designed to help you determine litigation strategies!  We cannot emphasize enough about spending money foolishly out of sheer desperation.  We know you’ve all been there.  And surprisingly, the more money you have thrown away on foolish strategies, the greater the chances you’ll end up with PTFD … Post Traumatic Foreclosure Disorder.  Just ask anyone who’s been fighting their foreclosure for over 10 years!

The new book contains educational pleading samples that have been used in successful case outcomes in attacking documents in the chain of title!  In fact, some of the cases are still being litigated at the time this book went to press!   And the law firm litigating one of the foreclosure actions has no idea what’s laying in wait for them in court.   Five attorneys face potential ethical violations … all from one known foreclosure mill!  We’ll show you WHY and HOW in this workshop!   Once you know the WHY’S and HOW’S … you are better prepared to wage war … like getting a shot of steroids in your litigation!

If you haven’t read the 10-part series, “Gutting the Underbelly of the Beast” on this blog site … it is suggested you read it BEFORE attending this workshop.  Once you hear what we have to say in this intensive 2-day workshop … YOU’LL GET IT!   Light bulbs will go on!   We do not intend to go over your head on these strategies (they are straight forward) … and those in the opposition (and all of their henchmen) should be worried.   The information in this new book has been vetted by folks that have been in the legal profession for years and they call it … A GAME CHANGER!  It’s “the system of things” played out!

We have only SIX (6) SEATS available at this workshop!  

You can pay for your attendance fees by visiting THIS LINK!  Make sure you pay attention to all pull-down menus and related cart processing information!  We have a secure website and we do not store cardholder information!  Once you’ve paid your attendance fee, click here:

FDW REGISTRATION FORM_LAS VEGAS_2019 to download your Registration Form!    Fill it out, scan it and email it HERE!

We are in a confined, secure area of the hotel.  We cannot expand the seating to accommodate an overflow.  Due to the fact that folks wait until the last minute to sign up means that it’s likely you won’t be able to show up the first day of the event and have a seat waiting for you if you haven’t already signed up.  It’s a logistical thing, like every other set of plans and goals you’ll make in your life, whether you win or lose in the end.

Everyone attending gets handouts (besides the book)!

We don’t want to leave you empty-handed.  That’s why we’re giving you plenty of note paper with all of the slides we’ll be showing you in class for each section of the workshop syllabus.  If the slide involves a legal opinion, we’ll include that too!  You’ll get to see what happens when foreclosure mill law firms get screwed by judges in court … we’ll show you proof that the “system” does work!  All you have to do is figure out the WHY’S and the HOW’s and apply them to your scenario.  THIS is what saves time and money … because in the foreclosure realm … TIME IS MONEY!  You’ll leave with over an inch-thick stack of paperwork, chocked full of the information you need to win!

Bring your case paperwork with you!  We will have attorney consultations available! 

Travel Logistics:

In the event of a sell-out, we will post that online so we’re not wasting your time.  This is your last opportunity to get a decent flight into Las Vegas-McCarran International Airport (LAS) for this event!   We picked Las Vegas this time because of the ease of getting in and out of the airport … AND … the hotel has FREE shuttle service, so you can even take that red-eye if you need to … without having to pay for a cab to take you to the airport!

Also … there are no casino games at the host hotel.  We want you to be able to concentrate on the goings-on, rather than listening to the rattle and clanging of the slot machines in the casino.  The shuttle will take you to one of the casino hotels if you want to gamble.  However … we realize that LIFE is a gamble.  Fighting foreclosures is a gamble.  We want you to be well rested and primed for two days worth of intensive, educational training!

You can ask the front desk if you can still get a free breakfast coupon (like all of the other attendees who have already signed up will receive), but that’s up to the hotel, not us.  The event registration deadline at the hotel expired March 29th, so you’ll have to do some negotiating with the hotel on that.  We cannot guarantee you’ll get the room rate we got, so you may need to explore outside travel outlets for better deals (if they even exist at this late date).

Only a week away!

On Saturday, April 6th, you’ll need to be in your seat at 8:15 a.m.   If you’ve advised us you’re coming in late, please be courteous of the folks in the room when you enter.  If you’re late, unfortunately, you may end up sitting in the back of the room.   We start orientation at 8:30 a.m. SHARP!

See you in Las Vegas!   If you have further questions, please email them to us at this LINK! 

 

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ONLY 9 SEATS LEFT FOR THE UPCOMING FORECLOSURE DEFENSE WORKSHOP IN LAS VEGAS!

(BREAKING NEWS) — COUNTING DOWN!

The host hotel has extended the registration deadline until Friday, March 29th

for those of you wishing to reserve a sleeping room for the event.

The downloadable forms you need to attend are right here: LAS VEGAS FORECLOSURE DEFENSE WORKSHOP INFORMATION

Simply book your sleeping room for this event by clicking on this link: : http://group.doubletree.com/ForeclosureDefense

We got a really great room rate and FREE breakfast buffet! Seating is limited!

We have millionaire investors … attorneys … homeowners in litigation …

trusts and LLCs in litigation … real estate agents and brokers … paralegals …

ALL REGISTERED TO ATTEND!

The best part is … DIRTY DOCUMENTS apply to all of them!

You can pay for your attendance fees by visiting THIS LINK!

Once you’ve paid your attendance fee, click here:

FDW REGISTRATION FORM_LAS VEGAS_2019 to download your Registration Form!

Fill it out, scan it and email it HERE!

Make sure you pay attention to all pull-down menus and related cart processing information!

We have a secure website and we do not store cardholder information!

Everyone attending gets handouts and a copy of the brand new book:

 

Hurry! Seating is REALLY limited now!

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U.S. SUPREME COURT SLAMS OBDUSKEY’S DOOR SHUT!

(BREAKING NEWS — OP-ED) — The author of this post is a consultant to attorneys on chain of title matters and issues involving “the system of things”.  Please read the attached ruling and take from it what is necessary for your educational benefit.

While this ruling was not expected to be a total slam dunk of “per curiam” nature, it sent a hard message to U.S. consumers regarding the collection of a debt versus the enforcement of a security interest.  Obduskey brought suit in the 10th Circuit on matters involving the FDCPA (debt collection) against a law firm that was simply enforcing a security interest.

See the High Court’s ruling here: Obduskey v McCarthy & Holthus LLP, 586 U.S. ___ (2019)

It’s a 12-page ruling (with syllabus).  It didn’t take long after oral arguments to come with this diatribe either, which brings me back to another major issue …

HOW is a trustee in a non-judicial setting supposed to enforce a security instrument?  Foreclose on it.

A trustee cannot enforce a security instrument if the chain of title documents are NOT in order.  In other words, if the opinion says the foreclosure mill law firms can simply declare they’re enforcing security instruments, when the end result will be to foreclose and sell the property to pay a sum certain (a debt), then this is all about “language” and our understanding of it.  If we can’t use the FDCPA to back our claims, as of this ruling, then there is only one other strategy left to resort to: attack on the chain of title!

IT’S ALL ABOUT THE CHAIN OF TITLE

You signed a security instrument at closing.  No one held a gun to your head.  In non-judicial states, foreclosure is conducted by enforcing the security instrument and the promissory note you signed is irrelevant.  Whoever has the authority to enforce the deed of trust is empowered to do so.

The problem is … in the process of “patting themselves on the back”, the non-judicial “trustees” attempting to enforce the security instrument had to rely on the instrument itself … playing through the chain of title … through potential suspect bogus assignments … in an effort to “give” themselves authority to foreclose which would normally be considered ultra vires (without authority).

One such case that Al West and I will be teaching at the upcoming Foreclosure Defense Workshop in Las Vegas (April 6-7, 2019), is a case out of California that has great instructional value … a case that went sideways for the REMIC … a case where the foreclosure was declared “unlawful” by the appellate court … AND REVERSED!

More importantly, the assignment was attacked!  The superior court judge (of course, as expected) tossed the whole matter out, forcing the homeowner to appeal him.  The appellate court ruled that the ASSIGNMENT WAS VOID!  As a result of the assignment being VOID (NOT VOIDABLE), the case was remanded as REVERSED as to the foreclosure; REVERSED as to the chain of title assignment attack; and REVERSED as to slander of title, because all of the issues weren’t presented properly and thus, weren’t addressed properly by the lower court.  The instructional value of this case is huge: Gauna v. JPMorgan Chase Bank, NA

We will be addressing the specific issues necessary to attack the assignment at the upcoming workshop!  We still have seats available.  And just when you thought there was no end in sight, we get an instructional unpublished opinion that validates the Cancellation & Expungement Actions that Al West has been using the past several years to wipe out security instruments!  Now you get to see Al West share this information in a live event in Las Vegas (in a 2-day power-packed informational workshop).

In fact, several attorneys from around the country are attending.  What does that tell you?   Maybe you should be there too?

See the attached Registration Form for details: FDW REGISTRATION FORM_LAS VEGAS_2019

Want to see a schedule of what’s being taught, click this link: FDW 2019 WORKSHOP_LAS VEGAS_SYLLABUS

The new book is out … and will only be available to workshop attendees:

We are NOT selling this book online, because it contains information that (by itself) would be like giving a baby a stick of dynamite with a short fuse!

If you think we can’t use this material to potentially get foreclosure mill attorneys disbarred, think again!

If you think we can’t use this material to attack notaries in a more effective manner, think again!

There are very few seats left at this workshop … we are almost sold out!  We cannot expand the room to accommodate more attendees.  You have little time to waste.  We will allow you to bring your attorney to the event at the “COUPLES RATE”.  Contact us through the CLOUDED TITLES website email link (click on the TITLE) for more information about space availability!

We will show you WHY this attack plan (on steroids) works and why it has worked in the past (when properly litigated)!

THIS STUFF WORKS IN ALL 50 STATES!  

WE DO NOT USE IT IN FEDERAL COURT!

WE SHOW YOU HOW TO KEEP IT OUT OF FEDERAL COURT!

WE SHOW YOU WHY JUDGES WILL HAVE TO PAY ATTENTION TO IT!

See you there!

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THE FHFA IS A CONSERVATOR … NOT A RECEIVER, COURT RULES!

(BREAKING NEWS, OP-ED) —

For those of you who might have missed this Memorandum and Order out of Rhode Island (whose courts typically favor the banks and their servicers), you may wish to read this 19-page ruling:

Sisti v FHFA et al, US D. R.I. No 17-005 (Aug 2, 2018)

The FHFA attempted to get a judgment on the pleadings, which the court denied!   While this isn’t much of a setback, it does make clear a few potential misconceptions about Fannie Mae, Freddie Mac, the FHFA, the FDIC and the mortgage loan servicers who deal with these entities:

THE BUCK STOPS WHERE?

(1) Following the subprime mortgage crisis, Congress passed the Housing and Economic Recovery Act, which created the FHFA (Federal Housing Finance Agency), giving it the power to supervise and regulate Fannie Mae and Freddie Mac (the government-sponsored entities, or GSEs). The FHFA pretty much has complete control over the activities of both GSEs, including their reorganization or rehabilitation.  In the fall of 2008, the director of the FHFA placed both GSEs into a CONSERVATORSHIP, NOT A RECEIVERSHIP!  The Director of the FHFA had a choice … he chose Conservatorship!

(2) There is no date set for when this conservatorship will end.  In the meantime, both GSEs are prohibited from paying any dividends to their common shareholders.

(3) The U.S. Government owns ALL of the senior preferred stock of BOTH GSEs. As a result, the U.S. Government gets perks that common stockholders don’t get.

(4) Both GSEs have received over $187-billion from the U.S. Treasury to maintain liquidity and have paid more than $249-billion in dividends back into the Treasury; however, the U.S. Government’s interest in the GSEs has not been diminished as a result.

HOMEOWNERS GOT SCREWED … AND SUED!

(1) Judith Sisti was foreclosed on by Nationstar Mortgage LLC, acting as an agent for Freddie Mac, where Freddie Mac was the high bidder and Nationstar signed and recorded a foreclosure deed, all non-judicially, and then attempted to evict Ms. Sisti.

(2) Cynthia Boss was foreclosed on by Santander Bank, acting as an agent for Fannie Mae, where Fannie Mae was the high bidder and Santander signed and recorded a foreclosure deed, all non-judicially, and then attempted to evict Ms. Boss.

(3) Neither homeowner had the opportunity to have an evidentiary hearing, to confront or cross examine witnesses, to present arguments and evidence, to be represented by counsel, or to have a neutral hearing officer adjudicate the matter, all allegedly in violation of their 5th Amendment, Constitutionally-protected rights to due process of law.  They filed suit against the Defendants and the cases, bearing many similarities, were consolidated into one case by the Court.  The FHFA, Fannie Mae and Freddie Mac all filed motions for judgment on the pleadings, claiming they were within their rights to screw both homeowners. DENIED!

THE COURT HELD THAT THE FHFA AND THE GSE ARE GOVERNMENT “ACTORS”, CONTRARY TO OTHER PREVIOUS RULINGS! 

(1) Despite all of the other case citations claimed by the Defendants in this case, THIS JUDGE held that none of the other citations were binding on this Circuit!  (We didn’t see that one coming!)

(2) The Court held under Lebron v. National Railroad Passenger Corp., 513 U.S. 374 (1995), that the Government created a corporation by special law; for the furtherance of governmental objectives; and retained for itself permanent authority to appoint a majority of the directors of that corporation, then the corporation is “part of the Government” for constitutional claims.  The rest of the citation contained further historical analysis.

(3) The government gave complete control of the GSEs to the FHFA, rendering said control effectively permanent, despite FHFA’s claims to the contrary (that this was only supposed to be temporary).  Well, we don’t see any “temporary”, do we?  It’s amazing how the FHFA (and its lawyers) can argue whatever suits them, whether it’s legitimate or not, huh?

(4) The Court stated that it “cannot defer to a congressional delegation that serves to disclaim the constitutional obligations of a government-created entity.”  So now there is a conflict over whether there is permanent control or temporary control.  The Court then continued to stick to its guns on the facts at hand … that the “unchecked control the government has over the duration of tis total takeover of the GSEs” is up to the discretion of the government, “in perpetuity, even though Congress authorized a facially temporary conservatorship.”

THE BEAUTY OF BEYOND END GAME STRATEGIES … 

Once you understand the elements of what the Court indicated on Page 14 of its ruling, you can see the differences between the FHFA as conservator and the FDIC as a receiver:

(1) The FHFA has complete power over the GSEs.

(2) The FDIC steps into the shoes of the failed financial institution, “as a private entity for state law tort claims”.   “Beyond End Game Strategies”, the new piece we recently put out, nailed that plan of attack.

(3) This would appear to indicate that going after the FHFA and the GSEs (in their present condition) would be more difficult than going after the FDIC (as the receiver for your failed banking entity that filed Chapter 11 bankruptcy).  Maybe not entirely (according to this court)!

(4) The most damning statement in the ruling is on Page 16: “Because only federal entities can waive sovereign immunity, it logically follows that FHFA-as-conservator is a government actor.”  For further research, see Brian Taylor Goldman, The Indefinite Conservatorship of Fannie Mae and Freddie Mac is State-Action, 17 J. Bus. & Sec. L. 11, 23 (2016).  Okay, whatever … I pulled it down for you … read it here:

The Indefinite Conservatorship of Fannie Mae and Freddie Mac is State-Action

(5) Conservators, unlike receivers, have a fiduciary duty running to the corporation itself (Goldman, p. 26).

And this ruling was from a federal judge that is typically NOT homeowner friendly! 

This case tells me that as a “beyond end game” plan of attack, once you learn the key differences between what a conservatorship is and what a receivership is, you’re at “Square One”!

I would recommend to all who attended BOTH Atlanta and Orlando workshops recently add the foregoing white paper to your arsenal of research involving a “plan of attack” under state tort claims laws, as described in the foregoing illustrated INSERT. Those of you who didn’t attend … darn.  You really missed out, given the holding in this case!  This is why what we’re teaching is so vital to your survival … and now I have case law to back it up!

 

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