Category Archives: BREAKING NEWS

BREAKING NEWS! SCUMBAG EX-FORECLOSURE MILL ATTORNEY IN CONGRESS TRYING TO AMEND THE FDCPA TO EXEMPT ATTORNEYS FROM LIABILITY!

BREAKING NEWS, OP-ED — 

Three items just crossed my desk that you should be aware of:

FIRST:

Congressman David Trott (of the foreclosure mill law firm Trott & Trott) is “hot to Trott” this legislative session, again trying to proffer amendments to the Fair Debt Collection Practices Act to exempt attorneys from liability.  Here is a pdf downloadable copy of this scumbag’s bill (sponsored only by him): H.R. 1849 (FDCPA Amendments, 2017).

The language speaks for itself and you should be speaking out against it!   Call your Congressperson and Senator immediately and tell them NOT to support this bill.  This bill takes all of the fairness out of debt collection and once again attempts to make it easier for attorneys to break the law!

SECOND: 

If you are facing Bank of America in court during your foreclosure proceeding, you should know that:

  1. Bank of America will likely produce a “robo-witness” to testify against you at trial.

This reporter has just learned from inside sources that Bank of America flies its designated key witnesses to Dallas, Texas to participate in “mock trials”, both jury and non-jury, to run its key “witnesses” through the proceedings to educate them as to what to say and how to say it in order to avoid scrutiny in cross examination.

2.  Bank of America has a “stable” of these “robo-witnesses” who spend little time looking at actual files (potentially the day before they give testimony, or the day of in some cases), working on actual case loads for a considerable length of time in order to gain the experience necessary to truthfully testify that they have actual, personal knowledge of the bank’s business records.

This reporter has further learned that witnesses are ostracized, punished and/or demoted or transferred to an administrative position within the BofA banking structure if they lose their credibility by failing to help outside counsel win their foreclosure case too many times.  Thus, it is reasonably certain that if Bank of America has a stable of whores who fabricate and embellish the truth on the witness stand, it is likely other banks are doing this too and the homeowner’s counsel should focus on the witnesses’ actual training, including time spent in front of a mock jury learning to adequately “testify” (which may have repercussions if they don’t adequately testify) to screw homeowners out of their homes!

Not only are the business records and the personal knowledge of them at risk as testimony, but the process by which these “employees” who do nothing but roam the country on a minute’s notice and do nothing but testify at trials in favor of Bank of America, should be impeached by further cross-examination and scrutiny of their real training … including, WHO trained them, HOW they were trained, HOW they are punished if they don’t “hold up” in court and WHERE they are trained.  These people cannot be believed and this is just one more reason homeowners need to have this information in their arsenal to “fight the good fight”.

NOTE: The people that attended last weekend’s Foreclosure Defense Workshop in Orlando, Florida know more than what you know.  If you didn’t attend, you didn’t find out about our new “secret tactical weapon” that will not only potentially “shut down” any foreclosure case, but force investigations by state bar associations all across the country of the parties responsible for furthering the fraud brought upon the courts across America in 99.9% of these cases! 

Knowledge is power!

Remember the saying, “My people perish for lack of knowledge”

Don’t be one of those people.  “Study to show thyself approved!”

God’s Blessings to you all!

and THIRD: 

Nationstar Mortgage LLC has changed its name to “Mr. Cooper”:

 

Mr. Cooper?  Seriously?  This sounds like the pedophile down the street.  It’s a wonderful day in the neighborhood.

We are also learning that Select Portfolio Servicing has changed its name to “EXCELERAS”!   If you have received notice of this, please email it to me at cloudedtitles@gmail.com.

 

 

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CFPB UPDATE ON OCWEN LOAN SERVICING LLC …

BREAKING NEWS —

For those of you who need clarification on Ocwen Loan Servicing’s “financial position” and “mortgage servicing rights”, please pay close attention to WHAT Ocwen acquired from ResCap and why ResCap had to file Chapter 11.  Here’s the 11-page update:

Update on The CFPBs Enforcement Case against Ocwen Financial Corporation

You can also read (in the last paragraph of the Report) what the status is on the lawsuit filed by the CFPB.

For those of you that have been following my blog posts, also understand that ALL SERVICERS have to comply with REMIC rules if a REMIC is involved in your mortgage loan … that includes ADVANCES!  Please refer to my other article on Ocwen in The Pooling & Servicing Agreement: Why Just Eat Half The Enchilada? 

For those of you that need “clarification” on the duties of the Servicer, please pay close attention to the attachments in the referenced article … especially under the area of ADVANCES.  This might explain more of servicer fraud, as the servicer, by omission, commits fraud on the court by NOT admitting that it has to make your mortgage payments if you fail to do so, under the 424(b)(5) Prospectus regulations (shown in the article, by Ocwen’s own admission), coming into court in a foreclosure proceeding claiming that the investors it represents (the REMIC’s certificate holders) suffered harm, when in fact (PLEASE PAY ATTENTION TO THE DISTRIBUTION DATES IN THE REMIC’S REGULATIONS), the investors have been getting paid all along, as long as the servicer is able to make the payments.  This is even more evident when you read the sentence in the Report issued by the CFPB (attached) which explains WHY ResCap filed bankruptcy!  Sorry, you actually should read the Report! 

You can learn to fight Servicer Fraud at our upcoming Foreclosure Defense Workshop … this weekend in Orlando, Florida!  Servicer Fraud is NOT just Ocwen … it’s all of them! 

FDW ORLANDO REGISTRATION FORM

There are still a few seats left!

We will be sharing information about the differences in “buying time” versus “full resolution” in your foreclosure case!

Learn to attack Assignments of Mortgage and Deeds of Trust the right way!

Learn to attack the other’s side’s Limited Power of Attorney!  … and so much more!

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ONLY 15 SEATS LEFT FOR THE UPCOMING FORECLOSURE DEFENSE WORKSHOP!

BREAKING NEWS — UPDATE …

I have just been informed that there will be a former bank executive (who was invited by Rich Kalinoski, the attorney lecturing at this event) who is going to “rat out” the bank’s bad behavior.  I do not want to reveal the bank (or the former executive) for this gentleman’s safety, but I can tell you … he worked for one of the major banks you all know and hate … and he’s going to reveal all the dirty tricks this bank pulled on borrowers!

For those of you who have not registered to attend the upcoming Foreclosure Defense Workshop in Orlando, Florida, this is just an FYI to let you know that we are filling up fast.  Even if you can’t pay the fee until you arrive at the workshop, you must at least submit the Registration Form to reserve your seat: FDW ORLANDO REGISTRATION FORM

Even if you are a pro se litigant, this is a workshop that you cannot afford to miss! 

Many local Florida residents are planning to attend, which means those of you coming in from out-of-town might get “bumped” from our limited seating if you don’t get your registration form in now.

The information being shared in this workshop is damning to the banks and their unscrupulous foreclosure mill lawyers!

If you’re going to “fight the good fight”, at least know HOW TO properly answer and timely file documents in your case.  How you posture your case has everything to do with your chances of winning on appeal … if your case even gets that far!   We’ll show you strategies to keep your case from getting that far …

We will be supplying you with printed handouts that you can take notes on!  You will have more ammo to put into your arsenal to utilize to save your home.  There are some new “tricks of the trade” we’ll also be sharing with you on attacking assignments and civil conspiracies, in addition to forensic document examination, expert witness testimony and how all of this can benefit you in court!

The “couples” rate also includes business partners who are on title together for individual properties.  Bring your case files with you!

Where else can you get foreclosure defense attorney help than right here!   Register NOW … as people will be coming to Orlando in one week to learn how to shut down the banks’ attack and we want to make sure we have a seat for you!   We will be providing snacks and a “special dessert” (on Saturday)!  Bring your appetite for knowledge and learn from the best!

 

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Dave Krieger Hosts City Spotlight Today! LIVE AT 2 PM!

BREAKING NEWS — 

Clouded Titles author Dave Krieger is the weekly show host of WKDW-FM’s “City Spotlight – Special Edition”, which customarily airs at 6:00 p.m. EDT on Friday.  Until the station fully upgrades its phone system, we will be presenting our broadcasts as pre-taped, with the exception of today.

Those of you in the WKDW-FM (97.5 mhz) listening area can hear the broadcast live at 2:00 p.m. EDT today.  We plan on having city and county officials on the program to update conditions in the area affected by Hurricane Irma and what is being done to bring everything back to normal.

The real treat for the regular Friday night listeners, is that we are going to “embellish” the live broadcast, which will be taped to run on the internet at kdwradio.com (if the internet is back up and running by then), is the broadcast done live today, with some additional audio clips you will find to be hilarious and quite “stinging”, given Florida Governor Rick Scott’s messages of “If you don’t leave, you will die!”

This Op-Ed and informational show will be most informative and also critical of the way the news media, the National Hurricane Center and the Governor’s Office portrayed the storm.  No holds barred.  We’re taking aim at price gouging, including the retail markup of generators, which weren’t available BEFORE the hurricane, but all of sudden, they seem to be everywhere, marked up from what they were in price before the storm.

Widespread panic created by manipulated and hours-old information cannot and should not be tolerated.  That is what we are dealing with here …

You have to ask yourself, can TV weathermen and cub news reporters be trusted?  Really?   Tune in and find out how scathing we can be in our critique of the way things were handled … gas lines … traffic snarls … mass evacuations … power outages … gas shortages … and those black helicopters that keep flying at low altitude over my house (I’m not kidding here) … who do they belong to?

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REMINDER: FORECLOSURE DEFENSE WORKSHOP IN ORLANDO IS FILLING UP!

BREAKING NEWS —

Thanks to all those who kept us in their prayers during Hurricane Irma.  We survived with power on all the time and no damage to the house!  The prayers worked!  We are continuing our preparations for the Foreclosure Defense Workshop in Orlando, Florida at the end of the month!

Those of you wishing to book a sleeping room at the La Quinta Inn & Suites – Airport North @ 407) 240-5000, #5 (tell them you’re with the DK Consultants LLC group block) … you have until the 15th to make your reservations. After that, normal rates will apply and room space cannot be guaranteed.

We have folks coming in from all over the U.S. to attend this event, the only one of its kind in 2017!

UPDATE:  I have added an extra bonus to this event … I will accept the “couples” rate for investors who co-own property as well as those who are married or joined in a civil union!  You can’t beat that!  

Please see below for all of the pertinent information.  The hotel offers free shuttle service to and from Orlando International Airport (MCO).

FDW ORLANDO REGISTRATION FORM

Make your reservations to attend by contacting us directly at (512) 718-9604.  We take all major credit cards and our internet is back up and running after the storm. Unfortunately, the number of seats is shrinking due to the people signing up at the last minute. You can still get great airfare to Orlando if you book your flight now!

 

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