Category Archives: BREAKING NEWS

THE SYSTEM OF THINGS IS IN PLAY IN ORANGE COUNTY, FLORIDA!

(BREAKING NEWS — OP-ED) — URGENT!      URGENT!      URGENT!       

The author of this post is relaying the latest information as it’s coming to us out of the court record as it relates to the way “the system of things” is supposed to operate.  This is for your educational benefit as it shows where the judge did the right thing! 

(ORLANDO, FLORIDA) — A Florida Circuit Court Judge has put the brakes on a foreclosure sale by setting an evidentiary hearing after a Motion to Vacate was filed by the homeowner’s attorney and an emergency meeting was held to determine the legal objections of an attempt by Nationstar Mortgage LLC and the real party in interest (Fannie Mae) to steal a property belonging to Jonathan Mack, the defendant homeowner in this case.  I am not simply regurgitating the excitable phone call I received early this afternoon (on the 15th of January, 2019) from parties familiar with the case.  It appears there will be expert testimony presented in this upcoming hearing.

It is a known fact that the foreclosure mill of Robertson, Anschutz & Schneid is involved (representing Nationstar).  Through the pleadings and assignments, they managed to get a judge (Weiss) to agree with them and the judge allowed the foreclosure.  See the Certificate of Sale below:

certificate of sale_mack

It is amazing how other bidders attempted to purchase the property, only to be beat out by $100 by Fannie Mae (ain’t that something).  I surmise that it wasn’t over the objection to the sale by the then-homeowner’s attorney, Chris Lim:

objection to sale_mack

bid log_mack

My understanding is … is that the former attorney wasn’t doing much of anything (typical of the way most foreclosure mill attorneys treat their annuity clients), until a new attorney that “gets it” stepped in, filed the motion and set an emergency hearing.

If the proof is in the pudding (as it were), the attorney obviously got through to the judge:

court minutes_mack_evidentiary hearing set

We anticipate expert witness testimony will take place at this hearing, followed by a formal Bar Complaint by the expert witness attorney against all lawyers from the foregoing law firm who participated in this fraud on the court (once determined).  Only a judge can “do the right thing” and make that determination.

If you’re an attorney … and you lie to the Court … you should be dealt with before the state bar.  THIS is how the system of things is supposed to work.

You have to get to this point in the proceedings.  It does NOT have to come to full steam at the point that THIS case did.  This point does NOT come all by itself.  This point is part of a strategy that sadly, most homeowners don’t want to consider until it’s too late.  This could have been dealt with in discovery, IF foreclosure defense attorneys (I’m not saying they’re all ignorant of how to conduct proper discovery) did the right thing when they were supposed to.  Some foreclosure defense attorneys have taken clients’ money and done nothing.

6 Comments

Filed under BREAKING NEWS, OP-ED

FDCPA CHALLENGED IN NON-JUDICIAL FORECLOSURES: U.S. SUPREME COURT TESTIMONY

(BREAKING NEWS) —

Here’s a rare treat … oral transcripts from Dennis Obduskey v. McCarthy & Holthus, LLP:

obduskey v mccarthy & holthus llp, scotus no 17-1307_oral transcripts of supreme court proceedings

(OP-ED) —

We’ve been waiting on the arguments here, because how the FDCPA is interpreted when it comes to foreclosures in non-judicial (Deed of Trust) states is at issue and has been in conflict among the federal circuits as to whether the enforcement of a security instrument (the actual deed of trust) constitutes the “collection of a debt”.  The 10th U.S. Circuit Court of Appeals (where the case originated) says enforcement of a security instrument is not a violation of the Fair Debt Collection Practices Act because it does not constitute debt collection.

Part of the problem here, is that it is and it isn’t (enforcement of a collection of debt) but an enforcement by the Trustee to sell property which is collateral for a debt (the note).  McCarthy & Holthus LLP is a known law firm that is part of a nationwide network that foreclosures on property wherein the borrower is claimed to be in default because of non-payment on the actual obligation (the Note).

Other courts have narrowly interpreted the matter in both ways.  This is where the conflict has occurred and this is why SCOTUS is hearing the matter.  If the Trustee is only attempting to satisfy the Lender’s need to recover the collateral that was pledged and does nothing more than use the contractual obligation of publication and sale to satisfy the terms of the security instrument (deed of trust) … that’s one thing.  The second the Trustee steps over the line and retains a law firm to enforce the terms of the security instrument and demand “payment” of a “sum certain”, THEN the attempt to collect a debt IS IN FACT, where misrepresentations occur, which would constitute a violation of the FDCPA!  My non-lawyer wisdom tells me to let YOU be the judge here!

If the law firm has all of its ducks in a row, that’s one thing.  But in this case, the argument tends to indicate it didn’t, which is why Dennis Obduskey filed suit.   This case represents one of the biggest challenges to non-judicial foreclosures in the United States; thus, this is worth the read if you are contemplating such an action.  Enjoy!

P.S.: The same amount of federal and state conflict has occurred with the MERS® System and the way the courts have treated it.  Why SCOTUS won’t hear those relative arguments may change.  For now, that issue is at a standstill.

8 Comments

Filed under BREAKING NEWS, OP-ED

ENTER 2019 AND THE NEW MERS!

(BREAKING NEWS – OP-ED) —

FYI, NOT for use as legal advice … but for the added benefits of research!

ICE OWNS MERSCORP … and things have changed! 

If you haven’t been paying attention to the “new and improved MERS”, you should be.  As of October of last year, Intercontinental Exchange, Inc. (“ICE”; the same bunch that owns the New York Stock Exchange) took over MERSCORP Holdings, Inc. and Mortgage Electronic Registration Systems, Inc.

Two new corporate shills appear to be heading up the parent (MERSCORP Holdings, Inc.).  I got this from the “new and improved MERSinc” website:

How ironic?  The “Goone” squad!  (I know you’re trying to hold back the laughter, but this is serious folks!)

Noticeably missing from the MERSINC.org website is the “Member Search” tool.   Now ICE has made it impossible and further obfuscates WHO is participating as a “user/subscriber of the MERS® System!  Thus, anyone wanting to do research on a MERS-originated mortgage or deed of trust is going to have to ask for their closing documents PRIOR TO signing them.  Otherwise, those who are ignorant of history are doomed to repeat it because THE GOONE SQUAD now controls all of the information in the MERS System!

It also appears that since Goone is connected to the DTCC, he now might have access to every credit transaction conducted throughout the United States!

You can still search for the alleged “Servicer” on the MERS® System website; however, the users of the system are expected to continue to put the same malarkey on the “Investor” portion of the site when you go to access that information, vis a vis entering your personal identifying information, namely, your last name and your social security number.

Let’s be clear one more time … your social security number is actually NOT your number.  It was assigned to you by the Social Security Administration when you volunteered to be in the social in-security program.

My wisdom for 2019 … AVOID MERS MORTGAGES LIKE THE PLAGUE!

Any mortgages or deeds of trust you intend to execute from now on probably should be through the following entities:

(1) credit unions that are NOT user/subscribers to the MERS® System; and

(2) owner financing, or in the alternative, hard money lending, designed to purchase within the short term.

You have every right to walk away from the closing table and not have your property encumbered by “MERS” paper.  You should also do a chain of title search on anything you intend on purchasing because you never know what unknown (mesne) assignees might be lurking in the shadows, just waiting for that inopportune moment to foreclose on you!

My further wisdom for 2019 … TAX DEEDS!

Every state has a system for purchasing tax deeds. Investigate these in the alternative!  You’re helping the county pay its bills, in addition to getting yourself a great deal!

In Florida, for example, you can buy tax deeds at auction for less than assessed value.  In Florida, for example, when you buy a tax deed and your tax deed is recorded, possession is immediate!  You get to own the land (or a single lot; sometimes you can get acreage) outright; however, first investigate to make sure you can put a manufactured home or site built home of smaller proportions (if you’re in the scale-down mode) on such a lot.  Many areas have deed restrictions.  Don’t forget, you still need to quiet the title to the property, but on tax deeds, provided you don’t have to serve a foreign investor or person outside of the U.S., most QT actions take 60-90 days to complete and shouldn’t cost you an arm and a leg.

Whatever “state” of the union you’re in, the county maintains the #1 position for liens, based on payment of property taxes.  The ways of the allodial title have disappeared, despite what you’ve heard from some well-meaning Patriots that claim you can restore a land patent to its original state.  There is an interesting comment from Washington State I found to back that up:

(NOTE: Click on the image to enlarge it to make it easier to read!)

Anyone trying this crap may find themselves on the receiving end of criminal charges because filing false documents into the land records is a felony in almost all 50 states and is punishable under both civil and criminal aspects.  You cannot evade property taxes anywhere.  This is why I like buying tax deeds for less than assessed value … the annual taxes on them is cheap and buying agricultural land (if you can find it) is even better!  It’s a great way to “start over” with less money, especially if you’re reeling from the effects of a foreclosure and are opting NOT TO DEFEND, but rather to move on.  Just make sure that if you’re buying a lot to build on, have a plan to follow through on that quickly.  Don’t buy raw land just for the sake of having a nest egg because you will continue to pay annual property taxes on that land in the future whether you live on that land or not.  Now that industrial hemp is being legalized, build your home out of hemp (https://www.youtube.com/watch?v=mfQbXuTzQQU) like these folks did in Asheville, North Carolina!

I’ve gotten past the point of asking people to simply deed their properties (that they’re about to be foreclosed on) over to me so I can litigate them in court.  If people were that “entitled” in the first place to make bad decisions to buy property using MERS-related securitization, thus screwing up their title, why would I want that headache?  Analyze every deal before engaging it!

MERS generally is never found on the titles to vacant lots!  That’s another plus for buying tax deeds on vacant land you intend on quickly building on.  Being mortgage free is a blessing in this day and age and I can only wish the best for my readers, that they can enjoy the freedom of not owing a bank or a monthly payment to a landlord, if not in 2019, then at some point in the near future.  That might be a great New Year’s resolution to make!  Why become part of the Nation of Renters if you don’t have to?

 

3 Comments

Filed under BREAKING NEWS, OP-ED

THE SYSTEM OF THINGS COMES HOME TO ROOST IN OREGON!

(BREAKING NEWS – OP-ED) —  The author of this post is a consultant to attorneys on matters involving chain of title, foreclosure matters and issues related to the system of “things”. This isn’t legal advice.  It’s the system’s way of telling you something’s wrong. 

PORTLAND, OREGON … Another group of attorneys, accompanied by a non-profit Oregon civil liberties group (made up of lawyers) has decided that the Oregon Bar has violated their civil rights and wants a federal court to stop the Oregon State Bar (a Public Corporation) from mandating that attorneys HAVE TO join their little “club” in order to practice law.

As I explained previously in GUTTING THE UNDERBELLY OF THE BEAST – PART 8, two Oregon attorneys filed a challenge to the Oregon State Bar’s public statement containing political views the two didn’t agree with nor subscribe to as part of the dues they pay the Oregon State Bar, claiming their civil rights have been violated.

Instead of simply suing the Oregon State Bar, Daniel Crowe, Lawrence Peterson and the Oregon Civil Liberties Attorneys have filed civil rights claims against the Bar’s Board of Governors, its President, its President-elect, its CEO, its Director of Finance and Operations and its General Counsel, claiming they all had a hand in the violation of their freedom of speech, freedom of association and for damages caused by charging them attorney fees to belong to what we in the mainstream like to call “the good ‘ol boy club”.

It stands to reason that every State of the Union has a Bar Association, which regulates the professional behaviors of counsel that practice law within its jurisdiction and to protect the public from unscrupulous behavior caused by them or the people who work for them who are non-lawyers.  These same bar associations also go after non-lawyers who hold themselves out as if they were lawyers in order to collect fees for writing pleadings and advertising their services at a discount, hoping to gain an income, which in effect, deprives lawyers of their income.  It’s what they called the unauthorized practice of law.

Even the U.S. Supreme Court has gotten into the act, its citations abound, as noted within the pleadings, which you can read here:

Crowe et al v Oregon State Bar et al, U.S. D. Ore No 3-18-cv-02139 (Dec 13, 2018)

For those of you who need some background, here is the original suit originally filed, that contains the actual political speech as an attached exhibit:

Gruber, Runnels v Oregon State Bar, US D. Ore No 3-18-cv-1591 (Aug 29, 2018)

It also stands to reason that every other major profession that operates within each state (insurance salesmen, credit service organizations, hair stylists, architects, engineers, etc.) also be regulated to prevent public harm, which an argument has also been made that this licensing entity should include lawyers (in other words, when we have the State doing it, why should we even have a bar in the first place?) under its governing umbrella.

Why am I not surprised that political advocacy-based litigation was prompted when the Oregon State Bar decided to publicly post a statement containing political undertones shortly after the “push back” occurred in downtown Portland?   This has brought “the system of things” to its opposite extreme … challenging the constitutionality of the “bar association” altogether using the Oregon State Bar as a poster child, specifically citing the April 2018 Bar Bulletin, which included two statements on alleged “white nationalism”, one of which specifically criticized President Donald Trump, attached as an exhibit to the pleadings.

I think we can all agree that the two-party system of things we have currently in place in America has screwed us all in one way, shape or form.  Each one of you have a bone to pick with the way things operate in America, right?  We all want America to be a better place, but instead, thanks to politics of all shapes and sizes, all of our civil liberties have been trampled on … and we sit idly by doing nothing while both sides promulgate their agendas upon us while wasting our tax dollars.  So it’s not just the Bar that’s in play here, it’s our whole system of things.

If we take away the Bar’s right to discipline its own membership, then how can we stop the bank’s attorneys from lying to judges and screwing all of us over in courts all across America?  How then can we stop law firms from participating in the creation and execution of documents that are recorded in our land records, particularly assignments of mortgage and deed of trust, that create standing for plaintiffs who have no enforcement rights to notes and mortgages, from continuing to come into court and illicitly rape Americans of their wealth with no consequence to them or the judges with their agendas that give them what they want (your homes)?

To some of you, this may be nothing more than airing dirty laundry before the American public in federal court; however, this is where you go when you want to go after a State Corporation, because the “state” will circle its wagons when attacked … and you’ll get nowhere … which is why we have State Tort Claims Acts.  While this suit is not posited as such, you get my drift.

While this is a blatant challenge to the State Bar’s right to mandate that attorneys belong to it so that if they “step outta line, the men come and take you away” (to quote Buffalo Springfield) … remember the chorus to that song?  It just got replayed in your mind … I see this thing settling out of court with the Bar agreeing never to do that again.  However, what if there is retribution against all the attorneys who brought these actions?  What then?  Where does it end?  Why shouldn’t every State Bar across the land be prevented from engaging in political speech?

Politics has become embedded within our entire judicial system!  If it wasn’t, we wouldn’t have judges with “agendas” that refuse to hear the truth about “whether we made a mortgage payment or not” or “Are you in default?” (as if we’re supposed to know what the term default means).  Half of you out there think that the term default means you didn’t make your mortgage payment, but as the saying goes, “That ain’t necessarily so!”  That WORD has political undertones in today’s foreclosure courts because it gives judges impetus to throw it around like confetti and use it to kick people to the curb with no proof that a default actually occurred … all the judge has to do is to get the borrower to admit he didn’t make his mortgage payment … the WHY doesn’t matter after that.   And the judge just stepped in and did the bank’s attorney a big favor by helping him win his case!  It’s no wonder that in the criminal realm, 92% of all convictions come out of the mouth of the accused!

And here I thought that by disciplining your children, teaching them right from wrong, could be considered “practicing law”.  Now, the system hangs you out to dry for child abuse for even swatting your kid on the behind in public for inappropriate behavior.

This is where conservatism and liberalism have ruined America.

 

 

 

 

6 Comments

Filed under BREAKING NEWS, OP-ED

Clouded Titles Author Dave Krieger on WKDW-FM Friday Night!

Tune in to City Spotlight – Special Edition this Friday night (and every Friday night) at 6 P.M. (Eastern time) and hear the latest news on legal and financial issues, as well as local area concerns.  Click this link:  CITY SPOTLIGHT and then click LISTEN NOW to gain internet access to the program!

Leave a comment

Filed under BREAKING NEWS