AND THE HITS JUST KEEP ON COMING …

(BREAKING NEWS) —  ORLANDO, FLORIDA … 

This is a homeowner’s dream.  Better yet, it’s an investor’s reality.

What if you could show a homeowner going through a foreclosure HOW TO bounce back quickly, amass a chunk of cash and work real estate deals that could land him in a new home?  Talk about turnaround.  It’s an Investor-180!

Said Simple Simon to the Pieman, “Let me taste your wares.”

CLICK HERE: BF FLYER UPDATED

Imagine being able to control property, cash flow and assets using the court systems in this country … something the former HUD Asset Manager that is going to be teaching this workshop does EVERY DAY … if he feels like it.  He literally has to turn off his phone if he doesn’t want deals, because the deals are coming at him fast!

Deals he can accept and deals he can refuse.  If the numbers don’t work, neither does the deal.  It’s all about the deal!

Imagine being in one of the hottest foreclosure markets in the country and having 1,000 leads to pick from that are all qualified to use with what we’re going to teach you in the upcoming November 2-3, 2019 workshop in Orlando, Florida.

Today … we found over 1,000 qualified leads for investor deals in Miami!

Today … we found 90 deals from Tampa-St. Petersburg-Clearwater to Sarasota on the Gulf Coast of Florida.

All are “estate-involved parties” just waiting for you to “push their buttons”.  We will teach you HOW TO do the button-pushing!

And that’s using the search techniques we’re going to share with you in the upcoming workshop!

How would you like to pay 8 cents for a qualified lead?

How would you like to actually talk to a human being instead of just hoping your “mailer” reaches them?

That is a lead you can contact by phone and talk to a human being about helping them with their estate resolution.

8 CENTS!  We’ll show you how you can turn 8 CENTS into thousands of dollars … in just over a weekend!  You control the narrative!

Anyone using our tools has access to property that’s going into foreclosure that can be stopped dead in its tracks using our proven system.

Now … how would you like to make up to 48 months worth of rent off of each property?  Then sell the property for cash and pocket a bunch of the proceeds, just for implementing the system we’re going to show you in Orlando?  With 1,000 leads, you could do 1 deal a day and make $20,000 a deal.  But seriously, who do you know that is that aggressive?  This is why we advocate putting teams together to work these leads … before anyone else gets them!

How would you like to work deals on properties and get them BEFORE HUD GETS THEM?   Do we have your attention now?

Do you know what happens to HUD properties once they get into the HUD HomeStore?  It’s a fuster-cluck.  That’s what?  Investors who don’t play the game well end up paying 110% of the value of the property and bottle neck the process.  And the robo-calls!  That’s something else we’re going to show you how to get around.

CLICK HERE FOR DETAILS!

What homeowner going through foreclosure wouldn’t like one of these Florida leads?

And you don’t have to be living in Florida to get them and work them?

Imagine these ratios?   30 phone calls = 1 house?  

How many phone calls did you make trying to save your home?

We’re going to show you NEW and REVAMPED strategies for fighting the banks and scoring these houses in multiples, for very little of your own money.

How would it be if we actually found money for you to help you with your deal, so you could make cash flow and survive foreclosure?

What homeowner in foreclosure wouldn’t want that?  Holy smokes!  This is for real folks!  This is not foreclosure rescue!

This is investor ingenuity that works for anyone who wants to make time to make the system work.

We give you the tools to do it!  You just have to be there to get the information!

I’m excited about this.  I don’t get excited about too many things.  But when someone wants to put $40,000 in my pocket in a short period of time and all I have to do is help speed up the end game, well, I can’t get more excited than that unless I was doing one of those deals a month.  And I could be.

I would think every attorney would want in on this, because they can make “delay” money just filing paperwork!  AND … participate in our system themselves!

I’ve just revamped every foreclosure defense attorney’s “business model”!   What attorney wouldn’t want to help homeowners and own real estate too?

Delay … Delay … Delay … you win!   Short term in and out.  Long term in and out.  You control the narrative!  You control the game!

This is where you learn what we know and use every day of the week!

If you aren’t signed up to attend … well … you’ve heard the saying, “The Early Bird Gets The Worm?”

CLICK HERE FOR DETAILS!

Testimonials from past workshops!

 

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THE REAL REASON THE REMIC WANTS YOUR HOUSE …

(OP – ED) — The author of this post will be your host for the upcoming Orlando workshop event, “Beyond Foreclosure” and brings you the latest update on the foreclosure world so you can get a better understanding as to WHY you need the new information we’re going to be sharing at the upcoming workshop:

BEYOND FORECLOSURE ORLANDO

THE BIGGER LIE …

I wonder if you can actually put a figure to what you’ve been paying attorney(s) to defend your foreclosure, thinking the REMIC is just going to roll over and play dead and you’re going to get a free house.  I’ve got some startling news for you … news that has never been posted online by me before.

REMICs will not agree to a short sale!

It’s one thing if your property has seriously negative equity.  It’s quite another (these days) when it doesn’t matter what the foreclosure sale nets.  Why?

The REMICs want the foreclosure (and this comes straight from the REMIC’s attorneys mouths) is … wait for it …

If they accept a short sale, the Trustee (Administrator) of the REMIC has to pay the difference between what the property sells for and its face value (the value of the note).  If the Trustee forecloses, and the property sells for whatever, the investors who actually funded the REMIC “take it in the shorts”!   Thus … by foreclosing, the REMIC will not have to pay out any sums (or any of its profits) for losses incurred upon foreclosure.

Now you know why the REMICs want your home!  Now you know why it doesn’t matter what the securitization audit says or what claim you might have to the relationship between the REMIC and the Investors who funded it (and actually funded your loan).

We’re back to the dirty land record paper however … and this is why you need this workshop!   Not only do you need to learn HOW TO overcome the paper trail … and if you should even bother … you also need to know how to recover from foreclosure, because 9 times out of 10, the REMIC is going to win.  The REMIC will not let you do a short sale.  It has no incentive!

So what excuse are you going to give me for spending all that money getting that securitization audit done?  All of those little fancy boxes on the page are nothing more than …

Boilerplate Bullshit!

We can discover the same thing analyzing the chain of title.  The bottom line is … if the document contains false and misrepresentative information, there’s a right way and a wrong way to go about attacking it.  The bottom line is maximizing time and cash flow and homeowners who are being foreclosed on seem to think they have both when in fact (1) their days are numbered; and (2) they’ve been using the wrong mindset to overcome foreclosure.

This is why I spent the time putting together the materials for the upcoming workshop.  All of this is brand new … in a 3-ring bound notebook!

Yes, I did take a picture of the famous Dunluce Castle, which was used as the setting of House Greyjoy in the HBO Series Game of Thrones!  Yes, I took that picture when I recently visited Northern Ireland.  It made perfect sense to use this as the workbook cover because it reveres the old saying, “A man’s home is his castle!”

My visit to Ireland was two-fold.  One … I had not had a true vacation in years … and two … it gave me a chance to clear my head so I could be open to “receive” more inspiration.

STOP WASTING MONEY!

We’re going to teach you steps to help you rise above this problem.  I’m talking about cash flow.  Let’s face it.  If you had positive cash flow, you wouldn’t be in foreclosure now, would you?  So, rather than scold you about what you failed to do because of the lack of financial education, I decided that we should collectively pair you with an investor who has been making oodles of cash flow for over 40 years and will never have to work a day in his life again if he doesn’t want to.  In fact, he has set about making your life more exciting, by teaching you the secrets of investing and creating cash flow with little to none of your own money!

Don’t say I didn’t warn you … you will have to change your mindset if you want to overcome foreclosure.

Based on what I just told you about WHY the REMIC wants your house, you should be wholly incentivized to sign up and attend NOW!

Click on this link to reserve your seat:  I WANT TO WIN! 

Or … click on this link:  I WANT TO CREATE CASH FLOW!

Or … click on this link: I WANT TO SCREW THE BANKS!

Or … click on this link: I WANT SOMEONE ELSE TO PAY MY MORTGAGE!

Whatever your reasons for coming … it is your opportunity to network with money people and people who make a difference!

Seats are filling up fast!  Call the host hotel NOW and make your sleeping room arrangements!

Free Hot Breakfast and Free Airport Shuttle!

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THINKING ABOUT GETTING A SECURITIZATION AUDIT? YOU NEED TO READ THIS!

(BREAKING NEWS — OP-ED) — The author of this post concerns himself in affairs involving chain of title for use in case development by attorneys and uses this information and research as a part of educational materials provided at workshops around the country to assist attorneys in foreclosure cases.  

The Consumer Financial Protection Bureau (“CFPB”) has all but wiped out Certified Forensic Loan Auditors in California in the filing of a Complaint for Permanent and Injunctive Relief:

CFPB v CFLA et al, Complaint

The CFPB filed a formal complaint against CFLA and its officers, Andrew Lehman and Michael Carrigan, for allegedly engaging in deceptive and abusive acts and practices in connection with the marketing and sale of purported financial-advisory and mortgage-assistance-relief services to consumers. According to the complaint, since 2014 the defendants allegedly violated the Consumer Financial Protection Act (CFPA) and Regulation O by making deceptive and unsubstantiated representations about the efficacy and material aspects of its mortgage assistance relief services, as well as making misleading or false claims about the experience and qualifications of its employees. Additionally, the Bureau alleged the defendants’ representations about their services constituted abusive acts and practices because, among other things, consumers “generally did not understand and were not in a position to evaluate the accuracy of [the defendants’] marketing representations or the quality of the mortgage-assistance-relief services that [the defendants] sold.” Moreover, the Bureau claimed the defendants further violated Regulation O by charging consumers advance fees before rendering services.

As the result of the litigation, a stipulation to final judgment was generated, which you can read here: CFPB v CFLA et al, Stipulated Final Judgment

It should be noted that the proposed stipulated final judgment and order against the company’s principal auditor for providing “substantial assistance in furtherance of [the defendants’] unlawful conduct” in violation of the CFPA and Regulation O. The proposed judgment imposes a $493,403.04 civil penalty, of which all but $5,000 is suspended due to the auditor’s limited ability to pay. The auditor is also permanently banned from providing mortgage assistance relief services or consumer financial products and services.

So in effect, engaging in practices whereby you actually perform services for homeowners to help them with foreclosure relief/rescue makes you a target of the feds!

And I can tell you with a certainty that the pro-bank law firms across the country were very quick to report this, especially in light of the CFPB’s press release.

Doing research for an attorney that is intending on pursuing legal claims on your behalf is one thing, but actually engaging in offering services involving the homeowners directly (like loan mods) is taboo, especially when you charge them money up front with no guarantees. This is largely different from doing a Chain of Title Assessment (COTA) because the document is done strictly as a demonstration to the attorney for use in case development and is not used as evidence at trial.

I must also note here, as part of my Op-Ed “tirade” here … that DK Consultants LLC, who is sponsoring the upcoming workshop, is proactive and not reactive with its latest offering at the upcoming workshop, BEYOND FORECLOSURE, which CFLA in its present or nonexistent state cannot hold a candle to.

AMERICA’S PROBLEM IS THAT EVERYONE IS GENERALLY “REACTIVE”! 

My comments here may not be specific to your scenario; however, every time someone has a money problem, life as they know it, comes to almost a screeching halt while they figure out a solution.  The solution is a reaction to a bad problem. There is no telling how much money CFLA pocketed doing worthless, boilerplate, forensic and securitization audits for people and then going one step further in attempting to help them become more “reactive” by trying to solve their problems with lenders and their servicers.  These “solutions” appear to have turned out to be nothing more than delay … delay … delay … you lose … to the point where people have complained en masse to the CFPB, who decided to rear its ugly head and do something about it.  CFLA was the target.  Federal judges in certain circuits have already made statements to the effect that “there is no such thing as a forensic loan audit” and I think these judges are part of a bigger issue: a failed legal system.  The judges are only presented with and can only rule on what’s presented to them.  If the information is not rational or can be defended against by the banks, the judges will let it go.  For all intents and purposes, a lot of this information is not useful and expensive to procure.  It’s a waste of time and resources because people have the propensity to REACT every time they’re attacked, rather than avoiding the attack by being PROACTIVE!

THE TIME TO BE PROACTIVE IS WHEN YOU REALIZE THAT FINANCIAL ISSUES ARE IN YOUR NEAR FUTURE!

No one likes to be broke, especially in the land of the fee and the home of the slave.  Misery loves company.  This is why dramatic reality TV shows that demonstrate everyone else’s stupidity and misfortune reign supreme.  When it bleeds, it leads!  HELLO … 10 O’Clock News!  We all need a pity party, right?  NOT!

Do you know where you find “sympathy” in the dictionary, between “shit” and “syphilis”!   My “pity party” is now “PITI PARTY”!!!!

This is why we decided to take the approach that the best defense is a great offense, employed BEFORE the SHTF!  This is why we are doing the workshop in November!

See the details here! BF FLYER UPDATED

There is no sense in wallowing in misery when you actually have the tools and resources available to do something about your situation BEFORE it becomes mission critical!

Over time, we have learned what works and what doesn’t work.  Statistics show that 98% of all foreclosure cases that are litigated end up being ruled upon in favor of the banks.  That means 2 out of 100 cases end up in a “with prejudice” dismissal.  With those kinds of numbers facing you, what’s stopping you from being proactive?

 

UPDATE:  This article seems to have ruffled some feathers, especially from people who claim to be Certified Forensic Loan Auditors.  I remember the time Andrew Lehman called me up and insulted me on the phone, telling me the reason he was making so much money because he was doing workshops and I was just writing books.  Granted, Mr. Lehman has a law degree (J.D.), but I don’t see, “ESQ.” anywhere unless things have changed in his profile.  SB4 in California strictly forbade attorneys from doing loan mods and what makes this situation so unique is that there are federal judges that have been quoted as saying, “There’s no such thing as a forensic loan audit!” in their opinions and orders.  When you put stuff like this into motion and attack the very underpinning of the judges’ own pension funds, which REMICs are all tied to, you risk attack.  This is what I have been saying.  Whether Carrigan copped out, he at least knew that folding would save him from having to pay a half-million-dollar fine.

This government is famous for demonizing people.  I speak from experience.  So writing me and threatening that they’re going to come after me, when I’m working under attorneys and with investment groups, putting up our own funds to save homeowners … I find any comments counterproductive.  I don’t need a securitization audit to know that the REMIC is not going to allow you to win your court case, boiler plate or not. My commentary in the article came from attorneys who have put this stuff (in multiples), side-by-side, and the material was useless in court, especially when you have a judge with a size 9 shoe trying to shove it up the attorney’s anal sphincter!  So don’t lecture me on who is going to get in trouble here (“world of hurt”).  

The truth is slowly but surely coming out.  Anyone who stands up to the banks in any way, shape or form is going to get attacked … some not so much as others.  It depends on how much shit you stir up.  If the average homeowner would take the time to study how the mortgage industry operates, they would realize that we’re headed for another bubble and borrowing money from banks at a time like this is risky.  Investing in REMICs is even riskier, especially when the REMIC is not going to let the homeowner win in court if the REMIC can help it.  Again, 2 chances in 100 for a with prejudice ruling in the homeowner’s favor.  Maybe none of our stuff is working.  Maybe some of it is working.  All I know is as a reporter, I report what is said, analyze it for myself and form my own opinion, whether you like it or not.  The government has more money and greater prosecutorial resources than Andrew Lehman, J.D. and if the government wants to squash him like a bug, it will.   Been there, done that.

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UPCOMING BEYOND FORECLOSURE WORKSHOP IN ORLANDO … IT’S OFFICIAL!

(BREAKING NEWS, UPDATE!) — The flyer and registration form are now contained within this post,  in PDF format, which will provide you with the details of the upcoming workshop and the means to register.  If you fall into any one of the categories of person(s) listed on the flyer, you need to plan on attending!

The response to this class is overwhelming as anticipated to the point where several hard money lenders have indicated an interest in coming to the event!

The shopping cart will be set up this week on the CloudedTitles.com website, so you can pay the fees to attend on the website.  Until then, you can pay by PayPal per the instructions on the registration form shown at the link below.

BF FLYER UPDATED

For those of you emailing for additional information regarding a pending foreclosure, please send us an email at cloudedtitles@gmail.com.  We will not allow personal information and case information posted on this site, as the “other side” monitors this blog … and we have personal concerns over your safety and privacy.

There is contact information on the site if you wish to pay by phone prior to the shopping cart being activated.

We cannot stress that the content in THIS Workshop is different from other workshops.  We’ve taken the phrase, “the best defense is a good offense” … to a whole new level!

This Workshop strives to educate you in the following modalities:

  1. Reorienting your thinking about foreclosure, depending on what stage of “the game” you are in!
  2. How to use time as leverage in fighting foreclosure!
  3. How to make the best use of your available resources during your “time frame”!
  4. Various ways of creating your new PLAN B … a way to give the mortgage loan servicers a dose of their own medicine!
  5. Various ways of saving money while creating cash flow to help you make ends meet!
  6. Various opportunities to obtain financing to get to your PLAN B!
  7. How to structure real estate deals to your advantage, including negotiating with the servicers’ attorneys!
  8. How to create assets and cash flow simultaneously!
  9. How to restructure your finances to make PLAN B more effective, so you never have to face foreclosure again!
  10. We will provide you with ALL of the tools you’ll need to: (a.) research and analyze your money targets; (b.) negotiate and acquire your targets; and (c.) get in done within a structured time frame.

The modalities we’re going to teach you are designed to help you overcome foreclosure, acquire a new (and maybe even better) place to live at a deep discount and how to create cash flow to fund your new lifestyle into retirement!  We are doing deals RIGHT NOW to make cash flow … and we’ll show you those deals! 

Your presenters are consultants, attorneys and investors who have collectively structured hundreds of deals (one of whom was a former HUD Asset Manager)!

You need to take that same leap of faith … and plan to attend this game changing event!   Get power over the banks and their unscrupulous servicers once and for all!

As an attendee of this Workshop, we’re also going to make individual and team coaching and consulting available to you to help you succeed!

 

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NEW UPCOMING FORECLOSURE DEFENSE WORKSHOP … OUTSMART THE BANK!

(BREAKING NEWS – OP-ED) — This news is especially important for those who can get past the PITI PARTY! 

My definition of PITI is not the same as “pity”.  And there are more ways than one to come out shining when facing foreclosure.  Of late, due to the affordable housing crisis in America (and we’re not the only country facing it either), there are some ingenious ways to recover, if only we had a way to combat the issue of cash flow. The reason many Americans still face foreclosure troubles is because the market has not fully re-set itself.  The economy has certainly been robust in the U.S.; however, the economy is cyclical and there are ways to fight cash flow issues due to these economic downturns. Let’s face it … our world is financially “broken” in so many ways.

We have to stop making false assumptions about foreclosure …

Foreclosure is the world’s way of telling us something is wrong with our decision making processes.  The problem with foreclosure is … we let it consume us to the point of becoming neurotic, which I liken to a symptom of PTFD (Post Traumatic Foreclosure Disorder).  Instead of letting the foreclosure consume your life, what if “we” (my collective team) could show you a way to not only survive a foreclosure, but come out of it smiling with goal-setting plan that pushes beyond the objectives of the bank that’s attacking you (through its mortgage loan servicer).

Put November 2-3, 2019 on your calendar.  That is a very important date, or it should be, because that is the date of our next upcoming foreclosure defense workshop, this time in Orlando, Florida at the Hampton Inn & Suites’ newly-remodeled ballroom!  I will have details on this site towards the end of this month (August).  In THIS foreclosure defense workshop, we’re not only going to demonstrate new techniques for carrying on a strategically-planned “game of thrones” against the servicers, we’re going to show you a way to make capital gains, possibly without even using any of your own money … and end up with another house … completely out of reach from the banks … and completely yours … depending on HOW you play the game.

In this new “game”, we’re going to show you the HOW-TO’s of acquiring property, how to target property, how to change your mindset and direct your focus on getting property that was destined to become a potential new home for you without being done at someone else’s expense.

This is not a gimmick!  This process has actually been done over and over again … and the person presenting this process at the upcoming workshop has done this over and over again and has quite the portfolio of homes, netting himself a ton of cash flow.  Isn’t that what you need to stop the foreclosure crisis in your own home?  Cash flow?  If you had the opportunity to learn about using real estate to create cash flow from a practical (and not a dream state) aspect, wouldn’t you be interested?

The internet can be a dangerous place … full of all sorts of offers and gimmicks, but the methods that we’ll be teaching you in this workshop are time tested and can be used to overcome foreclosure!  We’re doing these methods right now!  It’s all about mindset.  It’s time to share new information, not just the same ‘ol, same ‘ol.

How about we add a new perspective to your game plan, all taught in a 2-day class by not only myself, but also by an investor, a real estate broker, who used to be an Asset Manager for the U.S. Department of Housing and Urban Development (HUD)?  He’s figured out a way to acquire property cheaply, which could be your PLAN B … not only to create cash flow … but to end up with a completely PAID OFF HOME that you can live in and control, without making the sacrifice of having to move far away in order to survive.  And THIS investor (who I work with in my network) has decided to come and share what he knows and teach you the tricks to finding property in ways other nationally-known investors haven’t even thought of!

We have reserved an entire ballroom (something we haven’t done before)!

The question is … will you be in one of those seats?  Seating is limited.

Transportation from Orlando International Airport is FREE!

A hot breakfast is FREE (if you book a sleeping room at the hotel)!

All you have to do is enroll in the workshop and get there!

We will still keep the couples, investors, attorney-client deals in place from past workshops!

We’ve now acquired research we’ve not shared before!  Research that can help you acquire property using tools already available to you!

This updated foreclosure defense-related program is open to homeowners facing foreclosure, homeowners NOT facing foreclosure, investors who want a NEW, inexpensive way to acquire property, attorneys who want to capitalize on specific types of “delay games” (after all, attorneys play that game already, right?) and make real money helping homeowners instead of screwing them … and real estate agents and brokers who want to grow their business and increase their cash flow!  And we’re NOT going to make you pay tens of thousands of dollars to get this information (like other real estate gurus have).

We’re also going to be sharing directives on what to do when your current attorney screws you and how to fight back (we’ve never shared these options before either) and possibly get some of your ill-spent money back!

It’s time to stop the pity party and time to put on the mindset of right thinking in a different kind of PITI PARTY!

This country is lacking in financial education!

Stay tuned for more information about how to use the Internet to find real estate deals that can potentially net you not only cash flow … but a way to eliminate the banks from your life for good!

Put the above-mentioned dates on your calendar.  If you want to learn to not only defeat foreclosure using handy internet research tools and how to capitalize on potentially acquiring your own home (which you could end up with absolutely out of reach of the banks) … mortgage free, wouldn’t that be a good thing?  We’re going to show you a way to acquire a new place to live while screwing over your current mortgage loan servicer!  Wouldn’t THAT be a good thing.  What if we showed you how to acquire all of the tools to do this completely by yourself, or with a coach that has done what he teaches (practices what he preaches) multiple times over?  Wouldn’t that be an even better thing?

In short order, we’ll get you the details!

We will provide you with a road map to get to Plan B.

We’ll provide you with the tools to do the research and where to place your focus (instead of fretting about when you’re going to get kicked out of your home)!

I’ll be honest.  A lot of us in the financial education and investment world haven’t been looking in all the right places for the deals.  Why not share these kinds of strategies to help people recover from foreclosure?  This workshop is different from any other workshop I’ve ever taught because what I’m learning here is stuff EVERYONE should already know and be using to recover from the stress of foreclosure!

HINT: The Alphabet Soup of Knowledge … and knowledge is power! 

With these goodies, I anticipate we will have a max capacity room full of people looking to recover and get ahead, not just living hand to mouth and paycheck to paycheck.  Stay tuned!

 

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