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Foreclosure and your civil rights: A judge rules against you in spite of questionable land record documents … what to do next? (PART II)

(OP-ED) — This overview of cases involving civil rights abuses are the author’s opinions based on his legal research and are for educational purposes only and should not constitute any rendering of legal advice or seek to draw any conclusions of law. This is the second discussion of three parts.

THE RULES OF THE GAME HAVE BEEN CHANGED

The issue of police brutality all boils down to the issue of perception of what law enforcement stands for … from both sides of the coin. When police make an arrest, they do so based on material facts surrounding probable cause. The behavior and demeanor of the accused and their right to justice is largely determined by the answers they give and the way they react to questioning by the arresting officers. We spend an inordinate amount of time watching television, where police officers are displayed as being the saviors against the wicked. Yet, in order for a criminal case to proceed, the evidence has to stack up against the accused. The evidence cannot be controverted or subverted with lies and deceit.

“We have repeatedly held, therefore, that an officer violates the Fourth Amendment by omission only if ‘it would have been clear to a reasonable officer that the omitted fact was material to the probable-cause determination. A warrant request violates the Fourth Amendment if the requesting officer knowingly, intentionally, or with reckless disregard for the truth, makes false statements in requesting the warrant and the false statements were necessary to the determination that a warrant should issue.’”

— Cited in Rainsberger v. Benner, 7th App. Cir. No. 17-2521 (Jan. 15, 2019)

And what does this have to do with civil rights, you ask yourself?

Because the Rainsberger case turned on the evidence, when it was discovered that the detective investigating the case (Benner) omitted exculpatory evidence and fabricated evidence wherein the probable cause affidavit was riddled with lies, undercut with the omissions that would have kept Rainsberger from being arrested in the first place … the outcome was that Detective Benner’s sovereign immunity privileges were stripped away by the Court because of his actions. That’s how this argument relates to foreclosures when brought into the civil realm.

The entire foreclosure scenario also deals with material fact, which is why the author brought the arguments within the Rainsberger case into this discussion. When material facts are distorted, manufactured or omitted, causing the homeowner to be unfairly prosecuted as to his right to be secure in his “persons and papers” as guaranteed under the Constitution, someone must be held accountable.

Since the 2008 financial collapse, numerous discoveries have been disclosed to the consuming public of deceitful acts committed by the banks and their servicers and third-party document mills. Unfortunately, with the changing of the rules in the way the “game is played”, moving cases to federal court have been reformed to the point that simply stating that “a person created a phony document used to steal my house” just doesn’t work anymore with the Supreme Court rulings in the Twombly and Iqbal cases. The author has included the following research for your education and understanding, as having proper knowledge of what to expect on the federal level, which should be put in the forefront in any anticipated civil rights actions that follow a foreclosure:

WITHOUT FORETHOUGHT: SUE! SUE! SUE!

It is problematic that over 90% of Americans do not understand their system of laws. In fact, criminals understand the legal system better than their enfranchised counterparts. When faced with legal action, the defendant homeowner either becomes despondent or angry. There is no in between.

The first objective is to lash out against every person or idea that contradicts one’s belief system, as flawed as it may be. The “entitled” believe they should stay in the house for free … that all of the foreclosure accusations are really the bank’s fault … yet the borrower obligated himself when he signed the mortgage documents, thus, creating a legal “can of worms” for himself. The finality of truth brings with it a reality check.

All semblance of logic goes right out the window in favor of emotion. This is one major reason this author created the Clouded Titles website and wrote the book by the same name back in 2009-2010 (officially released in December of 2010). In order to get in this game and play it well, emotion must be replaced with legal logic and right thinking.

If you’re like most Americans, you place blame on others for your own shortcomings. Shortcomings however do not replace mistakes. But what if you’ve been blindsided with facts you know not to be true? How do you cope then? Most Americans would let their emotions “out of check” upon realizing that the banks messed up their own paperwork and that now they (the homeowners) are paying for it!

CHAINS OF TITLE TELL STORIES … STORIES THAT DON’T LIE!

Without a doubt, the author’s previous PART I post disclosed that two independent examinations of the land records in Texas and Florida demonstrated the rampant use of false documents, one of which came to light in the U.S. Bank, N.A. v. Harpster case in Florida:

And this is not the only case either. In another Florida case, the bank’s attorneys came into court with not one but three different versions of what they claimed was the “new and improved” promissory note:

And on the witness stand, in another Florida case, Erica A. Johnson-Seck admitted to be a “robosigner”:

And the foregoing case found its way into a New York State foreclosure decision!

Sadly, a lot of homeowners run to bankruptcy court, thinking they can stave off a foreclosure. All this does is kill their credit scores to the tune of 450 points for up to 10 years! Even the federal Office of the Comptroller of the Currency calls bankruptcy “a stall tactic”. But what happens when the bank runs into bankruptcy court and lies about its “position” in the chain of title:

STEALING PEOPLES’ HOMES FOR FUN AND PROFIT!

The foregoing headline was spouted by a foreclosure defense attorney in Texas during a discussion of a workshop he attended that was held by foreclosure mill attorneys. One of the attendees, whose name repeatedly surfaced in the Williamson County, Texas Real Property Records Audit, Stephen C. Porter, appeared nervous because after the audit was released, he was exposed to the world as a “robosigning attorney”. This is where things get dicey for Mr. Porter, because this author looked up Mr. Porter’s Texas Deed of Trust and compared the signatures of the robosigned documents to those of Mr. Porter’s own mortgage note and they were unbelievably different from each other. In fact, it appeared as if the signatures may have been put there by his notary!

All of this of course, leads up to the discussion of the intent to defraud … the homeowner, the land records and the judge. This author believes that all foreclosure victims deserve their rights to due process and that any “officer” of the court, which an attorney is, should lose their “sovereign immunity” if they omit, lie or cheat their way through a foreclosure and steal someone’s homes using false documents which they themselves may have had a hand in!

It’s just that when homeowners win, they become like electricity, seeking the path of least resistance and crawling back into their comfort zone. They have no interest in follow-through to see that the party or parties creating the phony documents, which still continue to litter their chain of title like a hooker with AIDS, are brought to justice.

The time to attack these phony documents is BEFORE the foreclosure starts, not AFTER! In the Harpster case, the attorney at least had the gumption to research the assignment and talk to the bonding agent and obtain an affidavit which stated the notary did not have a valid commission at the time David J. Stern’s own secretary (Cheryl Samons) executed the assignment.

ALL IS NOT LOST IF YOU CHOOSE FOLLOW-THROUGH … WIN OR LOSE!

In a recent foreclosure case decided in a Mississippi Chancery Court, the judge, who is covered by the State’s risk pool as to her liability, gave the defendant homeowner 7-1/2 minutes to present his case and despite the best evidence presented in that amount of time by the homeowner:

  1. The judge decided he’d had enough time because (as she previously announced to the court) the judge had to leave to go to her daughter’s volleyball game;
  2. After making her ruling, the judge commented that it must be rough “looking through rose-colored glasses, having lived in a $274,000 home for free for over 5 years.” This clearly indicates bias;
  3. The other side’s attorney’s complaint was deficient, partly due to mismarked and improper exhibits that the judge refused to allow to be stricken from the record when objected to; and
  4. Given the judge’s social calendar, it’s obvious she cared more about not being in court versus simply making snide remarks when the evidence presented supported the case actually going to trial.

This is where the system of things HAS TO “kick into high gear”.

After seeing and hearing the results of this case … and here goes the “if it was me” diatribe, the author would:

  1. File a complaint with the Mississippi Judicial Review Board against the judge.
  2. File bar complaints against the three attorneys who “touched” the case, because they inadvertently and purposefully omitted evidence which would have pointed a finger directly at law firm involvement in the manufacture of an assignment used to give the plaintiff (LSF9) standing.
  3. File a Motion for Reconsideration in a timely manner (10 days), citing those things that the judge failed to take into account before making her decision (all administrative appeals and alternative moves must be taken before proceeding to filing a State Tort Claims Act action).
  4. The timetable for the due process violation (under the McDonough v. Smith case), according to the U.S. Supreme Court decision, begins to run when the final adjudication has taken place.

Could the homeowner have won his case (or in the alternative got his matter set for trial) had he retained counsel to defend his home? Maybe. That is a story for another day because it involves unwrapping the mindset of why homeowners (and the public at large) don’t trust attorneys.

There is some room for argument here that the damage would actually occur when the home is sold and the homeowner is evicted, but my non-lawyer take here is that the judge’s ruling set the clock in motion because it represents a final decision for which other actions (eviction) could follow.

AS TO THE JUSTICE SYSTEM, JUDGES SHOULD PAY FOR MAKING BAD DECISIONS RESULTING IN CIVIL RIGHTS VIOLATIONS!

Attorneys have errors and omissions policies. Robosigners are supposed to be bonded and have errors and omissions insurance naming them as a “covered party” in order to be a robosigner for MERS. Judges have bonds. Some judges have bonds with their own respective counties. Other state’s judges are paid by the state to be a judge, which means the State’s own “risk pool” (a big pile of money which pays out damages for provable civil rights violations) is ripe for the picking. Those who have the fortitude to file a 42 USC § 1983/1985 action may have the opportunity to realize justice when it’s used to get an attorney disbarred, get a document manufacturer prosecuted or get a judge tossed off the bench for aiding and abetting felony perjury.

The proof must come “in the pudding”. One cannot simply wave an alleged phony document around in front of the judge without implicating the parties that were involved in creating it. Justice is never served unless you can reach into the pudding, the likes of the Harpster case or better, and bring up the evidence required to show you were deprived of your due process rights by the Court and its officers. In the Harpster case, the judge who ruled in favor of the homeowner (Hon. Lynn Tepper, the author believes) was driven or “persuaded” to leave the bench by the political judicial hierarchy, because she was a fair judge and recognized fraud on the court for what it was. This judge did not simply take the bank’s word for anything, given the proof that was provided … stuff that this author has been sharing from an investigative standpoint for years.

This shows you how much “control” the banks have over the court systems in this country and why it’s likely a judge may be the culpable party in siding with lies by the attorney for the servicer. No one likes a liar. Liars deserve to go to jail if they participate in the thievery of stealing someone’s home using evidence that is manufactured or conveniently altered or omitted in what appears to be the commission of a crime.

And THAT is where the criminal justice system intertwines with the civil justice system. And if anything, police brutality should be the least of our concerns when “the system of things” is tainted with bias.

And this is exactly the reason WHY the author elected to do an online Foreclosure Defense 101 Workshop … because right thinking is called for here.

Stay tuned for PART III

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Foreclosure and your civil rights: A judge rules against you in spite of questionable land record documents … what to do next? (PART I)

(OP-ED) — This overview of cases involving civil rights abuses are the author’s opinions based on his legal research and are for educational purposes only and should not constitute any rendering of legal advice or seek to draw any conclusions of law. The first five points are discussed below:

The time at which a § 1983 claim accrues “is a question of federal law,” “conforming in general to common-law tort principles,” and is presumptively–but not always–“when the plaintiff has ‘a complete and present cause of action.'” Wallace v. Kato, 549 U.S. 384, 388 (2007); Manuel v. Joliet, U.S. Sup. Ct. No. 14-9496 (2017).

— As cited in McDonough v. Smith, U.S. Sup. Ct. No. 18-485 (2019)

This post is circumspect as to the discussion of the items postulated within the land record audit and forensics investigation conducted by the author and his team of researchers in Williamson County, Texas (2012-2013) and Osceola County, Florida (2013-2014), respectively. Anyone who has read through these 179-page and 758-page reports will realize that they are just that … the means to call out an injustice that should have come to light, but never did, during the period following the 2008 financial collapse. Over 10-million homes were taken through both judicial and non-judicial means … and this case, coupled with several others discussed in this post, culminate into what the author has determined is a potentially valid 42 USC § 1983 civil rights claim, which must be filed in federal court in a timely manner.

FALSE AND MISREPRESENTATIVE STATEMENTS

As both of the foregoing reports concluded, documents numbering into the tens of thousands poured into the land records of all 3,041 counties and boroughs across America, each containing false and misrepresentative statements that predicated the actions taken by the banks’ servicers. These documents were generally created under the orders of the servicers themselves and were generally executed by the servicers’ employees, posing as Assistant Secretaries, Vice Presidents or other “loan documentation” employees of the servicer, posing as representatives of the alleged Lenders “in an official capacity”, when in fact, many of these signers were $10/hour paid flunkies who sat around in cubicles and signing rooms, affixing their signatures and notarial seals by the hundreds … per hour, without reading or knowing of the contents contained within the documents as to their validity!

Better than 99% of these documents continue to litter these same land records to this very day and only about .001% of Americans are the wiser.

POINT #1: When the alleged civil rights infraction has occurred

In the McDonough v. Smith case, which was based on a New York State criminal action, the action came to rest in the hands of the United States Supreme Court, which decided on June 20, 2019, in a very narrow opinion, that the action taken by elected official McDonough against prosecutor Smith was untimely. The allegations were based on the alleged manufacture of evidence against McDonough by Smith, not once, but twice. Due to this prosecution (by Smith), McDonough was deprived of his liberty (put in jail) due to this allegedly manufactured evidence. From the foregoing statement that is highlighted in bold-faced type, you can clearly ascertain WHEN you get to file a civil rights-based lawsuit … AFTER your foreclosure has been completed against you and you’ve lost your property at sale.

POINT #2: It is assumed that you are taking notice of the offenders

In order to make this case in point, the author is relying on the assumption that anyone reading the audit and forensic examination will come to realize that not all is copacetic in assignment-land. It is the assignment of the mortgage or deed of trust that is posited here as “manufactured evidence”, to be relied upon for a “conviction”, even though the intended venue is the civil realm and not the criminal. However, the alleged criminal activity involving the manufacture of the documents, which generally appear years after the alleged transfer of notes into REMIC trusts or some other junk debt pool, which says it’s a trust but in reality is nothing more than a third-party debt buyer deceiving both the land recorders and the civil judges alike, is at stake here due to the reliance of its validity.

It is further assumed that every party involved with or “touching” that assignment from its inception to its recorded form and relying upon it thereafter in the taking of your home, knowing the statements contained within said assignment were false and misrepresentative, is McDonough in the civil realm. The documents predated a civil prosecution (foreclosure) and were manufactured as part of a suspected criminal act.

To make it more plain and simple, YOU, the homeowner, did not deceive the land record, the servicers’ employees did. Maybe the law firm acting on behalf of the servicer did by furthering the lie. Maybe the judge knew or should have known that the documents in the case in chief contained questionable statements; however, chose to ignore them for the sake of convenience in clearing off a packed court docket without giving the homeowner (or his attorney) a chance to prove that the prosecution’s case was based on false evidence.

POINT #3: The aspects of perjury and the subornation thereof

18 USC § 1621 (in pertinent part): “Whoever–having taken an oath before a competent tribunal, officer or person, in any case in which a law of the United States authorizes an oath to be administered, that he will testify, declare, depose, or certify truly, or that any written testimony, declaration, deposition, or certificate by him subscribed, is true, willfully and contract to such oath states or subscribes any material matter which he does not believe to be true … is guilty of perjury and shall … be fined under this title or imprisoned not more than five years, or both.”

18 USC § 1622 (in pertinent part): “a person convicted of subornation of perjury may be fined $2,000 and sentenced to up to five years in prison.”

Under the latter, there are five elements which must be proven: (1) that the defendant make an agreement with the person to testify falsely; (2) that the perjury was in fact committed by the offender; (3) the false statements of the perjurer were material to the outcome of the case; (4) that the statements were made knowing of their falsity; and (5) there must be proof that the procurer had knowledge that the perjurer’s statements were false.

This is one of the key issues presenting itself as to the “further than arm’s length transactions” involved in foreclosure so as to create plausible deniability on the part of the perpetrators. Much of this can be ferreted out in depositions, which California attorney Al West has seen first hand.

POINT #4: The recorded alleged false statements in the land record

From the fact patterns discussed in the two foregoing reports, which are shown here for your review (if you so choose) …

… it became obvious to the author (in compiling the data shown in each of the reports) that a fact pattern involving timely suspect behavior occurred at about the time of the prosecution of the foreclosure, despite the fact the alleged information contained within the assignments that showed up in the land records just prior to (or in some cases AFTER the foreclosure action was started) the foreclosure case had indeed occurred.

It should also be noted here that these reports were not indictments, but merely “call outs” to alleged misbehavior on the part of third-party document mills or deceitful acts authorized or carried out by the mortgage loan servicers themselves. In March of 2012, the servicers collectively told the states and the federal government they wouldn’t create suspect documents and record them in the land records anymore, but as history shows (as demonstrated by the audit and forensic examination), no sooner was the ink dry on that agreement, it was back to business as usual.

Thus, the chains of title have been presumedly corrupted by this behavior, which of late, has gotten more sinister in nature, covered up by recorded powers of attorney that appear to grant some sort of authority to misbehave in the drafting of such documents, with no one the wiser.

POINT #5: The statements made within the foreclosure process itself

The next set of documents that appear suspect in the prosecution of the actual foreclosure itself are shown to be that of the “affidavits” or “declarations” made by the servicer’s employee, attached in similar form to both judicial and non-judicial actions. The difference here is that the non-judicial action contains a recorded statement known similarly as “Notice of Default and Election to Sell” and “Notice of Trustee’s Sale”. In both instances, these recorded notices contain the alleged suspect statements, predicated by the suspect assignment, then followed by the alleged “Appointment of Substitute Trustee”, which is not “neutral” by any means.

The judicial aspect involves the filing of a foreclosure complaint and the sworn declaration that accompanies the complaint filing, assumedly from the lender’s representative, when in fact, it’s the servicer’s employee making the statements. These statements then find their way into the initial court case filing.

The second “whammy” is when the servicer’s employee, who has been assumedly “coached” as to how to testify, many times in mock trials at the servicer’s headquarters so that their testimony is groomed to become so believable that the homeowner’s attorney swears the employee is telling the truth, that this is where the suspect “open court subornation of perjury” indeed occurs because: (1) the person testifying has been educated by the servicer to become a professional liar; and (2) the person testifying is relying on the suspect manufactured documents created by others and recorded in the land records of the county the subject property is located in.

HOMEOWNERS CAUGHT UNAWARES

As history has shown us, when the foreclosure debacle first started to litter the courts with cases, 97% of the noticed homeowners “cut and ran” without even entertaining the options. Their “Come to Jesus” meetings were based on fear of a bad result, predicated by a string of unfortunate events, which forced them to simply pack up and flee. The banks and their servicers were counting on this … and they succeeded admirably.

The other 3% of homeowners attempted to retain unlearned attorneys, who were naive as to the trickery committed not only in the land records, but through the MERS® System of things and the illicit behavior of the foreclosure mills … and bad case law affecting homeowners. It took awhile for these defense attorneys to come to grips with what was actually going on … and by then, even the judges were led to believe that what they were doing was above board, when in fact, it was based on manufactured evidence that should have been brought to light beforehand.

And this is why the author and California Attorney Al West created:

The C & E on Steroids!

… because these declaratory relief actions should predicate the foreclosure action, not only creating delays, but to serve as a warning to those who would involve themselves in the chain of deceit involving the taking of a person’s property.

Sadly, 99.9% of all homeowners fail to understand this strategy, which could force a court to quiet title to any given piece of affected property and potentially cause a criminal action to be pursued against those committing perjury and suborning perjury in their sworn statements of record.

What most foreclosure victims also don’t understand is that the application of a civil rights action is also predicated on the denial of declaratory relief, which is the basis for the Cancellation & Expungement (C & E) Action.

Everything that the author has discussed in PART I is the “set-up” to what liability could be ascertained throughout the foreclosure case itself, which a person with some skill and knowledge could do the research on to identify the most likely culpable targets therein.

IN PART II the author will discuss the pertinent parts of various cases in which the courts have identified these misrepresentations and what part of “all is not lost” applies to you, even if you lose on appeal. Yes, there are administrative remedies which have to be exhausted if one is going to go after an attorney, a judge and/or the county that pays them … and how the counties insure themselves against liability … out of a self-insured risk pool.

IN PART III … the author will discuss the attack strategy in the realm of 42 USC § 1983 and 42 USC § 1985, focusing not just on the perpetrators of the phony documents, but also at the attorneys involved in the prosecution of the foreclosures and the judges and the counties that employ them when the judges make bad decisions (like Al West says the judges say to him when approached about the documents, “What else ya got?”), which could make them accomplices to perjury and the subornation thereof.

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WILL THE CORONAVIRUS BE GONE BY NOVEMBER 4TH?

(OP-ED) — The author of this post pontificates the following in the first person … as in, “Can we be frank here?”

From what I have seen, the United States as a whole has been embroiled in multiple controversies since 2016. One major upset after another. One major mindf**k after another.

Part of the problem is that while Americans are generally resilient people, when you “confine them to quarters” and start pumping them with “programmed diatribe”, its anyone’s guess as to who started the finger pointing, all the gastric upset … and why.

As I may have mentioned in previous posts, the political hierarchy in this country is doing everything in its power to promote some sort of change, as if things weren’t doing at least somewhat okay before the coronavirus hit. Lots of people had jobs. Unemployment levels were at record lows. Everything seemed to be peaceful and we all seemed to be getting along, somewhat.

Then, 2020 happened.

And why is that so important? Because Americans love their comfort zones as much as they love their country. The problem is … the politicians have figured out how to disrupt comfort zones to the point where people are now at each other’s throats over every little thing, whether it’s being cut off for a parking space, not wearing a mask or speaking your mind on social media.

Then the elite presents to you what appears to be a series of farcical debates, which turned into political arguments over which administration we can blame for what ails America and who’s going to do what to whom and how we’re going to effectuate change if we get elected (again). Everything right-thinking American knows that DC blows because politicians will say anything to get elected (again) and hard money, soft money and dark money all play into the bullshit on TV so the American voter can consume more political pablum, thus making them more anxious as Election Day draws near.

I love it when every President (since I was born and possessed some sort of rational thought) claims that they were responsible for the State of the Nation, when in fact, right-thinking Americans know that no President alone can be responsible for anything but enforcing the nation’s laws and running the country as a CEO would run a major corporation. I am not here to make a political case for one candidate or another.

There are a number of Americans (to date) that are facing foreclosure and eviction (Las Vegas has moved into the #1 spot of tenants not paying rent) and no one in the media is paying attention. Those affected however, are. And if you or a member of your family (or even someone you know) has fallen victim to coronavirus, your mindset is more likely to be tainted because you’re going to blame someone for your loved one’s loss. It’s just what Americans do. We’ve been so educated to point fingers and place blame that today’s political hierarchy and the pundits that promote their thought processes are drooling over their single-party system once again coming to the rescue and “fixing” this country’s problems, when in fact, the “system” has had decades to “fix America” and hasn’t because its too consumed with being in control. This, my friends, is the bottom line.

If “control” weren’t a part of the system’s agenda, then how is it that this supposed vaccine … another method of “fixing” our country’s problems … is on the political chopping block in the most recent debate, where VP candidate Harris claimed she wouldn’t trust taking a vaccine promoted by Trump? First, the vaccine was all that anyone could talk about, because the entitled in America scream at the government (like sheep being attacked by the wolf) every time there’s a crisis (“Don’t just stand there, do something!”). I can tell you a lot of Americans were able to sift through the bullshit and figured out that Deep State, which is embedded in the medical community driving the vaccine’s production, mask wearing, social distancing and what ever other crap they can feed you at any random moment, is playing a big part in the way they want you to think. Sadly, a lot of Americans have fallen for this crap.

Deep State controls much of the way “the system” promotes its presumed ideology, which is for Americans to capitulate to its whims, to allow the government to tell us what to do, where to go, when we can go, how we go, what we can’t do, what we must do, what we have to do … just like a 1984 tele-screen. Deep State wants you to love Big Brother.

Deep State has funding sources. These funding sources all have political agendas too. Deep State, for all intents and purposes, IS Big Brother. Much of the inner circles within this country’s intelligence communities are part of Deep State. Why do I say that? Because ever since President Trump got elected, opposing ambitions have started one scandal or another, whether it’s based on lies, trumped up allegations or manipulated statistics. I have never seen such political maneuvering to this degree in my entire life as I have now. I wonder who is still getting “tested” for coronavirus because I sure haven’t heard of anyone running off to a testing center lately.

Yet … our politicians would have you believe that millions more are going to die of the coronavirus, just so they can have an excuse to control you.

Because Deep State is embedded within the United States Government, it’s really hard to know WHO you can trust. Whether you vote your conscience on November 4th doesn’t matter. The single-party system controls the process. Both sides of Congress are responsible for exacerbating the in-fighting as if it was intentional. Both sides of Congress voted to pass stimulus bills, so a lot of you could get paychecks. Congress wants to make you believe that the National Debt will be thrust upon your children and future generations to come, when in fact, the entire monetary system is based on fiat currency and the presumption it has value. More controversy.

The United States Government has been in receivership since 1933.

The unique thing about it all … it will never (unlike some “Red States”) have a balanced budget. No matter how many promises these politicians make, collectively, the system of justice and this government are years behind in accomplishing anything because we’ve all allowed them to make a mockery of our political process. Now it’s a matter, depending on whose mindset you’re dialed into at the moment, to vote for the lesser of two evils.

The entire political process in this country is teetering on the brink of collapse. The fiat banking system is the only thing propping it up, based on the will of We the People. As long as Americans put their faith in their flag and their monetary system and their politics, nothing will change.

Vaccine or no vaccine, the “new norm” is uncertain. I believe I know what Deep State would LIKE YOU TO BELIEVE is the “new norm”, but since I can’t digest those options, why should any other right-thinking American?

I cannot predict with any certainty that this country will ever return to normal, especially AFTER November 4th. Politicians (for the most part) are liars. They say whatever it takes to get them into office (again) and the same rank and file has had decades to make “changes” for the better, yet, seemingly, we still have the same money problems, the same health issues, unemployment (to some degree) and dysfunctional government, which includes our country’s justice system. Packing the Supreme Court was last unsuccessfully attempted in 1937 by Franklin Delano Roosevelt (remember him?), the President that brought us Social Security, the New Deal, which I surmise turned out to be the Raw Deal depending on how one looks at it.

THE BOTTOM LINE

The two-party system (which is really a single party system in sheep’s clothing … with an agenda) has screwed … and continues to screw America, pushed forward into the socialist abyss by Deep State!

No matter how much money this government “throws” at things, the intent is to always have a crisis, coronavirus or not. George Floyd or not. Outside political influence or not. Our CIA has been meddling in every other country’s political affairs since it was created. America is now getting a dose of what the CIA has been dishing out elsewhere for decades … “coming home to roost” (as it were).

And we think Edward Snowden is unpatriotic for telling us our own government has been spying on We the People for decades?

My concerns of late are more focused on what more of our civil rights we’re going to lose in the future … whether or not we face personal confrontation the likes of Ruby Ridge and Waco … and whether or not the upcoming administration is going to get a “political bug up its ass” and force mandatory vaccinations on every living, breathing American, voter or not. THAT is what YOU should be worrying about … and what you’re going to do if THAT happens.

Remember that when Ruby Ridge and Waco happened, we had a Democratic President in office and those who were responsible for killing the folks in both of those American skirmishes got promoted afterwards. Those people could have been you. They were victims of a broken society.

America can’t function without a “fix”. It’s been programmed to believe that way, whether a “fix” is necessary or not. Research Hegelian principals. Don’t just take my word for it. This “fix” has been going on ever since this country allowed central banking into it and our election system has been allowed to deteriorate because of it. This country has mistakenly relied upon the “fix” no matter what … and it has turned out to be political heroin.

And now America is facing another foreclosure and eviction crisis, which the government WON’T “fix”. You can’t throw money at a foreclosure crisis and make it go away. Politicians have tried and failed. Judges could care less. The system is bankrolled by Deep State, the political elite and dark money and the system answers to them, NOT the voting public.

Can I get a reality check here? I simply don’t trust politicians anymore.

Your narrative, as an American, is what can you do to make your life better, more productive and more financially functional than ever before … no matter what happens after November 4th. You need to be secure in your persons and papers.

If you or someone you know is facing foreclosure, they need to attend the upcoming Foreclosure Defense 101 Workshop because frankly, I don’t see any other resolve than to re-examine the previous paragraph and learn what it will take to “buy you the kind of time” you need to make things work because God only knows the certainty of your future should you choose to act as a right-thinking American.

God Bless America.

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FORECLOSURE DEFENSE 101

(BREAKING NEWS) — Registration for this year’s “foreclosure defense” basics workshop is now open!

THE FORECLOSURE DEFENSE 101 WORKSHOP

This workshop will be held online via a webinar format (GoToMeeting), which automatically records the entire 4-hour presentation so you can watch it over and over again after the workshop has ended!

The downloadable flyer contains the entire syllabus, which represents the tools you’ll need to fight a foreclosure, whether it’s judicial or non-judicial in nature! Plus, the registration form is also included (when you read the Registration Form, you’ll know why we’ve included it).

This live event is hosted by Clouded Titles author Dave Krieger, who will feature California attorney Al West (who Dave has co-authored two different books and DVD video sets with) and R. J. Malloy (Dave’s retired attorney co-host on City Spotlight – Special Edition on WKDW-FM), a 9-year-tenured law clerk for a former U. S. District Court judge! One better … Ron Gillis will also be joining us in studio (live from Florida) to discuss how he has been able to stave off a bank foreclosure on his home for over 12 years!

Plus … we’ll be covering courtroom procedures and protocols, which is something we didn’t normally cover in our previous classes … a new addition which promises to add some serious “spark” to your foreclosure defense campaign to stay in your home!

THE BIGGER PICTURE

The foreclosure realm is like one big sandbox. You’re in one corner. The judge is in the corner to the right of you. The foreclosure mill attorney is facing you in the opposite corner, while the sneaky mortgage loan servicer’s “witness” is hiding behind his COVID mask in the corner to your left. Once you know WHO your opponents are … it makes it easier to know when and where to “kick the sand”. In this author’s world, no one wants to “play with you” when you’re no fun to play with. No one likes bullies either … and that’s what the attorney facing you in the sandbox wants to portray, because they’ve got legal skills you don’t … yet. Our objective here is to keep the mortgage foreclosure mill’s attorney and his witness out of the sandbox (the courtroom) as long as possible … and when the time comes … how to kick sand in their faces (figuratively speaking of course)! It’s the only visual this author can really use to describe what you’re facing in today’s courts.

This author knows that retaining a foreclosure defense attorney is risky … and in this workshop, you’ll find out why that is so.

We will be providing you with extensive PDF files of court cases, diagrams, sample forms and pleadings and all the “stuff” you’ll need to study to empower you and your “game plan” while creating a Plan B exit strategy. The banks and their mortgage loan servicers would just love to see you out on the street, your valuables tossed to the curb by the Sheriff … something none of our online workshop guests want, especially with a virus running rampant.

In case you can’t attend the Saturday, October 24th online, 4-hour workshop, it will be available online at CloudedTitles.com shortly thereafter for your repeated viewing pleasure; however, we hope you’ll join us for the live event because you get to ask questions in our “chat box” about the tools we’ll be sharing during the event!

You must register in advance to get the link to the workshop the morning of the show, which starts promptly at 10:00 a.m., Eastern Daylight Time!

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IN FORECLOSURE, PROCEDURE IS EVERYTHING!

(BREAKING NEWS, OP-ED) — A Mississippi couple not only got their home … they got damages and attorney’s fees too!

Quentin and Sharonda Bell not only won their jury trial (with an attorney, of course), but because the party claiming the lien failed to pay the cost bond within thirty days of the final judgment (since they lost), Gibson and Court Properties Inc.’s appeal failed due to the court’s lack of jurisdiction!

Read the case here:

All due to a procedural error. We could all be so lucky, huh?

This is another reason why we’ve opened registration NOW for the upcoming Foreclosure Defense 101 online Workshop Saturday, October 24, 2020, from 10:00 a.m. – 2:00 p.m. Go to CloudedTitles.com to register!

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