Category Archives: I’m not posting any more stuff on here!

SOCIAL SECURITY FUND WILL BE EMPTY IN 2021 …

(BREAKING NEWS – OP-ED) — The cat is “out of the bag”, which makes perfect sense when you look at the administration of the vaccine plan.  This article is not for the faint of heart because it may point a finger at the future events of what is to become of America. 

I attended a luncheon yesterday where U.S. Congressman Greg Steube from Florida’s 17th Congressional District (covering 9 counties) was given an award by the U.S. Chamber of Commerce.  While kudos go out to the Congressman, I also pointed out to him before the event began that I’d be interested in hearing his speech.  He said, “I haven’t even thought of what to say yet?”

When he finally did give his speech … several things came out of the mouth of Congressman Steube … one of which wasn’t expected …

SOCIAL SECURITY WILL RUN OUT OF MONEY IN 2021!

At first, Steube indicated that at first glance, the Social Security System would run out of funds in 2025; however, this new news (albeit unexpected and somewhat shocking) explains why we have a pandemic (or perceived one).  Steube further indicated that spending would have to be controlled.  He admitted that this Congress is so politically polarized, hardly anything is getting done in the House of Representatives.  He further indicated that with the rule change (by Pelosi and others), Democratic Congressmembers can cast up to 10 votes by proxy.  For those who don’t understand the voting process in the House, it means that if one member of Congress emails another member and tells them, “Vote YEA on this bill”, that member of Congress (actually appearing in person) can cast up to 10 votes for absent Congressmembers!

And as a result, a lawsuit has been filed in the District of Columbia because, as Steube indicated, that rule change directly violates the U.S. Constitution!

And this is what you get when you have a Congress that spends money like a drunken sailor, writing checks its body can’t cash.

Steube also indicated (per my question afterwards, following his speech) that another stimulus package was in the offing and he hoped it would pass.  I asked whether the SBA portal would open back up for businesses who hadn’t taken advantage of emergency funding could apply and he indicated that was the plan.

However, the point remains, when you allow Congress to spend all of our savings that we pay every year towards our “retirement”, at some point in time, the fund will zero out.  Now, it appears sooner than later.  This means Congress will have to appropriate funding to keep the social security payments coming.  More robbing Peter to pay Paul.

The government could have lived off of the interest payments made by investing the social security funds while they sat in an account … but that would be the prudent thing to do, right?   If you want to have a mess made of something, let 535 self-serving politicians have at it.  Steube indicated he has hardly gotten any legislation through since he took office.  In Florida, while he was a legislator there, the State balanced the budget and representatives had 60 days (once a year) to introduce bills, debate their contents and get the appropriate legislation passed in time (before the session ended).  It was all done in a bipartisan effort.  Not so in Congress, especially these days.

THE SOCIAL SECURITY FUND IS NOW “THE DOG CHASING ITS TAIL”

The Social Security fund has to be reimbursed in order for the existing class (those over 62 who are drawing payments from the fund) to continue to receive monthly checks.  Where’s that money going to come from?  You guessed it … your tax dollars.  It’s bad enough our government is technically in Chapter 11.  It’s quite another when it doesn’t have a solution as to how to keep a socialist program going.  It made senior citizens dependent on that monthly check from the government.  For some seniors, that’s all the money they have coming in every month.  So what’s the plan?

GET RID OF THAT PERCENTAGE OF SENIORS THAT’S EFFECTIVELY “TAXING THE BUDGET”! 

And here comes the “rich” deciding who lives and who dies.  More subjectively, HOW they die.

Why not create a pandemic … let it loose on the world … with the intent on killing off as many people as possible (because God knows we won’t be able to feed them all) to avoid food shortages and water shortages and preserve our environment so those who are alive and remain can sustain?

Once the pandemic has run its course and we’ve “flattened the curve” (another false cliche), let’s create a vaccine and dose everyone with it (thanks to the panic that’s been purposefully created) because once it’s announced the vaccine is available, all of those senior citizens (except my mom, who has refused to be tested for COVID twice by the Florida Department of Health … she’s almost 95 and still uses a walker) will run to the nearest dispensary and get the shot.  Within days, weeks or months, the contents of the shot will attack their systems and kill them.  One less person to receive benefits, right?  How about we knock out two thirds of the senior population?  Most of them have health problems.  You can’t engage in a conversation with an elderly person anywhere without eventually hearing all about what ails them, right?

The government (and I’m talking about the percentage of those who are getting ready to retire)’s employees believe everything their government tells them … at least 99% of what the government tells them.  I’ve been told this by folks who work for the DOJ.  When the vaccine becomes available, how many government workers do you think will run to get the shot, thinking they’ll be able to save their own asses and keep their jobs?   (Don’t think this idea hasn’t been contemplated, because it has.)

FAUCI, THE CDC, THE NIH, BILL GATES AND BIG PHARMA ARE BEHIND THIS DEPOPULATION MOVE! 

It’s no conspiracy theory when you have a CDC doctor who has openly said, “We need to get rid of the whites.”  (I previously posted the video of Dr. Carol Baker on this blog!)

Fauci and the CDC both have medical patents (albeit questionable as to the legality of a government agency holding a patent on something the U.S. Supreme Court says you can’t hold patents on) which are going to make them gobs of money when this vaccine hits the market.  If we have a population of 322-million people in the U.S., we need to reduce it by at least 20% in order to sustain life in America and keep to a budget that America can afford.  The problem is, Congress doesn’t know how to keep a budget because it has an open line of credit with the Federal Reserve (the private bankers) which it keeps borrowing from.  So the easy way out is to depopulate … which means 64.4-million people are at risk of elimination (according to my calculations).  I’m taking into account the birth rates versus the death rates in America and the world’s population of 7.8-billion people and how much of that population has to be eliminated in conjunction with the master plan to offset having to tax the balance of the remaining population’s paychecks.  In the U.S., only West Virginia, Maine, Vermont, New Hampshire and Puerto Rico have declining statistics.  Every other state has rising populations with Utah being the biggest in growth factor (hmmm … makes you wonder about the beliefs of having more than one wife, doesn’t it?).

So it all boils down to how much sperm does it take to destroy America?   Hey, don’t laugh, this is how the medical community thinks!  When it comes to the vaccine, even black lives won’t matter.  This vaccine, which is loaded with untested coronaviruses, will kill off a good percentage of those inoculated in short order.  And the vaccine companies aren’t liable.  The government and the taxpayers are.

Congressional thought process … maybe?

There will come a point in time when the taxpayers will rebel because there won’t be much “paycheck” left after it gets taxed into oblivion.  This is what the Democrats want. They want a socialist government.  They don’t want democracy.  They want a “nanny state”.  A “nanny state” smacks of authoritarian rule.  “You will do what we say or you don’t get a government dole.  If you get a government benefit, you take the vaccine like a good little stupid U.S. 14th Amendment citizen. We know more than you do, which is why we’re rich and you’re broke all the time. We know what’s best for you and when it’s your time to die. If you become a troublemaker, we’ll just eliminate you quietly.”

The political hierarchy is polarized.  Steube made this very clear in his speech to the North Port Chamber of Commerce luncheon attendees. This leaves the dirty work up to the medical community and its minions to do the following:

  1. Skew the numbers by changing the way they’re reported (as to COVID-19 statistical information).
  2. Drive the panic as far into the 2020 calendar as possible, all the while pointing fingers at Trump.
  3. Get Biden in the White House through the use of killing off as many seniors (mostly voting Republicans) as possible with the vaccine.
  4. Get a Democratic majority in the Senate while keeping the House majority.  You get the Trifecta.
  5. Reducing the population so the remaining balance can be more easily controlled.

If my thought process was incorrect, why is it they keep moving the Social Security age limits upward?   Congress knew that this day would come.  And it’s coming soon. If you were going to rely on all your social security dollars to pay for your future, you have been duped.

What?  This hasn’t sunk in yet?  Don’t worry.  It will soon.  And a portion of your paycheck goes towards this charade. I’d be pissed.  This is why I reinvented myself in 2010.  I see the writing on the wall. It’s not pretty.

 

1 Comment

Filed under BREAKING NEWS, I'm not posting any more stuff on here!, OP-ED

BREAKING NEWS: FHFA WILL LET GSE’S BUY CERTAIN FORBEARANCE LOANS!

(BREAKING NEWS) — 

Washington, D.C. – To support homeowners and mortgage lenders, the Federal Housing Finance Agency (FHFA) is approving the purchase of certain single-family mortgages in forbearance that meet specific eligibility criteria by Fannie Mae and Freddie Mac (the Enterprises).

“We are focused on keeping the mortgage market working for current and future homeowners during these challenging times,” said Director Mark Calabria. “Purchases of these previously ineligible loans will help provide liquidity to mortgage markets and allow originators to keep lending.”

Due to the COVID-19 pandemic, some borrowers have sought payment forbearance shortly after closing on their single-family loan and before the lender could deliver the mortgage loan to the Enterprises. Mortgage loans either in forbearance or delinquent are ineligible for delivery under Enterprise requirements. However, today’s action lifts that restriction for a limited period of time and only for mortgages meeting certain eligibility criteria. Eligible loans will also be priced to mitigate the heightened risk of loss to the Enterprises from these loans. These prudential measures also ensure fulfillment of the Enterprises’ charter requirements to only purchase loans that meet the purchase standards imposed by private, institutional mortgage investors.

FHFA and the Enterprises will continue to monitor the impact of the coronavirus national emergency on the housing finance market and update our policies as necessary. Today’s actions are the latest FHFA has taken to support homeowners and the housing finance system.

 

AUTHOR’S NOTE: First things first … in order to find out whether Fannie Mae or Freddie Mac allegedly “own your loan”, visit either of their websites and do a “loan look-up” and supply them with your information.  If it happens that they do, contact your mortgage loan servicer and explain this press release and ask them to investigate whether your loan would be eligible under this announcement.  You might also contact the FHFA directly if you think you’re getting shafted by your servicer. 

1 Comment

Filed under I'm not posting any more stuff on here!

LSF9 GETS A BEAT DOWN IN PALM BEACH COUNTY COURT!

(BREAKING NEWS – OP-ED)The author of this post posits the following information for educational purposes only and the opinions expressed herein are that of his own and should not be construed as legal advice.

Hats off to Patrick Guinta, a foreclosure defense attorney in Pompano Beach, Florida, who handled a solid case for a personal representative of a decedent in defeating a sham trust in Circuit Court in Palm Beach County, Florida.

If you look at the court docket for this case, there were 5 pages on the Palm Beach County Clerk of Court’s website to sift through, wherein I obtained (albeit non-certified copies) legible documents, all reflecting back to the chain of title and a judge that was willing to listen to reason.  Many judges in Florida, especially the senior judges, think that if they rule against the REMICs (Real Estate Mortgage Investment Conduits) in foreclosure cases, that their pensions, of which many are vested in these securitized portfolios, will be adversely affected.  Part of that reasoning is flawed because:

  1. The REMICs never got the note and mortgage in the first place;
  2. If the REMIC did get the note and mortgage, it’s because the Master Servicer made it happen without the REMIC’s actual knowledge;
  3. Caliber Home Loans, who claims to be the servicer, wouldn’t know the truth if it bit ’em in the ass;
  4. Fortunately, Mr. Guinta managed to get an affidavit from private investigator Bill Paatalo (see here): Affidavit of Bill Paatalo
  5. Fortunately, the judge in this case decided to scrutinize the documents more fully (which many judges in Florida could care less) and issued a Final Judgment for the defendant (see here): Final Judgment for Defendant
  6. According to Bill Paatalo, the witness for Caliber Home Loans, the alleged servicer, “fought us for over a year on our motion to compel the trust agreement and to un-redact their version of the MLPSA. At trial, they inadvertently (I believe) allowed the un-redacted MLPSA (which they were ordered to produce under strict confidentiality) to be admitted into the record. They blew their confidentiality. The Caliber witness stormed out knowing he’ll never testify again. FYI – Serge Alexis. Alexis didn’t know anything about the MLPSA they themselves proffered, but oh boy did I go off on it to the judge and she was listening to every word. Their attorney from Albertelli was a deer in the friggin headlights!”

You see, anything Caliber Home Loans “touches” can’t be trusted.  Like MTGLQ Investors, LP, neither alleged loan claimant can actually prove how they got the note and they often use third-party document mills to do their dirty work (like Nationwide Title Clearing or Meridian Asset Services, both out of Pinellas County, Florida) to create assignments of mortgages and deeds of trust that are full of false misrepresentations.  Any attacks outside of the actual trial itself are met with Motions to Dismiss.  These people just want your house and they don’t care HOW they get it!

They’ll lie to a judge to get it!

This also goes to show that if you get a judge who will actually listen to testimony and stop being so anti-homeowner (e.g., “Well, if the bank shows up, they must own the note, so therefore, they’re entitled to foreclose!”).  This kind of reasoning is flawed because there is no basis in fact. It’s purely the judge’s own emotionally-biased opinion.  Like Al West, who will be lecturing on securitization and the games the bank’s play in the upcoming “Beyond Foreclosure” workshop in Orlando, Florida (along with this author and others), he always hears this same diatribe from judges in California: “Well, Mr. West, your arguments are sound, but we just cannot hurt the banks.”

If I had a picture of Al’s “size 9 asshole” (where many a judge has put his foot into, figuratively) I would show it to you as proof!

And what happens when your attorney doesn’t do their job (as Mr. Guinta has done here, successfully)?  What recourse do you have?

We’re going to discuss that at the upcoming workshop as well.  It’s called legal malpractice.  It happens a lot, especially when you hook up with lawyers that just see you as a monthly annuity and nothing more.  People retain these attorneys without ever vetting their work. At least I bothered to post the Final Judgment in this blog, so you can plainly see that some attorneys actually do “do their job” and do it well.

One of the folks who I worked with (on their case) for a number of years just got their attorney suspended for a year (with other sanctions). They will explain how they did it at the workshop.  Their attorney took $6,000 from them, agreed to do 2 depositions (of a robosigner and a notary) involving a bogus assignment of deed of trust (and note) and then pocketed the money and failed to do the depositions.  Not only that, the attorney failed to communicate with his clients until AFTER he made his court appearances … which cost them a loss in federal court, based on phony documents.  In this case, the judge obviously took the chain of title seriously, more than most judges would, especially in most Florida foreclosure courts.

1 Comment

Filed under BREAKING NEWS, I'm not posting any more stuff on here!, OP-ED, Securitization Issues

THE KRIEGER FILES … TUNE IN TONIGHT!

BREAKING NEWS — Join Clouded Titles author Dave Krieger on his new 1-hour, syndicated radio program “The Krieger Files”, tonight at 7 p.m. Eastern time, on kdwradio.com!   Click “Listen Now” to join the show, which starts about 3 minutes after the hour.   For more information about the programming, visit the website at thekriegerfiles.com!  Dave’s guest tonight is California Attorney Al West! 

You can listen to Dave and R. J. Malloy every Friday night at 6 p.m. (EDT) on City Spotlight – Special Edition, on this same station, which repeats again at 2:00 p.m. EDT on the following Monday.

1 Comment

Filed under I'm not posting any more stuff on here!

COMING SOON TO A WORKSHOP IN LAS VEGAS …

(BREAKING NEWS) — An exciting new book is about to go to press!

This book is being handed out at the Las Vegas Foreclosure Defense Workshop, sponsored by DK Consultants LLC.

You won’t find it anywhere else … and it won’t be available for a month or so after the workshop has ended!

Then … we’ve got some exciting news for you (once the book is open for purchase by the public)!

Here’s the Registration Form to attend the Las Vegas event: FDW REGISTRATION FORM_LAS VEGAS_2019

Here’s what you’ll learn at this event: FDW 2019 WORKSHOP_LAS VEGAS_SYLLABUS

Here’s the complete run down of the event information: LAS VEGAS FORECLOSURE DEFENSE WORKSHOP INFORMATION

Here’s the link to book your sleeping room at the Doubletree by Hilton Las Vegas Airport (free breakfast and free airport shuttle)!

Now you have all of the information!  What are you waiting for (seating is limited!)

See our other article about the event on this blog site! 

Leave a comment

Filed under I'm not posting any more stuff on here!