October 20, 2022 · 6:37 AM

When Spokeo rears its ugly head

(BREAKING NEWS, OP-ED)–The author of this post is a paralegal and consultant to trial attorneys and covers this case in his book, The FDCPA, Debt Collection and Foreclosures, an in-depth analysis of the paradigm shift in debt collection and foreclosure defense litigation strategies. DISCLAIMER: The opinions and case analysis expressed are that of his own and do not constitute legal advice.

Available at CloudedTitles.com

Here we go again … another case in federal appeals court … another recognized attempt by a homeowner that failed when applied to the Spokeo v. Robins case handed down by the United States Supreme Court, 578 U.S. 330 (2016). See the case below:

spokeo-v-robinsDownload

While the case specifically denotes cases applicable to the Fair Credit Reporting Act, it has been judicially recognized in all 50 states as being the benchmark for proof of injury and raises the bar for such.

The case in chief is Foster v. PNC Bank, N.A. and wouldn’t you know it … Spokeo got tossed in for good measure because the homeowner (Foster) relied solely on his affidavit and couldn’t prove causation. See the case below:

foster-v-pnc-bank-na-7th-app-cir-no-20-1667-oct-18-2022Download

To get to the nuts and bolts of Spokeo and how it was applied to this case, see pages 10-11 of the Foster ruling.

Page 11 of the Foster ruling clearly identifies that Foster lacks standing because the injury he is trying to prove happened is not fairly traceable and under Spokeo, it has to be an actual injury-in-fact! There’s no getting around this if you want Article III standing to pursue such a case.

It looks as if this case could have been done pro se. Most pro se cases fail because of 3 reasons: (1) lack of understanding and application of the Federal Rules of Civil Procedure; (2) lack of understanding of how case law should be applied; and (3) evidence based on emotion and not facts supported by evidence. Once you clearly read this case, you might understand why the author of this post thinks that way.

NOW … Why can’t Spokeo be applied to foreclosure cases?

Why can’t homeowners make the bank or REMIC Trust prove it suffered a concrete injury-in-fact under Spokeo? That question posits multiple answers because there is specific contract law involved.

Based on paralegal-level research, bringing any kind of claim against a creditor should be entertained BEFORE the real problems begin (like getting a notice of default). This author blames homeowners for not constantly checking their public land records for suspect documents, especially in the cases of REMIC trusts, wherein third-party document mills generally crank out manufactured documents that attempt to memorialize when a particular loan (mortgage or deed of trust and note) was actually conveyed into a REMIC trust pool. Sadly, most of the documents creep their way into the public record just before the foreclosure starts. And no one finds that just a little suspicious?

Even more unfortunate, because of the way the deck is stacked in court, judges don’t like giving homeowners free houses just because they come running and screaming into court with a two-dozen (or 200) page complaint, filled with emotion, conjecture and nothing concrete to back it up with, or, in the alternative, attempt to use all that wasted space to try to educate a judge towards their point of view with no attached exhibits or any other evidentiary process to back it up. This author has seen this in hundreds of cases he has reviewed, even by attorneys who thought they were good foreclosure mill attorneys (they miss stuff too)!

The key here, especially in REMIC trust cases (most of which are formed in New York or Delaware), there are commonalities that typically get overlooked and case law can and should be applied whenever possible to support whatever argument is being made. Unfortunately, many pro se litigants miss that opportunity and just continue to rant because they think they were unfairly treated by their mortgage loan servicer, who is the real party behind the foreclosure … not the closed REMIC. What? The REMIC was closed? When?

Does anyone bother to read the REMIC’s 424(b)(5) Prospectus and attempt to tie information into their cases? This author hasn’t seen much evidence of that lately because attorneys dealing in foreclosures believe the judge doesn’t care what happened to the loan if it went into a REMIC trust. This is where knowing how to pick your battles makes all the sense in the world. The Prospectus analysis in of itself can be extremely daunting and time consuming, unless you know where to look. Then you have to apply what you’ve discovered to your discovery to make sure what you think you know can stick in a court of law. It’s called securitization failure.

The bottom line however, is whether the REMIC settled with its investors at any point in time in its history or whether the mortgage loan servicer actually performed under the Prospectus agreement and made the payments of principal and interest as identified under the ADVANCES section of the REMIC’s own governing regulations. If the payments were made by the servicer (whether the Borrower paid them or not) … then who has suffered actual Article III concrete injury-in-fact under Spokeo. There’s the rub.

If the servicer has been paying the certificate holders and the action is being brought on behalf of the certificate holders based on borrower default … how’s that possible? The servicer has paid the monthly payments to the certificate holders, so where’s the concrete injury-in-fact? The borrower isn’t in default if this is happening, are they? Who brings that up in court? Who asks the court to determine an injury-in-fact? Hmmm.

Because the bank is trying to foreclose, the courts automatically assume they own the loan; otherwise, why would they be filing a foreclosure action in the first place?

There’s the other rub. If the case involves a REMIC trust, this author believes with a certainty that the mortgage loan servicer is playing “lender” and claiming it has the right to foreclose when it can’t prove actual concrete injury-in-fact based on contract law because it doesn’t have a contract with the homeowner. Yet, bank’s attorneys come into court and misrepresent those facts all the time in an attempt to create standing for a fictitious plaintiff (one that no longer exists in most cases).

Yep, none of this seems fair, does it? But, as any good paralegal can tell you, all of our collective work is research and if you don’t take the time to do it, you can’t prove anything and your case is dead in the water before you even get started.

Then there’s the other faux pas … suing everything under the sun because they’re identified with the REMIC. Example: MERS. Big waste of time. MERS is owned by the same company that owns the NYSE. Where do you think you fit into that financial scheme of things. MERS has more money than any pro se or attorney-supported litigant out there and will outspend you and give you nothing. Besides, from a paralegal’s standpoint, it adds well more to the costs of processing a case because of service issues, actual service of process, filing responses and memorandums for every single defendant named. So what if MERS was used to electronically facilitate the transfer of securitized mortgage loans. Case law on MERS is so diverse and scattered among the states and federal circuits even the U.S. Supreme Court won’t entertain looking at MERS-related cases 99.9% of the time.

Declaratory Relief Actions

This is why this author likes declaratory relief actions. While these types of actions are discretionary at the federal level, state court judges will normally entertain them. You’re asking for a determination on a question, not a final ruling. To get to the final ruling, you have to have your questions answered, enough to prove your allegations contained a factual basis, as determined by the court. This paralegal and consultant always sees better results when dec relief actions come early and go after specific targets and not just a bunch of ballyhoo on paper. Since most judges are being ordered to clear dockets, does your case really belong in foreclosure court where all the judge sees you as is a deadbeat? Or would it be better if you were in a county court of law where the judge wasn’t occupied with foreclosure as the main issue? This author has seen successes with the latter of the two modes.

Yet homeowners wait until everything is “around their ankles” before they act. The author blames this on the lack of legal education. Spokeo (since its 2016 ruling), has been wielded like a two-edged sword, mostly in favor of the lenders. In closing, this means one would have to spend serious time doing research and digging up the facts to build an actual case. Spokeo is law. Spokeo is not emotion. People would do themselves a big favor by studying the law, especially tort law. Prosser and Keeton on Torts, 5th Edition would be a great start.

The author is also nationally-syndicated talk show host on The Power Hour.

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October 15, 2022 · 8:35 PM

Nationwide foreclosures are up over pre-pandemic levels

(BREAKING NEWS/OP-ED –) Attom Data (which supplies information to RealtyTrac®) has released a fairly comprehensive report which indicates that foreclosure starts are up 167% from a year ago! What’s worse is that the average time to foreclose nationwide has decreased 4% from a year ago, which can only mean that the banks and their mortgage loan servicers have become more aggressive in their foreclosure processes.

California, Florida, Texas, Illinois and New York led the pack out of 233 metropolitan statistical areas. Markets seeing a lower decline in foreclosure starts were Tulsa, Kansas City, Birmingham, Minneapolis and Cincinnati. In sum total, 92,634 properties had foreclosure filings, whether it be default notices, scheduled auctions or bank repossessions. Lenders repossessed 10,515 properties from American homeowners during the third quarter of 2022. The reason, according to an Attom Data spokesman, was because borrowers were leveraging their equity and selling their homes and downsizing rather than risking an equity loss due to foreclosure.

The report is here:

u.s.-foreclosure-activity-continues-to-increase-quarterly-attomDownload

ANALYSIS: Now, let’s figure out why there is an uptick in foreclosure activity.

The foregoing figures are only for the third quarter of 2022; thus, we have to factor in similar amounts for the first two quarters and the last quarter, which, taking into consideration the average third quarter numbers, the total figure for the year would be somewhere around 370,000 homes this year. If you look at the rates during the 2009-2016 foreclosure crisis, which totaled 10.2-million homes seized, the total foreclosure numbers are coming in at around 4.45-million that can be expected over the next 7 years. That’s nearly 50% of the previous total of homes seized during the first foreclosure crisis. And you can bet that BlackRock, Vanguard and State Street (major institutional investors) will be buying these homes up and converting them into rental properties. How’s that for turning this country into a nation of renters? Clouded titles and all.

What has happened to the U.S. economy since the beginning of the decade?

Up until January of 2021, America had it good. We were energy independent. Gas prices were low. Grocery prices were low because the cost of shipping goods to market was lower. The supply chain was functioning at about 50% due to the pandemic but largely because people were too afraid to go to work because of media fearmongering. They would have rather stayed home and lived off the government dole than go back to work, post-pandemic. So, in short, it would appear the “chickens are coming home to roost” (as it were.

When the pandemic actually hit (March 17, 2020), Americans bought into the government’s crap hook, line and sinker. It became impossible for many to go to work and some were able to make arrangements to work from home. Many lost their jobs out of fear they would catch COVID-19 and die and didn’t bother showing up for work. Foolishly, state governments bought into the lies about mask wearing, social distancing, business closures and finally the jabs (delivered by and through the media, which promoted it as a vaccine, when in fact they weren’t). Over 220-million Americans received at least 2 jabs before many in that population either suffered adverse effects or death. I would anticipate that not only did the hospitals get rich (at $300,000-$600,000 per patient) due to government incentives, but Americans who refused the jab due to government mandates lost their jobs and thus, were unable to pay their mortgages. Despite the moratoriums, those days of grace would soon end and the foreclosure mills were all too happy to jump on the foreclosure bandwagon.

Unfortunately for most Americans, they continue to remain ignorant as to the fact that most of their mortgage loans were securitized. One of my associates has been fighting his foreclosure for over 13+ years and when ordered to pay attorney’s fees to the other side’s lawyers, he wrote a specific payment check to the REMIC (an acronym for Real Estate Mortgage Investment Conduit), which is what accepted all of these securitized loans, allegedly, and also very untimely. Here’s the attorney’s fees check:

Notice anything interesting about how the checks were made out? They have yet to be cashed … because the REMIC is closed and has been since 2007. If this isn’t proof in the pudding, I don’t know what is.

The Court agreed that since the Plaintiff was the REMIC, the check should be made payable to them, for in turn, the REMIC would turn around and pay their customary attorney’s fees for litigation expenses. Unfortunately, one can’t cash a check that has a restrictive endorsement when the payee doesn’t exist.

This is what the bank’s attorneys don’t like … a real smart ass. And I mean he’s smart. He’s done his homework. The attorneys in his case were clearly retained by the mortgage loan servicer, Wells Fargo Bank, N.A., who has no contract with the borrower. You see why they’re frustrated with this case? Wells Fargo isn’t the only mortgage loan servicer committing fraud on the courts, filing on behalf of the closed REMIC either.

I am currently working on a California bankruptcy case which has posited similar research results. In that case, the REMIC trust settled with the investors, which means that no one suffered a financial loss and it’s clear the servicer is trying to steal the house from the bankruptcy court. Bankruptcy judges do not like fraud on the court, especially by officers of the court. The only way that this case has a good outcome is if the owners can defeat the motion to lift stay with enough factual information and witnesses to overcome the other side’s objections. Because I managed to conjure up witnesses (an attorney and a former bank lawyer who handled foreclosures for a major financial institution), things might not go well for the other side’s lawyer.

I still do chain of title assessments and consult trial attorneys on foreclosure matters. The foregoing issues are certainly playing into the statistics seen above. But what’s worse, when these people are being served with notice, rather than fight to stay in their homes until they can come up with a Plan B, they just pack up and move, just like they did during the first foreclosure crisis in 2008. And herein lies the rub.

History does indeed repeat itself. Only this time, homeowners may be getting smarter.

For more information, you can visit the Clouded Titles website.

Please email us through the site if you’d be interested in attending a foreclosure defense workshop later this year.

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August 28, 2022 · 9:49 PM

The Justice System has FAILED us!

(OP-ED)–The opinions expressed herein are that of the author’s only and should not be construed as legal advice.

It is unfortunate that the conservative thought process has to be jarred by liberalism … and just when we were starting to get ahead.

It’s even more unfortunate that the manner in which we conduct ourselves in the legal realm has been totally obliterated by the justice system, made up of elite oligarchs who only look out for their own pensions and care not about the people that can’t afford justice. These judges will listen to the banks before they listen to the people affected by the contract they signed.

My latest machination involves the affidavit that was issued by a “special agent” from the federal whatchamacallits, which was totally redacted by the justice department, which has sought to (indirectly) attack every Christian conservative in the name of liberalism. When one can forum shop for a judge to get a warrant signed … a warrant that would further divide America because of its very nature in attacking a former president who actually did produce positive results, (despite all of the attacks against him during his tenure in office), this justice system has failed us.

The higher elites in power have seen fit to find a Trump-hating judge to do their dirty-work in an attempt to keep Trump from running for office again. If the warrant is proven to be nothing more than hearsay, which I suspect it is, then the judge sitting on the Trump case is no better than the robed types that sit in foreclosure courts across the country, listening to banks’ attorneys, who don’t possess the note, say, “Take it from me, Your Honor, we own the note.” at face value and give the banks whatever they want, when in most cases, the lender (a REMIC trust), no longer even exists.

Foreclosure defense attorneys haven’t helped matters much. Half of them don’t even know how to argue a foreclosure matter or a forcible detainer action, half of them don’t understand that the REMIC’s investors may have been paid in full, which means the servicers are double and triple dipping on homeowners (borrowers) by claiming they represent the REMICs when they know too damned well, the REMICs are closed and were closed one year past their start-up date. These attorneys are also “officers of the court”. They know how to behave when in the “temple”. Singing Judas’s.

The attorneys that do know foreclosure defense are equally flustered because borrowers come to them, stating, “Hey, I’ve got a great case! You should represent me for free!” This kind of entitlement behavior, coupled with that of judges who just want to shove their size 9 (example) shoes up the foreclosure defense attorney’s ass every time he/she comes into court, has caused a number of the good attorneys to either stop doing foreclosure defense or quit practicing law altogether. Many wonder about the other half of the foreclosure defense attorneys and what makes them so special when they play “the delay game”. The judges know it. The attorneys know it. The borrowers don’t get it.

This is false hope. To think these attorneys can’t tell the court that the other side hasn’t proven it has standing to foreclose because the other side hasn’t proven the Plaintiff (and its investors) have been harmed, is beyond belief.

The simple question of … “If the house is sold Your Honor, who gets the proceeds?” goes right by the wayside. Or, in the alternative (as we know by example), you get a smart-ass judge that answers that question for the bank (or the servicer’s attorney), as “Pay me, I’ll figure it out.” This is when you know the court is corrupt because the judge has turned out to be an asshole.

Ever been to a rocket docket? I have. It’s pretty damned scary. Mar-A-Lago raid or no Mar-A-Lago raid, a whole courtroom of homeowners gets cleared out (totally foreclosed on) with maybe 2 cases held over for trial out of all of the 300 cases coming before that court on its weekly docket. The judges have been ordered by their superiors to “clear the docket”, no matter who they shit on. That, does not make them a great judge. In fact, it makes them a shitty judge. When a judge rules against a homeowner based on emotion and hearsay from the lender’s attorney and its fully-trained lying witness, you have bad justice.

This is why this go-round of foreclosures is going to be even tougher of a nut to crack … all because the justice system has been perverted by the entitled elite, the crooked banks whose noses are clear up the judges’ asses and the good ‘ol boy club (the Bar) who threatens attorneys with disbarment for standing up to a judge.

Any judge that will sign an affidavit based on hearsay and then allow the affiant’s name to be redacted from view of those whom he has accused, speaks ill of not only the affiant, but the prosecutor and the judge as well. Mar-A-Lago is only the tip of the iceberg. Trump is not in foreclosure. Trump has not been screwed over by the banks. The raid gave him impetus to run again because nearly 80+ million voters to attempted to return him to office a second time now feel disenfranchised. Judges won’t hear a majority of the fraudulent election claims and that puts the entire system into a quandary.

Here’s a final thought … what would happen if you wrote a check to the REMIC for the full amount you owed and made it a restrictive endorsement only to the REMIC? Chances are, it’d never get cashed because the REMIC no longer exists. A borrower in Florida did just that, twice, and his check (for attorney’s fees), paid to the REMIC itself using a restrictive indorsement, as directed by the court, still hasn’t gotten cashed. Makes you wonder why more folks haven’t used that tactic.

What would the failed justice system do to “fix” that to “out” the very entities that will screw them in the process?

The C & E on Steroids! is a must if you’re NOT in foreclosure YET, but you suspect some shady shit going on in the land records.

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August 23, 2022 · 8:09 PM

Crowdfunding as a means of foreclosure defense

(BREAKING NEWS) — The link below just launched … prefaced by this email:

I just launched the Crowdfunding Campaign for Raising Legal Fees for Fighting the Foreclosure Monster.

You are the first to see it!  Can you send it out to your list, with a note that I am working with you to Help You with Your Battle, and I will come in to take over the Education and Fundraising for APON.

I need to raise $25,000 to have Al West Attorney w/ Dave Krieger attack on our Quiet Title Defense; Robert Janes – Fighting the Foreclosure Machine write the legal papers, and Ken Carlson’s team write the Unlawful Detainer Defense.  I have spoken with all of them.

All of these documents will be made available to our APON Interns, and our backers for this initial campaign.

Let’s DO THIS!

Teresa Moore

https://www.gofundme.com/f/help-cover-legal-fees-for-saving-homes?utm_campaign=p_lico+share-sheet&utm_medium=copy_link&utm_source=customer

Take this info for what it’s worth … it’s a novel idea worth investigating.

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August 7, 2022 · 11:16 AM

CONSUMER ISSUE: Only One Savior

(Op-Ed) — The author of this blog postulates the following content as “IMHO” and not as legal advice. You can hear the author of this post on live stream at The Power Hour, Monday-Friday from 11 a.m. to 1 p.m. (Central Time) by clicking on the link LISTEN NOW. This website, like the radio broadcast conducted by this author, attempts to be solution-based. After all, wouldn’t you rather be part of the solution than part of the problem?

THE PROBLEM YOU DON’T WANT TO BE A PART OF

One chooses whether or not to participate in a civilized society. When society becomes reckless and self-indulgent, one moves away from the “terms and conditions” one abhors, or at best, cannot live with. Understand that this author did not want to utilize the term “political”, but, ahead of prostitution, it’s the first-known, oldest means of power in the history of man. Prostitution is the second-most, oldest means of power for obvious reasons. When you self-indulge … and “pay” for your self-indulgence … you give up your power. Of late, politics has turned into the national whore.

As you may have heard on my radio show, The Power Hour (and I’m writing in first person now), the show is all about solutions. Given today’s political climate … and how we got here … we’re all looking for a savior and our “focus” has been diverted away from the real “Savior” and onto a “political savior” who is going to rescue the United States from all of its maladies and political corruption. Many a politician has promised to “do right” by his constituents, only to end up becoming corrupted and thus catering to the elite who want to control the world (and the U.S.). In order to control America, the powers that be have to convince you to give up your guns. So many different authors have postulated various titles all relating to a “great reset”, wherein no one owns anything, but they would still be happy.

This unfortunately, is all left-wing dreaming. As I have expressed on my radio show, there is only one political party in the United States that represents “We the People”. Those who represent us keep referring to this political system we live in as a “democracy”, when in fact, America was founded as a Republic (as in “and to the Republic, for which it stands”). There is no other term contained within the Pledge of Allegiance. However, I sometimes wonder exactly WHAT people are pledging their allegiance to when the government fails to do what America’s Constitution, Bill of Rights and Declaration of Independence set forth initially. Anyone looking inward at America only sees strife, division, loss of liberties, death and destruction. The fact that the majority of Americans are suffering from cognitive dissonance makes things worse as it is very hard to fully comprehend the nature of what has befallen us to date.

All of what has occurred in America did not just happen by accident. It was all by design. Our educational system has been perverted since the 1940’s. Modern medicine has been perverted since the 1930’s. The financial system began its downslide in 1871 and became further entrenched in financial control since 1913 and now faces the serious consequence of technology in becoming digitized, where Biblical-thinking folks are eyeballing this as the Mark of the Beast. Because of this worry, these people are being demonized by the left-wing media, which has been perverted since the 1950’s. There is no real news anymore. It’s all political propaganda further designed to polarize America, tear down the family unit (perverted since the 1960’s) and destroy America’s capitalistic values (perverted since the 1980’s). The end result: the goal of today’s politician is to convert America into a Communist state. We the People are allowing this to happen because we’re waiting on a “savior” (Trump or whomever promises us they’ll “drain the swamp”). These ideologies are misplaced.

The left-wing extremists want the same thing as the right-wing extremists: control over the individual.

If there is any hope for We the People, our “Savior” has to be Jesus Christ (the Son of God), who gives us eternal hope … and whose Father has commanded us to “study to be quiet, and to do your own business and to work with your own hands, as we commanded you … that you may walk honestly towards them that are without, and that you may have lack of nothing.” (1 Thessalonians 4:11-12)

If you have regarded the previous passages with any thought whatsoever, you can certainly understand why America has turned away from God and has put its faith in government instead. There are some known certain facts which have to be outlined here (in each of the following four paragraphs):

PROBLEM #1:

The American family unit was deliberately and purposefully divided, most recently via social media and what the U.S. government has termed a “vaccine”, when in fact, it wasn’t a vaccine at all. Genetic warfare has been allowed to manifest itself through a bioweapon called COVID-19, which stands for Certificate of Vaccination ID (the “19” part is Artificial Intelligence, with the “1” representing the letter “A” and the “9” representing the letter “I”, as in “AI”). Our own government and its “deep state” bureaucrats have brainwashed over 220-million Americans to take a genetic therapy drug that was designed and patented to cause our entire immune system to break down and to infuse each of those injected with a “kill switch”. It has been predicted that within 3-5 years, the population of America will shrink to 95-million from its current 333-million, all by design, through a new disease called Sudden Adult Death Syndrome, for which there is no explanation. This too is the result of medical tyranny.

PROBLEM #2:

The American family unit was and still is being further subjected to satanic behaviors, starting with the indoctrination (by the left) of our children, who are being subjected to the watered-down dilution of their history, replaced by the values of self-doubt of their very own existence as to how God set forth their human characteristics and replaced them with confused states of consciousness as to their own sexual beings. This is being accomplished by various schools, especially in the liberally-run “blue states” (and even in some of the “red states”; why we even have to have the labeling of these two centers of thought illustrates the division caused by our political system), by critical race theory and transgender ideology. All those who have turned away from God and replaced Him with satanic practices and choose to worship false creatures will be judged accordingly. These educational institutions have become unproductive and run counter to American values of old. The average American does not even understand what their rights are any longer. This became more manifest as of March 17, 2020, when the greater part of this country was locked down, wherein Americans were glued to their TV sets being programmed by the liberal media with fear mongering, which continues to run true to this day.

PROBLEM #3:

Over 85-million Americans are “awake” (as opposed to “woke”) and feel disenfranchised, given what they suspect happened in November of 2020. Anyone looking at the lock downs in America and the end result of the widely-politicized “bloc voting” by mail-in ballot and the suspect issues involving the election process now see America’s political and judicial system for what it is: truly corrupted. The challenges to suspected election fraud have been brought forward into a justice system that has been deliberately crippled (since the 1940’s) and no longer serves the interests of the American people, but has been turned into a system of political puppets, flayed open by the media as to its political whims. We the People cannot get a “fair shake” (for the most part) in any court in this country, including having matters fully vetted legally regarding what many term “a stolen election” of our presidency. Many do not regard the current administration as legitimate. Can you blame them?

PROBLEM #4:

As the result of Problem #3, we have runaway inflation, runaway spending, high gas prices, green new deal practices that have no real plan of function other than to further cripple Americans’ ability to survive, all accompanied by a man-made food and supply chain shortage. This is not Y2K anymore. This is real. You have over 100 food processing plants burning to the ground … of course, all accidental. Yeah right. You have farmers being told they must cull their herds, thereby decimating their businesses and creating further supply chain-related food shortages. Now the U.S. government wants 87,000 new IRS agents to comb through all of your tax records, looking for ways they can fleece you for more tax dollars … all while the majority of Americans sit idly by, watching Netflix on TV, worrying about their toil, their next meal and whose going to save them from all of this government stupidity. Because of the decimation of our political system, we are about to become involved not only with a war in Ukraine, but also in a proxy war over Taiwan. In essence, America will be fighting Russia and China … and the results will not be pretty. Our Southern Borders have been allowed to be invaded and our country is being overrun by socialist-believing illegal aliens who all think that “Biden” invited them to come so American taxpayers can foot the bill to introduce our society to cheap labor while the rest of America rots in hell.

America truly has lost its way because the majority of its people put the government first and not God.

THE SOLUTIONS YOU WANT TO BE A PART OF

Any right-thinking American has done enough research to understand that anyone that got COVID-19, especially those who have been injected with the actual virus, have been attacked by a bioweapon and the suggested solution here (not medical advice, but what a lot of front-line doctors are recommending) is to supplement your immune system with proteolytic enzymes to thwart the spread of the spike proteins that have invaded your bodies, either through the disease itself (also man-made and patented), because most right-thinking Americans understand what the real “truth” is behind the creation of the virus as a means to depopulate America. The only salvation you now have, via healthy living, is to change your diets and means of livelihood to accommodate what was previously discussed in the Biblical passages first presented in this post.

Those who are in a position to downsize and move to more “free and independent” States of the Union need to formulate a plan of action of migration to safer climates. Those living in major cities are now at risk. Those living in colder states are more at risk come winter when oil prices and food shortages are going to have a serious impact on our well-being. If you have lots of “stuff” you can unload in yard sales, now or on FB Marketplace or eBay, now would be a great time to do that. Use the proceeds to stock up on long-term food supplies to sustain your family until the political crises subside. These crises will not subside however for at least two years, so you can plainly see the gravity of investing in real estate when the markets are going to again, succumb to a wave of foreclosures to the likes of what America saw in 2009. Buying acreage in certain areas of the country is still affordable.

If you are in a position to pull your kids from public schools, do it … and homeschool them. If you are not living in a State of the Union that supports homeschooling, then move to one that does and homeschool your kids. DO NOT ALLOW YOUR CHILDREN TO BE “VACCINATED” WITH ANY COVID-19 SHOT. If you have not been paying attention, certain states and school districts are mandating it and you cannot allow your child to be killed or injured by these jabs as you as the parent will be faced with caring for a child that may end up dead or severely injured … and yes, that’s on you as the parents. The government lied to you when it said these shots were safe and effective. Again, another yeah right. In other words, whatever the CDC, NIH, or any other medical outfit in the government tell you, it’s a lie. Do just the opposite. It’s not unAmerican to say “NO!” It’s a means of self-preservation.

As I promote on the show, it’s all about community. Your local community. If your State of the Union is embroiled in dirty politics (which generally the blue states are), focusing on what your State is doing serves no purpose in your local community’s attempt to survive. You need to get involved at the county level. You need to become acquainted with your Sheriff. Join the CSPOA and get active in your local community. Find out who the major players are and ask them what they’re doing to help solve your community’s energy and food crisis. If they think there’s no food shortages or energy crises, they need to be replaced by right-thinking Americans with conservative Christian values (the liberal value systems are NOT working). Ye shall know them by their fruits.

Get involved in your county’s election system. Become a poll worker or poll watcher. Monitor every single aspect of the election process in November. Have your cell phone at the ready to record any malfeasant behavior (harassment of poll watchers, boarding or papering up of windows, all the crap that happened in 2020, etc.) and be ready to call 9-1-1 and get the Sheriff out there. Report what you’ve seen and demand the Sheriff enforce the election laws of your State (which would mean you’d have to know what those laws were, right?).

Set up barter networks. Take on a skill to supplement your barter-ability. If you have a service you can barter for that can operate in a down grid situation, even better. This can only be done on the local level. Get plugged into existing farmers’ and flea markets and ask who (vendors operating in those farmers’ or flea markets) would be open to barter. In the event the real SHTF, you’re going to need to make connections. You will especially need those connections in the event America is attacked directly (and not just by a nuke). See the attached report below by one of the guests on my show. I’ve interviewed state senators on my show who all say EMP is not a matter of “IF” but “WHEN”. They believe it will happen, if not by a deliberate nuke overhead, but through coronal mass ejections or solar flares.

emp-the-danger-of-emp-attack-by-william-r.-forstchen-phdDownload

If your home or vehicle is not protected, it should be. You can use my show promo code “TPH” (for The Power Hour) on the EMPShield.com website to get a $50 discount. You should access the free library on the EMPShield.com website and read ALL of what’s available. You will be convinced, if you’re not already.

You will need alternate energy sources that are protected and you can get more details from these reports.

Here are some other solutions (in brief): firewood supply, alternate fuel supply, solar powered generator (to run minimal appliances, provided they still work), manual kitchen food prep items, several months of food storage, emergency means of obtaining water. Running out of toilet paper will be the least of your concerns if you have no access to water. Reports are included in this post that cover a lot of this stuff.

How To Secure Water for EmergenciesDownload
off-grid-kitchen-manual-kitchen-toolsDownload

And last but not least, if you have the ability to stock up on guns and ammo, do it. You will (at some point) have to protect your homestead from intruders, which could be any enemy of the Constitution, both foreign and domestic. A box of rounds and a shotgun isn’t what we’re talking about here either.

If the SHTF, you will be talking about civil unrest of massive proportions. It will start in the major cities and spread slowly out into the countryside. You definitely want to be a part of the solution, not the problem. Those living inside of major metropolitan areas will suffer heavy casualties as the system of things implodes (within 72 hours). Those who are part of the problem won’t be around to see the end result. Those flying on aircraft if an EMP hits (about 3,000 aircraft are airborne at any given moment) will plunge to the ground, taking out residences and commercial buildings when they hit. Nearly a half million will die just in that event, both from the airliners and those on the ground hit by the planes and/or their debris. Cars on the roadways will cause instant gridlock. Only those with EMP Shields in their vehicles might be able to navigate their way around standstill traffic, at risk of being carjacked by those who are stranded. SOLUTION: Navigate only on passable roadways (that have shoulders and lots of access points on them to avoid being stuck (and less bridges, which will jam up immediately and remain gridlocked forever). The idea is to know your back roads and be able to get home, your safe spot.

You also need to be aware that in a grid down situation, 9-1-1 and law enforcement will NOT be available and you are on your own (think Wild Wild West). Those without the means to defend themselves will be killed by intruders and home invaders who will come for them and their “stuff”. Nothing that uses electricity will work, so your alarm system and your home telephone won’t either. Law enforcement will be incapacitated and more than likely, will be trying to get to their homes to defend their families. I can guarantee you they won’t be afraid to shoot home invaders so why should you? This comes as a shock to many of you, because the invaders may be unprepared neighbors (who have guns) that know you have power, can smell your food cooking and want what you have and will use any means necessary (and that means ANY means necessary, including violence).

THE GOVERNMENT IS NOT YOUR SOLUTION

God gave us all free will. He gave us the opportunity to gain knowledge. Having your butt parked in front of the TV half the night because of your insomnia (due to worry) only adds to the problem. The way most Americans are reacting these days is like the housewife who proceeds to vacuum the house after hearing an incoming nuke is headed in her direction. Wisdom is knowledge applied. You can only do for yourself first before you can help your neighbors. You cannot expect the government to help you. Example: Hurricane Katrina. Instead of helping those affected, the government sent SWAT teams door to door to confiscate peoples’ guns. You need to understand government mentality. Everything the government touches turns to shit. You have to put your faith in God and use wisdom in dealing with crisis situations rather than simply putting a bullet in your own head. THAT is definitely NOT a solution worth pursuing. Don’t think you won’t hear of a rash of murder-suicides happening if the SHTF. It will.

Whatever your priorities are in life needs to be evaluated now. Multi-billion-dollar entities like Vanguard, Black Rock and State Street, who are accumulating properties to rent from those being foreclosed on, will find themselves in a world of hurt if EMP strikes because no one will pay rent to them and they will be powerless to collect it. Any “on foot resistance” will likely be met with gunfire. They won’t risk that either. The government has used our tax dollars to fund its own solution … Faraday cages underground. If we experience a grid down situation, all those government employees will forget their allegiance to Uncle Sam and bug out away from the government, who elitist leaders do not care about them.

Sometimes I wonder that an EMP event like the Carrington Event of 1859 might not send enough of a sign to those who remain ignorant that their world is fragile and vulnerable, like the U.S. power grid. Renewable energy involves electronics and electronics can be destroyed in an EMP event. So much for the green new deal, eh? The more this administration pisses off Russia, China, North Korea and Iran, the more likely an EMP event will occur. America’s political leaders will find themselves in the same boat as the rest of us and there are those who will hunt down these unfaithful, self-serving politicians and give them their just rewards.

God gave us free will. He gave us the opportunity to possess knowledge. Wisdom is knowledge applied. God gave us that too. If we choose to make Jesus Christ our Lord and Savior then and ONLY THEN will things be made manifest and the truth shall be exposed for what it is. Do not be overburdened in thought or overwhelmed by it all. After all, the way to get rid of the elephant in the room is one bite at a time.

Listen to The Power Hour for more details and information.

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