Category Archives: workshop

FIVE REASONS NOT TO AVOID SERVICE OF PROCESS!

(OP-ED) —

I just received an email from a homeowner which stated that he “refused” service of process.

I flew into a fit of rage.  It took me 10 minutes just to calm down before answering his actions.

By nature, we have a tendency to avoid conflict.  We don’t like confrontation.  A process server coming to your door, at any hour of the day or night, means that a confrontation is about to occur which is at best unsettling, causing conflict in your life.  In the case of a married couple, you can expect that once a process server delivers their spate of bad news, you can bet that there will be immediate strife in the household.  Tempers flare.  Blood pressure goes up. Insomnia due to worry sets in.  For all practical purposes, emotion rules.  Common sense goes right out the window.  So, naturally, our tendency is to avoid service.  I believe this is wrong (and so do many attorneys I’ve talked to).  So I’ve put together a list of 5 brief reasons why NOT to avoid (or in the alternative) refuse service of process.

REASON #1: You won’t know who your enemies are! 

You’ve heard the old saying, “Keep your friends close and your enemies closer.”  This saying came about for a reason, especially in the legal profession.

When you don’t understand WHO is coming after you, you won’t know how to establish an “End Game Strategy” to beat down the action being taken against you.

REASON #2: You won’t know why your enemies (whoever they may be) are coming after you! 

If homeowners (as Borrowers on a Note) haven’t been able to make their mortgage payments, chances are likely they’ll figure out why a process server is attempting service of process … because the bank (or servicer) wants their money and they are tired of waiting.  On occasion, a servicer will send out notices (in the form of door hangers) through their local contacts, tipping off homeowners that service of process for a lawsuit (or non-judicial foreclosure sale) is likely imminent.  If you have more than one property, you definitely won’t know which property is being affected because you’re “not in the loop”.

REASON #3: You won’t have a legal “foot in the door!” 

One of the first ways foreclosure defense attorneys can defeat a case is to make the other side do its job properly. On many an occasion, a servicer has hired a process server to serve process and it was done improperly for whatever reason (tacking a note up on the door, which later blew away; false attestation, etc.) and thus, attacking service of process is the first line of defense in making the entire foreclosure process have to be refiled again.  Homeowners (as Borrowers) do not understand this principle because they’d rather “play ostrich” and stick their heads in the sand.  Remember, avoid conflict at all costs, unless it proves to be fatal.  In many states, refusing service when confronted can also mean service was accepted.  Judges don’t like it when the party being served deliberately says “NO” to process, because it’s their right to know what they’re being accused of doing (or not doing).  Judges have also been told to clear their dockets of issues like this, which is a precursor to a default judgment being issued against you.  It’s one thing NOT to be home when the process server calls, it’s quite another to refuse service when it could be something financially critical to your future well-being (and that of your family).

REASON #4: You have no idea how to strategize a defense to the service, let alone anything else! 

Many foreclosure defense attorneys understand that attacking improper service of process only frustrates the foreclosure process and doesn’t stop it altogether.  However, understand that if the other side is going to bring a claim against you, don’t you think they need to follow the letter of the law?  After all, this likely involves dispossessing you of your property and if they don’t do something as simple as to properly serve you with the paperwork, how do you know if everything else they’ve done is right too?

REASON #5: Time is of the essence! 

No matter what the outcome of service, time is working against you the longer you wait to accept service.  I’ve known at least one person that has deliberately made himself scarce when he knows a process server is attempting to serve him with papers.  He thinks that by avoiding service, he’s going to be able to delay his day in court.  Unfortunately, after a time of trying to serve a party at their residence, the process server will contact the attorney handling the opposition’s case and make mention of the facts (that you’re either avoiding or refusing service) at hand and the attorney may then request from the judge to allow for substituted service (meaning someone else close to you can be served in your stead), which makes you an open target for service at your place of employment or through a relative who lives nearest to you.

Once service has been completed, you have a timetable in place.  In judicial states (mortgage states) you have 20 to 30 days to respond to the complaint. If you don’t, a default judgment can be entered against you and the foreclosure will be commenced against the property without your knowledge and probably at a time most inconvenient to you (or your loved ones).  The last thing I’d want to see is someone being kicked to the curb.  See below (from the film 99 Homes): 

The setting of a timetable forces you to have to act to stop whatever is coming after you.  For the average homeowner, this means spending money you don’t have hiring an attorney to draft and file and answer to the Complaint.  The average homeowner should also understand that many attorneys aren’t real well versed in foreclosure defense and are likely to admit to things that they don’t understand.  Even worse, should a pro se homeowner proceed without at least some assistance of counsel, they are likely to screw themselves out of their home permanently, while putting their spouse or family at equal risk.

This is one of the reasons why we set up the FORECLOSURE DEFENSE WORKSHOP! 

If you don’t know your rights, you don’t have any!

Here is an opportunity to learn from one of the best foreclosure defense attorneys in Florida!  (see below)


Here … you have an opportunity to learn to fight back!

Download the Workshop application here: FDW ORLANDO REGISTRATION FORM

Yes, DK Consultants LLC is sponsoring this event.  This is the only event in 2017 and the ONLY event custom tailored to pro se litigants!

This means, you’re going to get educational information that is vital to saving your home … not just some sort of “delay game” strategy used by most Florida foreclosure defense attorneys!

ENROLL NOW!  SEATING IS LIMITED!

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FOR THOSE WHO MISSED THE FREE WEBINAR … LISTEN FREE NOW!

BREAKING NEWS — (for those who missed or had trouble getting on last night’s FREE webinar call) … from Dave Krieger:
We had a smashing webinar last night with Lou Brown and Al West and myself. I highly recommend that you listen to this webinar if you have any interest in defending against and defeating the Banks. We talked about “End Game” strategies. This should give you some insight into some newly developed solutions that are tried and true. We would love to see you at the end game strategies workshop in Biloxi, Mississippi on June 13 and 14th. Either way, listen to the webinar and let me know what you think.  You can email me directly at cloudedtitles@gmail.com!
To register call 1-800-578-8580. Seating is limited so be sure to reserve your seats today!

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END GAME STRATEGIES WORKSHOP REMINDER!

IMPORTANT REMINDER!

Many of our blog post readers have not yet made plans to sign up to attend the one and only Biloxi event, entitled “END GAME STRATEGIES” (workshop).  This is a reminder that this is the ONLY live event that Al West and I are going to do this year.  Past this year, I cannot guarantee that Mr. West will be willing to do any other events past this one!

The event was posted earlier on this blog site: https://cloudedtitlesblog.com/2017/05/09/two-day-end-game-strategy-workshop-coming-to-biloxi/

There is a link on that post to sign up to attend, which is being provided again here:

https://vip.infusionsoft.com/saleform/nathnifot

I cannot help but advise that anyone that is in need of a “lifeline” to save their home needs to attend this workshop!

There is also a link on the foregoing site, where if you have attended a previous COTA or Quiet Title Workshop, you will get a discount to attend this event.  If you have not attended a previous event that DK Consultants LLC has hosted, then you would have to pay full retail to attend because the event is being sponsored by Lou Brown’s investor group, Streetsmart!

Now, ask yourself why investors are attending this workshop.

Because they want to learn how to shut down the banks at their own game!   When an investor can either “buy time” or shut down the banks “with a win”, it puts a solid paycheck in their pocket!

In this post, I have included WHAT you’re going to learn in this workshop!

END GAME STRATEGIES WORKSHOP OVERVIEW

We have new strategies to share that are being used to stop the banks dead in their own tracks! 

If you have a pending foreclosure looming in your “present day”, you need to consider investing in your future.

You cannot stay in your “present day”, facing a foreclosure, without an End Game Strategy.   Anyone who does not have a “plan” or a “strategy”, loses.  I hate it when homeowners get tossed out of their homes, many of them with loads of equity, for whatever reason.

I have set my mission to assist homeowners in their fight, but every mission executed comes with a price … time!

Time is money! 

For those of you facing this harsh reality, it is more than a wake-up call because you face displacement from the American Dream.  I realize that this was never your intention.  In an uncertain economy and with Congress all wrapped up in the bipartisan fight over deregulation, another housing bubble looms over America … again.

Every time one of these bubbles burst, people lose jobs, resulting in loss of income, resulting in more foreclosures because people can’t make their mortgage payments.  Most Americans do not realize that this entire plot against them was by design.  That design plan started in the early 90’s and has resulted in an aftermath that I may write another book about.  Even Thomas Jefferson warned us about what the central banks could do to this country, but many of us succumbed to indoctrinated impulses and “took the bait”, not knowing that on the other end, both foreign and domestic “investors” were actually funding the purchase of our homes.

Sadly, most homeowners do NOT fully understand securitization, which is why readers of this post need to be fully aware, to be able to educate them and show them where they need to focus their efforts.  People who have attended my workshops in the past are actively helping homeowners and making a difference in their lives.

Whatever you invest in attending in this workshop, the use of the knowledge will come back to you tenfold.

We do not want to “leave you hanging”.  We are attempting to set up a webinar with Lou Brown, the host of this event, this coming Wednesday night at 8:00 p.m. EDT.  If you are riding the fence on whether or not you want to attend this event, you need to get onto this webinar.  It’s FREE to get on the webinar … what do you have to lose? …

… besides your home!

STAY TUNED FOR MORE DETAILS! 

 

 

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TWO-DAY “END GAME” STRATEGY WORKSHOP COMING TO BILOXI!!!!

BREAKING NEWS — UPDATE:

Clouded Titles author Dave Krieger and Quiet Title Attorney Al West will be lecturing at a 2-day workshop in Biloxi, Mississippi in July … the only workshop being held in 2017 … called END-GAME STRATEGIES!

This workshop is keyed towards investors (as it is being hosted by Lou Brown’s “StreetSmart” program); however, the readers of this blog have been extended an invitation to attend, whether you are a distressed homeowner, an attorney who wants some new ammunition in foreclosure defense and quiet title actions or simply interested in learning new strategies to hang the banks out to dry at their own game!  This is the consumer litigation workshop you do NOT want to miss!

The two-day workshop is being held at the Treasure Bay Casino & Hotel (1980 Beach Blvd, Biloxi, MS, 39531; (228) 385-6000) on Thursday and Friday, July 13th and 14th, 2017 and features Clouded Titles author Dave Krieger and Quiet Title attorney Al West (who has beaten REMICs in court)!  Mention you’re with the StreetSmart group for the group rate! 

Here’s what you’ll get when you attend this event as a guest of Lou Brown’s StreetSmart program:

Every attendee to the workshop will be provided with a copy of the 512-page  The Quiet Title War Manual, which contains some of the strategies talked about in the workshop, PLUS, an Investor End Game Strategy Workbook, containing about 400 pages of dynamite “end game strategy” material including 16 end game-specific working documents, never before offered in any previous workshops taught by DK Consultants LLC!  Come get your head cleared in the fun and the sun and excitement and get ready for two days of jam-packed educational instruction, accompanied by an “End Game Strategies Training Disc”, enclosed with every workbook provided!

Here’s more of what you’ll learn in this two-day educational workshop … 

  • How to unhinge the foreclosing bank’s first lien position!
  • How to properly use an LLC to monetize your rental property!
  • How to cancel and expunge recorded documents that are interfering in your property’s chain of title!
  • How to effectively utilize quiet title actions, even when facing foreclosure!
  • How to fight the bank, post-sale, after the servicer has stolen your property!
  • How to make bankruptcy your friend and ally rather than have it ruin your life for the next 10 years!
  • How to effectively clean up your credit, post-anything  … and so much more!

You will also learn HOW the mortgage loan servicers are screwing over American families and HOW they pocket ALL the money after they’ve stolen your home and sold it!   

The closest airport is Gulfport, MS (GPT) and airfares are very reasonable to get to this vacation destination!  You will have to take a taxi cab to the hotel (11 miles away) from the airport, as Uber is banned from pickup at the airport.

Again, the Clouded Titles Blog readers are invited to attend as a courtesy of Lou Brown’s investor group.  All you need to do is reserve your room and airfare and get to Biloxi and be ready to roll on July 13th and 14th!   In order to attend, please email your interest in attending (to get more information) by CLICKING HERE!   You will be paying Lou Brown’s group to attend this workshop!  When you email us for more information, we will provide you with a syllabus and the contact information to reserve your seat in this spectacular event!   This is the ONLY event we will be doing in 2017!   You have roughly 45 days to figure out HOW you’re going to get here! 

As a side note, I have been asked whether this program will be offered for sale AFTER the workshop.  The Answer is YES!

Lou Brown has a full camera crew at the workshop.  He video tapes everything and will generally release a 10-DVD video set.  This is what he did for the Chain of Title Assessment Workshop in Atlanta that I taught last year.  For those who cannot attend, you can also participate in streaming video through a feed directly from the workshop.  The END GAME STRATEGIES Workshop will be available on DVD about 30-45 days AFTER the program appears in July (13th and 14th) of 2017.  However, the advantages in attending far outweigh the disadvantages of NOT because you get to ask questions and strategize live, rather than just watching 10 DVD’s and reading through roughly a 400-page workbook. As I  stated previously, this is the only workshop that Al West and I are teaching this year.  This is the time to act, especially if you are either a serious investor or have issues with your chain of title or foreclosure issues looming.  The price of the DVD set is the same as attending the live event. Because it is offered through Lou Brown’s investor group, there will be no discounts, which is why I am recommending you attending the workshop and get your questions answered.

 

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