Tag Archives: homeowners association

THE C & E DVD KIT IS HERE!

BREAKING NEWS — 

The C & E (cancellation and expungement action) kit is finally here and ready to ship, insured, to your door!

America’s land records are a crime scene!  

Everybody wants an “end game”, right?   Part of the problem is, most Americans facing foreclosure don’t know where to start in their fight against these banks and their unscrupulous, lying mortgage loan servicers and their document mills!  By the time they get done surfing the internet, they’re convinced they want to sue everyone for everything (not to mention they think they should get a free house) and this costs gobs of money most Americans neither have nor budgeted for.  In other words, without the right tools, foreclosure litigation can be quite expensive and potentially unsuccessful!

Sadly, there are over 500-million of these bogus documents in the real property records … all across America!  However …

Finally … (but seriously overlooked) … there’s a means to challenge these documents!

Here’s what you get:

  1. The 357-page book by Dave Krieger and Al West, Esq. … The C & E on Steroids!
  2. An 8-DVD educational video set of the most recent workshop we held in Las Vegas in early April, 2019!
  3. An instructional insert on how to get the most out of your educational training in doing a cancellation and expungement action!
  4. UP TO 30 MINUTES OF FREE CONSULTATION with Clouded Titles author Dave Krieger as to the posturing and review of your C&E action (after you’ve ordered and watched the DDVDs and read the book)!

These DVD sets were ordered in limited quantity …

Order yours today before they’re gone! 

The special offer on this educational DVD-Book kit will expire on June 30, 2019!

In this book and instructional DVD video kit, you’ll learn:

  1. How to examine a document for securitization issues for the purposes of case development!
  2. New strategies in foreclosure defense involving cancellation and expungement actions!
  3. The basics of cancellation and expungement (C & E) actions, including sample pleadings that worked!
  4. Two full educational modules on assignments of mortgage and deed of trust and how to spot issues!
  5. HOA Foreclosure Defense!  (Investors will love this … post-homeowners’ association foreclosure sale purchases)!
  6. Attacking notaries (… as a business model)!  Seriously?  Many notaries are bonded! (If I was a notary, I’d be paranoid!)
  7. How to analyze and implement penal codes and statutory violations within your pleadings!
  8. Analyzing targets (and taking out multiple targets, if necessary) … including notaries, robosigners, MERS robosigners, law firms handing foreclosures and other parties involved in document creation!
  9. When and how to make use of expert witness attorneys!  … and …
  10. How to keep your case from being removed to federal court!

… and we’ll even show you HOW two mortgage loan servicers, their document mills and two foreclosure mill law firms STOLE a Florida home using bogus documents … many of the issues we’re talking about here are apparent felonies you might consider citing in your C & E action!   Judges will HAVE TO pay attention or be held as accomplices for aiding and abetting felony perjury!

The kit is recommended for you and your attorney to watch! 

“By the time you get done watching these videos and reading this book, you’ll know more than your attorney does!”

— Al West, Esq. (C&E and Quiet Title Attorney who has done hundreds of these actions!)

ORDER YOURS NOW!

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INVESTOR ALERT: ACQUIRING MORTGAGED PROPERTIES CAN RACK UP UNNECESSARY LEGAL BILLS

(OP-ED) — The following is an opinion of the author only and the content offered herein is for your educational benefit.  Enjoy! 

One of the avenues investors like to travel upon is that of acquiring homeowners association liens.  Such was the case in Texas with Kingman Holdings LLC.  You can read the case here:

wells fargo bank na v kingman holdings llc, tex app (5th) cir no 05-17-01240-cv (jan 17, 2019)

The one thing I didn’t notice is all of the “assignments” that were talked about in the suit.  None of them were ever challenged.  And this is a MERS-originated Deed of Trust, so you know it was securitized.   As the case states, Lehman’s Asset Backed Securities Mortgage Loan Trust 2007-1 was involved and it is highly likely that there are multiple issues regarding the actual negotiation of the note and related paperwork to the custodian of the trust at the proper time stipulated by the 424(b)(5) Prospectus for that REMIC trust.  What this case argued was lien superiority and Wells Fargo won, despite the lack of challenge to the assignments.  I wonder what the outcome would be if the false and misrepresentative statements contained in the pleadings in the lawsuit, which ties the false statements made in the pleadings to the documents in the land records, thus opening the door to further scrutiny (albeit the other side might scream that we’re reaching; parol evidence).

No pain … no gain.  But investors have to be careful when it comes to buying HOA-related properties.  This is why I like tax deeds.  The county in fact DOES have first lien priority, whereas HOA’s do not.  In fact, reading into this case, nothing in the HOA paperwork showed its lien was superior, but money was spent litigating the case anyway.  Learn from other’s futile mistakes.

You can look at this case and say, “The banks always win!”  however, understand who the appellant is here … the bank.  It got ruled against in the lower court!

Sadly, I’ve come to understand that most HOAs only notify the actual owner of the property and NOT the lenders that might have a mortgage on that property.  This puts investors in a vary “gray area” when it comes to acquiring property that has an existing mortgage, thinking that nothing will come of it.  So … caveat emptor, especially if you’re investor who didn’t plan on spending extra cash in litigation.

NEW REVISED COTA CHECKLIST

AS AN ADDED BENEFIT to this story … please download the PDF of our new COTA Checklist for 2019 here:

2019 cota checklist

Having tools at the ready when you’re doing property searches isn’t a bad thing, especially when your own property might be in jeopardy.

GOVERNMENT SHUTDOWN UPDATE:

On another note … while not related to chain of title issues … the Air Traffic Controllers Union and a host of its membership have filed suit against the government, citing air security risk due to the government shutdown … read the lawsuit here:

patca et al v us, us d.c. no 1-19-cv-00062 (jan 11, 2019)

This lawsuit may not move too fast given what we reported on this blog yesterday about the courts’ running out of funds tomorrow.   If air traffic controllers have to suffer, what do you think airline passengers might face in the near future?   Don’t you think shit rolls downhill?   Make your travel plans accordingly as flying might not be the best option right now.

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