Tag Archives: China

And the talking heads go …

(OP-ED) — The opinions offered here are just that … from a Libertarian sort of point of view.

Doo, da-doo, da-doo, doo, doo-doo … Doo, da-doo, da-doo, doo, doo-doo …

The foregoing phraseology was taken from Lou Reed’s “Take A Walk On The Wild Side” (in case you hadn’t picked up on that).

And we were all panicking because of the uncertainty involving the 2020 crises (that’s the plural term for more than one crisis). We’ve been hit with several scenarios all of which catapulted themselves into manifestation within months of each other.

CORONAVIRUS … This actually began in China in October of 2019, maybe even earlier. When the Chinese Communist Party realized the type of economic warfare this bioweapon could cause, they decided not to tell the World Health Organization about it … or anyone else for that matter. If it’s any indication of things to come, the labs in Wuhan, China had help, from Dr. Anthony Fauci’s organization and the labs at Duke University at Chapel Hill, North Carolina. $3.27-million in U.S. taxpayer money was sent to Wuhan, along with the lab-developed strains of RNA strands, to be further researched and developed into an retrovirus that literally serves as a catalyst to bring about disastrous results in certain portions of the world’s unhealthy, creating death and emotional mayhem in the process.

POLICE BRUTALITY … And if the coronavirus being unleashed on the U. S. population wasn’t enough, it appears a staged scenario was set wherein a white cop kneeled on a black man’s neck for over 9 minutes until he was dead and did so with apparent wanton impunity, with cameras rolling, not caring about the potential outcome. As if the racial divide wasn’t bad enough, this act against George Floyd (and subsequently others as well) made things worse to the point of inciting riots and creating more panic and fear in the population because certain factions found it convenient to use the Floyd/Taylor platforms to make excuses to infiltrate and purposefully cause anarchist-type behaviors that a majority of young America actually condoned, without realizing WHAT they were condoning.

THE ELECTION CYCLE … And to make things worse, you couldn’t go on social media and say anything without getting berated and verbally assaulted by even your own family members who subscribe to the belief system that “the world owes me a living” or despises what political philosophies you may pontificate on your blog. If being able to socially and psychologically manipulate a population into doing its bidding is any indication of things to come, Congress has well succeeded in using special interest money to scare the shit out of the American population to further drive confusion into the masses. When people are scared or confused, most react emotionally instead of logically. With the nomination of Hon. Amy Coney Barrett playing so close to the elections, America has lost sight of the fact that President Trump has filled more judgeships in the federal system than any other President in the history of America!

You may think Joe Biden might be borderline senile (with dementia or some other undisclosed condition lurking in the background), but there are those who think Kamala Harris will end up finishing out Biden’s term if he’s elected … and in this author’s book, she’s definitely a Marxist. This author cannot understand why the American public would want government control over each individual’s life, because that is where the “left” is taking this country and the media is playing the fiddle quite well in stirring up more confusion and anger as the election cycle turns into a menstrual cycle.

THE FORECLOSURE CRISIS REDUX … And if all of the foregoing wasn’t bad enough, the clock is ticking on millions of Americans who are about to be served with foreclosure notices, sending us back down memory lane to what happened after the 2008 financial collapse … except this time, the banks are flush with cash, not the other way around. And the media has also played right into the fear factor, which prompted this author’s headline because that’s all you’re seeing is what’s on camera … talking heads spewing bullshit. The author has been to multiple news media websites, all of which have an election map showing Biden’s giant lead, some even showing him with 339 electoral votes and the states are still counting and the lawsuits are flying and the media is playing right into that as well.

Sadly, the media missed the fact that the 90-day default rate on mortgages is through the roof and the proverbial ca-ca will be hitting the fan in less than two months when the mortgage loan servicers begin sending out notices of foreclosure in droves.

THE LIBERAL, LEFT-WING, TOTALLY BIASED MEDIA ... And if what the talking heads are doing to precipitate confusion, anger and outrage towards the dissolution American public, one should realize that … like the release of the coronavirus … all of this is deliberate. Everything. QAnon or not. All the dots connect here. Dial up any TV news channel and the diatribe is the same … talking heads who can’t be trusted to report the news instead of sensationalizing and opining on it, virtually creating their own version of how the left controls the “play-by-play” narrative. If anything, THIS should totally scare the hell out of most of you, because this has been going on to the ultimate degree since President Trump took office and Hillary Clinton’s email deletions surfaced.

MORE CIVIL UNREST … MAYBE EVEN CIVIL WAR! This author certainly hopes you’ve taken notice of this section, because if this election cycle blows up, it will be the melted frosting on an already overbaked cake that pushes most civilized Americans to the brink of despair, which is where civil unrest comes in, Antifa, Proud Boys, or whatever. It doesn’t matter how the SHTF, it just happens over time. History repeats itself and those who are ignorant of it are condemned to repeat it. Take away history, which is what has happened in today’s public fools … uh, er, schools … and you have a recipe for a tailor-made group of Nazi children being paraded about and being controlled like ass-puppets by a government with not-so-nice agendas, including vaccines that kill, laced with RNA strands of the AIDS virus and malaria!

What America doesn’t need is a federal mask mandate or another total lockdown. America doesn’t need Anthony Fauci either, because he’s unzipped his fly and espoused his political beliefs against President Trump’s handling of the coronavirus pandemic, if you want to truly call it that. It’s Deep State occasionally rearing its ugly head and it seems to work well to manipulate people in a not-so-positive way.

Frankly, this author sees America turning into a Communist nation if we don’t start thinking things through logically and start implementing better judgment about who we want making decisions for us in higher places.

We may have record voter turnout because the voters are scared of their future. However, looking back at all of the catalysts that were used to evoke emotions in people to make them vote? Someone’s got plans for America that may surprise even those who put the status quo back in power and continue to keep them there. In the meantime, stay safe and keep your powder dry.

PART III of my last post is coming … and BOY IS IT A DOOZEY! We’ve got some damning new information to share with you!

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THE LESSER OF TWO EVILS

(Op-Ed) — The opines here are never construed as legal advice. They’re just a bunch of IMHO’s with a little common sense thrown in!

I received an email from a fellow in Ireland (County Kildare to be specific), wishing to order a copy of Clouded Titles. I was rather taken aback at why someone from “the other side of the pond” would want to order a copy of this book. Further “enquiry” (which is the Irish term for our “inquiry”) did elicit a response I wasn’t expecting … that Irish citizens have taken up a resistance to the same chicanery by the banks and their barristers there! They apparently have discovered that the notes and the public records don’t make sense and word has it, they’ve even caught barristers lying to the judges in court in trying to steal peoples’ homes in foreclosure … and apparently, there is a movement afoot to expose the entire fracas!

Never having direct exposure to their “system of things”, until I make further enquiry into that country’s dilemma, all I can determine for a certainty is that Ireland has a housing shortage of over 100,000 units and now their foreclosure processes have kicked into gear and have been for some time, with Ireland in lockdown (worse than California). Imagine Ireland with no pubs open? Oh feck! No Guinness? (… and their Guinness is sooooo fresh over there you can’t hold a candle to what we drink here.)

Since we have the International Monetary Fund (IMF) in existence, I can only surmise that the same foreclosure scandals are happening in hundreds of other countries across the globe. Many years ago, a fellow in Australia emailed me to tell me the same securitization crap was happening there … and in Western Australia, they’ve now legalized forced inoculations where they can literally seize you, take you to a private location and strip you naked and stick a needle in your butt! The shapes of things to come.

Now Dr. Anthony Fauci (the alter ego of Dr. Josef Mengele), wants to have a federal mask mandate, flip-flopping on his previous agenda that wearing masks aren’t going to help stop the spread of coronavirus. In fact, there are suppositions about that a “federal lockdown” of the U.S. may occur if a certain presidential candidate gets elected. I shudder to think this country could survive another mandated lockdown without some sort of civil unrest the likes of which were previously precipitated by bad police behavior.

The City of Punta Gorda, Florida’s city commission opted to put a mask mandate into place, forcing everyone to wear a mask when entering a place of business. Guess when it expires? November 3rd. What does that tell you?

By now, with the Hon. Amy Coney Barrett officially sworn in as the new U.S. Supreme Court justice (and the party line dictates and political bitching that ensued), pre-election, we can either say that the President (Trump) was doing his official Constitutional duty or conservatively stacking the deck in favor of a majority of folks he thought would lean to the right. Given the responses of Judge Barrett, I’m not so sure she’s not a right-thinking moderate and will be an asset to the discussions surrounding all of those diatribes that the Democrats have attempted to scare the population with. After all, she does have children of different persuasions. I get her belief system and her compassion, rooted in family values, but taking exception to individualism. The Constitution guarantees the general welfare; not the rest of everything that’s been thrown at us since 1913.

Come November 3rd, no matter what political leaning you subscribe to, it is a fact that the President can attempt to dictate public policy, but COVID or no COVID, this country was doing exceptionally well before the bioweapon hit the U.S. Weigh the consequences before casting your vote. Further, the President doesn’t make the laws. As the country’s chief executive, he can make suggestions, but he’s not the one that votes “Yea” or “Nay” to get it done. He only signs off on what Congress has done if he agrees with its decision. People spend too much time watching the 3-ring media debates, technically geared toward socialist policy, in an attempt to further the Hegelian principle I spoke of in a previous post … create a problem, spread the fear and confusion surrounding the problem, with a solution already in the works, created before the problem occurred with the intent to invoke the solution, claiming the sheeple want it and thus are entitled to have it.

The issues surrounding the political climate in America are generated by those inside the Beltway … in my book, with sinister intent.

Verily I say unto you … if government agents provocateur weren’t involved, you wouldn’t have securitization, which allowed the banks to play in the secondary mortgage markets with the ability to make gobs of money off the backs of hard-working Americans … nor would you have a virus that was sent to Wuhan, China with $3.27-million of our taxpayer dollars for further “cultivation” and subsequent release on the world by a not-so-transparent government monster. In both instances, the U.S. government was involved in some way. And our Congress thinks we should open our doors back up and deal with China? I personally believe protectionism (i.e. border walls, bringing manufacturing jobs back to America, rebuild the infrastructure) is what this country needs right now because we’ve got too many of our own problems to deal with here rather than trying to “buy our friends” elsewhere for the sake of political expediency … using our tax dollars to do it with.

The Foreclosure Defense 101 Workshop is now available on demand. For the average person out there who will soon be or is now at risk of losing their home, this is a token investment in your future. If you don’t get an answer to your growing concerns over “fight or flight”, you will after watching this recorded 4-hour webinar and reading all of the PDF handouts you get in your inbox! We even talk about the dirty tricks played in court against homeowners who don’t understand HOW TO fight and how the average litigant should counteract. We’ve even included extra “stuff” not included in the syllabus, which you can read on the Clouded Titles website!

Recognize that no matter WHO you think is really in the driver’s seat come November 4th, your vote still matters … the moratorium is still going to end … and we’re still facing another foreclosure shit show!

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Filed under OP-ED, Securitization Issues, webinar, workshop

WHEN THE NEXT “CRASH” HAPPENS …

(BREAKING NEWS – OP-ED) — The author of this post is republishing a video done by Greg Hunter with Ellen Brown (an attorney and an advocate for public banking) who I have been on the air with.

Take away from this video as you wish, but one of my readers who alerted me to it got the chills when she saw it because Brown’s comments align with several other sources who are confirming the same thing.  Watch the video (22:21) and do the math:

ELLEN BROWN

MY THOUGHT PROCESS … IT’S NOT “DOOM AND GLOOM” … YET!

There is no doubt that this current “crisis” we’re in has us all in a state of confusion as to what to expect for a final outcome.  This is why I spend a lot of time doing research and talking to people about likely scenarios in the event of a cyclical crash. The last major one was in 2008 and between 2009 and the beginning of 2015, there was a huge collateral grab of over 10-million homes in America.

Everything that has happened since 1999 (when the Glass-Steagall Act was repealed) has led up to this mess (where we are now).  Even if we recovered from the 2008 debacle, there is more to come because all of Congress (the folks you put your faith in that keep making promises that your future will be better) has done is “kick the can down the road”.  Congress keeps spending money … and spending money … and spending money … money it doesn’t have.  They borrow it … and borrow it … and borrow it … and the merry-go-round has to stop sometime.

Congress allowed the banks back into the securities markets and Bill Clinton signed off on it.  So the next time you put your faith in your elected leaders, let’s bring this “home to mama”.  Brown makes a statement after being asked to predict when the next crash would happen and made reference to 2015 and her interviewer mentions Barack Obama, which means this video could be a prediction of at least our worst fears of things to come (as it was recorded some time before 2015).

This is a big gamble for over half of U.S. consumers.  There is no argument that we have a fractionalized banking system that gambles with virtual, fiat money on ratios that are (IMHO) way too far outside of what I’d consider smart banking. The FDIC, a corporation which insures every depositor’s account up to $250,000, does not have the reserves to cover all of the depositors’ money, which basically implies that we could be facing what happened in the Great Depression and in Cyprus in 2012.

Every time there’s a crisis (and you can’t argue with me here), everyone demands that our government “do something” to “fix it”.

Fix what?  

We have been conditioned to believe that in order to “fix” things, we just throw money at whatever crisis comes our way and make it stop.  Unfortunately, with the undisciplined behavior continuing to plague America (more than just essential travelers that continue to migrate about for non-essential behaviors), this current “crisis” (based in more than just a common cold thanks to China) is several months from being “over” enough to safely come out of our homes and there’s still no guarantee that it won’t fester up again (into another pandemic). We will still have to think “social distancing” when we’re out and about and most of us will have learned to make our own hand sanitizer and face masks by then.  For at least the next year, plan on making those two things or getting a supply of them at the ready.  One of the conditions we will face is limiting our travel and public exposure.

Congress passed the stimulus package ($2-trillion) and loaded it up with pork (and we let them get away with it).  

If the average person on the street asked where the money was going to come from, they’d have no idea because most of America does not understand finance and derivatives.  They may teach this stuff to MBA’s in college, but the average “Joe” has to learn by experience.  In the last “crash”, over 10-million families were displaced.  Investors were displaced. The economy was upset to the point where tens of billions of taxpayer dollars were “thrown at” THAT crisis in order to make it go away.

This corona-crisis was not of our own doing. However, the same results occurred.  Many of you think this is another “stab” at population control.  But most of you wanted the government to do something. right?  That’s the “conditioning” I’m talking about here. You point fingers and assess blame at everyone and everything, no matter what.  This is where our two-party system has failed us.

After 9-11, another crisis which many think was manufactured as a “false flag” by our own government, we all bleated that we wanted to be more “secure” and the government gave us the USA Patriot Act (without reading it before they passed it).  When a crisis occurs, people think Congress can fix whatever ails the country.  As you will learn in this lifetime (I believe), this Congress cannot fix a Cypriot-style bank raid.

Running to your banks right now and draining all of your money out of it (bank runs) will only precipitate more panic. Having one-month’s worth of funds in your account in M2 (checking) to pay your bills (as Ellen Brown recommends in the video) is only smart because we live in a system we allowed to be created by Congress.  Congress repealed the Glass-Steagall Act and made our futures even more riskier than it was before the Great Depression because we didn’t have the size of population then that we have now.  If and when a panic of this magnitude should occur, it is likely that people will be blowing up Congress’ phone lines demanding an immediate emergency resolution from the very banks that cleaned out our life savings.  However, Congress is the entity that passed the Federal Reserve Act in 1913 and allowed private banking entities to control our economy using a fractionalized, fiat system of “legal tender”.  Ever since then, this country has been plagued by cyclical crashes.

There is not enough “cash” (M1) in circulation to cover this nation’s debt.  M1 (currency) is issued by the U.S. Treasury in the form of a “Federal Reserve Note”.  What is a note?  (a promise to pay)

Pay when? 

When the American consumer loses faith in the banking system in this country and loses faith in the dollar, everyone will realize what “they’re on the hook for”.  American consumers who have money in banks are at risk.  They always have been.  Did you read the checking account rules when you opened your account?  All deposits become the property of the bank.  That means if the bank closes, you lose what you have on deposit. This is why we should never keep more than one month’s worth of debt obligations in our checking accounts at any given moment.  Those who are living hand to mouth will not feel a “cash drain” as much as those who have large amounts of money stashed in multiple accounts in the banking system.

If you’ve read the FDIC’s rules, it may insure up to $250,000 of each deposit account, but it doesn’t have to reimburse you every penny you lost right away.  In fact, with the hordes of consumers demanding their money, it’s likely you’ll be getting checks for $1 a month until you die or your deposits get reimbursed, whichever comes first. Some system of things we’ve allowed Congress to create for us, huh?

Many of us utilize M3 (credit cards) because banks can create credit card funding by securitizing all of the credit card accounts into derivatives. Those of us who maintain high credit card balances will naturally have a lower credit score because they put those derivatives at risk.  Those who use their credit cards responsibly have higher credit scores because they put the derivatives at less risk, especially when they pay more than the minimum payment every month.  Going all out in M3 when a crash occurs doesn’t hurt you directly because the derivatives are going to take the hit.  The investment markets will take the hit instead.  The insurance companies who have to bail them out when you don’t pay your credit card debts (because you’ve got no money to pay them with after the banks close) will also go broke because, like the 2008 crash, the insurance companies got caught in a derivatives “squeeze play”.

Bottom line here … those who are living on M3 right now are actually in a better financial position to survive this crisis because of fractionalized banking working in reverse.  We can always recover from credit extensions because we have bankruptcy courts that can deal with our “excesses”.  We can’t recover if all of our cash reserves are suddenly “seized” by the banks in order to “prop themselves up” during a crash.

Do we know WHEN the next crash will occur?   Nope.  But we know that crashes are cyclical and that another “crash” in coming, largely in part due to this current “crisis”.

What does China have to gain by “poisoning” America?

I can already anticipate a serious trade deficit if not a full embargo from the U.S. government.  Why would we continue to trade with the enemy?  Wouldn’t that violate a whole host of U.S. criminal codes?

I think most everyone agrees that China unleashed a “controlled viral scenario” on its people (as a test of what it could do to the rest of the world) … and contained them (to contain the spread to its own populations) while sending asymptomatic travelers packing to all points throughout the world, where they spread the virus, without informing the world of the harm it would be soon facing, in time enough for the rest of the world to shut it down effectively.  Imagine what would have happened had we had no warning at all?  The warning we got was two weeks late! Thank God it wasn’t two months late!

The problem we have with this “crisis” is that Americans refuse to let a “cold” interfere with their daily ritualistic “tasks” they are so accustomed to performing.  We are conditioned to the point where once that “comfort zone” is upset, we “lose our shit”.  We are not conditioned to “stay put” for long periods of time.  There is not enough law enforcement to control the flow of travelers who might be asymptomatic. Most of the public knows this.  There are not enough jails and concentration camps to hold all of the violators.  Thus, the government has to enlist our cooperation by being “good Americans” and staying home and tolerating this crisis.

There comes a point in time in everyone’s life when serious rationale has to kick in …

Call it Darwinism (survival of the fittest) … call it a “life change” … call it whatever you want. The state of affairs in this crisis is worsening because we are not doing enough to “contain it”.  We keep demanding of government and not of ourselves.  Our forefathers had to demand of themselves, otherwise, they wouldn’t have survived long enough to pro-create … and this is where we are today.

With this latest “crisis”, it appears that the bond markets in America have been “nationalized” by the Fed.  This too is a reality check because the Fed bought up municipal bonds, junk bonds and corporate bonds and treasury certificates.  It’s kind of like collateral to “cover the spread” of the amount of debt it just had to create (virtual debt rooted in M3) “out of thin air” (on paper) by an Act of Congress.

People where I live (in Florida) are now preparing for hurricane season.  So we’re in for a double whammy if a major storms hits us.  We would have-not only a corona-crisis but add to that a severe storm crisis, which could potentially displace a lot more than just the virally sick being cared for in hospitals.  Anything the likes of Hurricane Katrina anywhere in the U.S. could put an entire segment of the population (think of what happened in New Orleans’s 9th Ward) through a major catastrophe to the point where civil unrest is all but certain because people will be too distraught to sanely rationalize anything else but survival even if it means killing someone else for food, water or shelter.

Spend time looking at the entire scenario surrounding Hurricane Katrina.  Like this crisis, the government took too long to respond. With the lack of timely response, everyone is now pointing fingers again, starting with the media who is “creating controversy” and “fake news” to polarize America far worse than what the attempted “impeachment” crisis did.

The amount of casualties surpassed 9-11.  A lot of New Orleans law enforcement “bugged out” with their families (i.e., “Screw this! I’m not sticking around here and getting killed by this storm!”) and left the city with lack of safety support.  The Superdome turned into a rape center of feces and corruption.  Mercenaries had to be brought in to quell civil unrest.  People were shot to death.  Deal with that in your neighborhood.

If this worst-case scenario were to play out … the banks close … you lose all your money … you have no real “reserves” at home to pay for immediate needs with … your food supplies run out and the grocery store shelves are empty (toilet paper will be the least of your concerns) … your utilities get shut off … you start getting default notices from your bank on your mortgage … your insurance company denies your damage claim from a storm and you’re displaced all because you couldn’t pay your premium … are you prepared to deal with that?

Over 60% of Americans are not!

Just look at the current crisis and see how you’re holding up.  Now factor in the variables I just talked about in the last paragraph and re-evaluate your scenario.

We as Americans can no longer afford to “kick the can down the road”.  This will come back to bite us … and it will hurt. Take whatever precautions you can and be “the responsible one”.

The life you save may be your own.

BTW … HAPPY EASTER!

 

 

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“CORONA-CRISIS” … MANUFACTURED FOR A PURPOSE?

(OP-ED) — The author of this post is a consultant to foreclosure defense attorneys on chain of title and declaratory relief issues.  The information posted on this blog should not be construed as legal advice nor taken as an implication of any guaranteed legal outcome.

It never ceases to amaze me as to how easy it is to put an entire nation in a state of panic.  This episode was worse than Y2K.  In the last quarter of 1999, there was a huge uptick in consumer spending (hoarding mostly) in preparation for a “D-Day and D-Hour” that never happened.

On January 1, 2000, the clocks all rolled over and the power stayed on.  Nothing happened.  So what was the frenzy all about?  Stocking up on supplies for future use?

Fast forward to September 11, 2001.  We all know what happened then.  Over 3,000 people died.  Years later, first responders are dying of mesothelioma and other respiratory-related diseases.  Was was more interesting was the USA Patriot Act … already drafted and on the shelf … enacted by Congress (without reading it all first), based on what appears to be some political think tank’s “whim”, in an effort to allegedly “protect us” by taking away a few of our constitutional rights to privacy.  In turn, we had to have an enemy, which turned out to be Saddam Hussein.  The U.S. literally created a political vacuum in Iran and the Middle East when it executed Hussein.

Eventually, it destroyed another enemy, namely, Osama Bin Laden; however, we didn’t have photos of his body and no one seems to know “officially” what part of the ocean his body was dumped in, if in fact, that was a fact.

Fast forward to January, 2020. The world gets word that a new “virus” has started to spread in China, apparently originating out of Wuhan, China, wherein there is at least one of the 7 known world centers for bioweapons manufacture.  At that point, the propaganda mills started cranking out disinformation.

Fast forward to March 9, 2020.  The Grand Princess cruise ship has been circling off the coast of Northern California and finally docks at a port in Oakland with over 3,500 people on board, 21 who have tested positive for COVID-19.  As you may be aware, the air conditioning is recirculated on cruise ships (unlike airlines I’ve been told).  The passengers were eventually allowed to disembark and many were taken to treatment facilities and cleared or hospitalized for further treatment. Notice how we haven’t heard a word about their outcomes?

Fast forward to April, 2020.  Spring break has culminated and the college kids have left the beach.  In the meantime, another Princess Cruise liner has docked in the Port of Miami with two dead passengers on board. However, their causes of death were NOT DISCLOSED.  Two other cruise liners docked in the Port at Fort Lauderdale and 14 critically ill people were taken to local hospitals where 11 reportedly died.  The Governor of the State of Florida, under pressure from a lot of political “quarters”, issued “Safer at Home” orders, towing the line with 39 other states who have done similar voluntary quarantines.

Oppression versus Depression.  All of a sudden, the media starts a two-fold campaign. The first is to drive America into a mass panic over a virus that is being used as a tool for the second part of the campaign … to smear President Trump and any other Republican Governor who “hasn’t acted fast enough”.  And the Republicans are pointing back at the Democrats, who they claim have contrived this “hoax” to make the President and the Republicans look bad … does that seem logical?

The “corona-crisis”, for obvious reasons, is now being used for what I believe to me a means of creating more political unrest.  Not only that, look how much “pork” was attached to the stimulus package Congress just passed.  We’re all told (by our two-party system that passed this bill) that this will be a “good thing” for America, just like the USA Patriot Act is a “good thing for America”.

When will you stop acting as if it’s okay for the government to invade your privacy?  When they have drones parked outside your bedroom windows every night, listening to your pillow talk?

Suicide is Painless! 

While there are no specific numbers of note, Scientific American published an article indicating that mass panic is likely to cause people to commit suicide, either over the fact they might be infected or from the stress of believing that the virus “might get them” at some point and they can’t take it any more.  Gee, what a great idea (promote suicide as a way) to clean out “the gene pool”. Suggest that if you can’t take it, suicide is an option.  All the weak-willed morons out there will take them up on that one!  Hey!  Here!  Eat this Tide Pod while you’re at it!   

All of those testing lines that were supposed to be ongoing at all of these “centers” … and a group of “not even journalists” have taken it upon themselves to go out and videotape hospitals that are empty and appear to be devoid of testing for COVID-19 whatsoever … CLICK HERE TO WATCH!

You can take your pick of whatever video you want to watch.  The results appear to be the same.

Are we being lied to about the seriousness of this “pandemic”?   Is this “flatten the curve” mantra nothing more than a way to keep people in their homes?  Was it manufactured to simply “bust up” the supply chain and cripple it long enough for the federal government to accomplish “something else”?  Something even more sinister?

Notice the bickering going on between our two-party system over a budget?  And how much of that “budget” was to be used for actually fighting the corona-crisis?

Now tell me that this “crisis” wasn’t manufactured for a reason!  The government doesn’t take a dump without a reason. We spend way too much time pointing fingers and accusing each other about “woulda, coulda, shoulda” and not enough about being united for a reason.

Hospital layoffs?  Nurses getting fired!  Wait!  I thought we were in a crisis?  WTF?

And if this crisis was so bad, why did Sarasota Memorial Hospital furlough nearly half its workers (Florida) if the pandemic was that bad?  Was it because the “orders” said no elective or unnecessary surgeries are to be performed?  Is it because 99% of all the hospitals in America are making money off of elective and unnecessary surgeries?  Why on earth are people being told to quarantine at home until it gets so bad they have to be transported to a hospital and put on ventilators that are still in short supply?

Why are the numbers of people who have allegedly tested positive for the coronavirus inaccurate?  Take the numbers of those who tested positive and compare that to the number of deaths.  Are we talking a fraction of a percentage point here?  And those people are are told to stay at home and self-quarantine and report the results to their local health departments … why aren’t they listing how many have actually recovered from the virus?  Is it because they need to keep instilling panic in the population?  Was this “crisis” manufactured for the purposes of “control”?   Was it a simulated exercise to see how much panic pressure we can put on Americans before they will either be oppressed into submission or “off themselves” because they can’t take the pressure of being quarantine?  Why are the numbers of those who have “recovered’ not being updated regularly?

And why do I feel as if the foreclosure crisis is about to start up again to the likes of 2009 … and the government will do nothing to stop this from happening past its 60-day mandatory order NOT to foreclose.  Does that seem logical as well?

Do you know where you find the word “sympathy” in the dictionary?  Between “shit” and “syphillis”.

How can I feel sorry for people who put themselves in harm’s way if the “harm” isn’t really there?

Can you honestly say to yourself you know for a fact that the “harm” IS really there? 

We’ll see what happens to the law of averages of this corona-crisis after the 30 day “stay at home” is over … see if they extend it longer and come up with another scare tactic to oppress us all … as we move closer to our November elections.  If in fact, this was a political stunt, who will you put your faith in then? The entire two-party system passed this pork budget!  Go look it up and see how much wasn’t spent on the corona-crisis!  Makes you wonder, doesn’t it?

Now … start thinking for yourselves and analyze WHY you think this crisis might have been created for a reason and post your opinion on this website so you can share your opinion with others who are reading this post.  All lives matter in this “game”!  Your opinion does count … so make it a sane, rational and honest one.  I will not approve posts that are not sane or rational.

 

 

 

 

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WILL THERE BE AN UPTICK IN FORECLOSURES ONCE THE CORONA-CRISIS IS OVER?

(OP-ED) — The author of this post is a consultant to attorneys on foreclosure and chain of title matters and none of the following opinions should be constituted as legal advice or seek to guarantee a legal outcome. It posits what this author sees as what is to come.  It may not be the “whole new way of life” everyone thinks is going to take place due to this pandemic. 

This post is not for the faint of heart nor is it designed to make you more paranoid than most of you probably already are.  It is designed to impart some common sense rationality into dealing with the post-traumatic issues of what we collectively are all perceiving as a “crisis”.

Some of us think this whole thing is overblown.  The majority however have unknowingly allowed the “crisis” to replace common sense with survival fear … and rightly so.  It’s one thing to think that the coronavirus was just going to stay put in China when in fact, we have such an upwardly mobile society that everyone has been instilled with traveling to different parts of the world, be it on a plane, on a cruise, whatever … no one expected this would hit America and I believe we were all duped as to the “numbers” and the “purpose” for COVID-19.

Here are some interesting “takes” I’ve picked up on over the last couple of weeks …

  1. Chinese-Americans who are loyal to this country have stated to me that China well understated the numbers of dead and infected as the result of the viral spread there.
  2. The understatement was intentional, to lull us all (and I mean the World Health Organization (WHO) and the countries affected by the virus, including America) into a false sense of security so we would continue to go on about our daily lives as if this virus really didn’t matter.
  3. Knowing that we were already embroiled in political turmoil in this country, we’ve been “played” by the Chinese in a further effort to destroy the credibility of many of our elected leaders and further create political dissension in our every day lives.
  4. Most of the world was not medically ready for another pandemic.  If WHO was really concerned with the spread of this virus, it should have reacted more quickly when it was observed that the virus was spreading outside of China’s borders.
  5. We can all point fingers at our government for being “reactive”, because that is how our government has always been … reactive instead of proactive.  We weren’t ready for the virus when it hit our shores and we sure as hell aren’t ready for it now.
  6. Our medical systems in this country rely too much on non-essential and boutique surgeries and were not ready to deal with massive shortages in critical care supplies and labor.
  7. Our government’s medical “advisories” and social “responsibilities” were lacking in keeping its undisciplined citizenry safe from each other, allowing for Darwinistic opportunities to avail themselves upon an unsuspecting public.
  8. Instead of heading off the pandemic “at the pass”, state and local governments were slow to react to contain the virus and identify the “vectors”, which is what South Korea did when it first became aware of the invasion of the virus.
  9. The saving grace was that most state governments went above and beyond the federal measures enacted to stop evictions and foreclosures during the coronavirus outbreak.
  10. The not-so-saving grace is what happens after the fallout rears its ugly head, the supply chain breaks down in certain quarters and the economy can’t put enough people back to work fast enough to recover from the shock the country took in the 30-60 “stay in place” periods.

This is where thinks get “quirky”.

As was explained in some “insider” memorandums which I managed to retrieve through my back channels, the mortgage loan servicers (especially on these MERS-originated mortgages) have to pay advances on the distribution dates to the investors who funded the loans through the various REMICs (Real Estate Mortgage Investment Conduits).

There were (at last count) roughly 6.6-million people that applied for unemployment benefits, despite the economic “stimulus” package.  In my twisted mind, this is like getting a hand job by a hooker, wherein the “wham bam” happens and then you realize the relief was only temporary and you’re right back at the stress level you started from before “the act” happened.

The mortgage loan servicers who handle the payments to the REMICs (the advance payments of principal and interest on every securitized loan) every month on the distribution date, have to pay those advance payments whether borrowers make those payments or not.  I hope you got that.  No matter (during this crisis) whether you made your monthly mortgage payment or not, you are NOT in default because the servicer has been making your payments anyway.  They just won’t tell you that.

The problem becomes worse however when the servicers have to make these payments regularly over time, believing that they can collect the the past due payments from the borrowers (who are out of work or close to being out of work or short on funds) who are wanting a forbearance on their mortgage loans.  This means the servicers would have to consider putting the payments (including interest) on the back end of the loan.  This means that for those of you who (for example) were on “Payment 22” of your amortization chart on a 30-year fixed rate loan, you’re asking for Payments 22, 23 and 24 (plus interest) to be put on the back end of your loan, which is compounding interest upon principal upon interest.  Let’s face it, most Americans do NOT have the reserves to make the mortgage payments past one month, which is why they had to borrow the money to buy the home in the first place.

Now the mortgage loan servicers are stressed financially because the payments have to be paid into the securitized trust pool every month, regardless of the borrowers’ circumstances.  The servicers may be forced into “having to rob Peter to pay Paul”, which means the servicers will borrow from escrow accounts all over their servicing network of mortgages, in the hopes that they’ll be able to repay those escrow accounts back over time.  The problem is, when that doesn’t happen (and even at the time funds were borrowed from escrows), there is still a shortage in the escrow accounts that the servicers borrowed from to pay the REMICs their monthly payments to.  A prolonged period of these payments (6-9 months; if this crisis were to continue) would put the servicers in jeopardy.

Fast forward to the end of the corona-crisis … 

The mortgage loan servicers are out of pocket all of the advance payments they had to pay during the crisis, which means they’re going to be on an all-out campaign to try and recover as much of the shortfalls as possible to reimburse all of the escrows they borrowed from to keep everything looking “current” on the books (this is why servicers get in trouble).  This is one of the reasons why Ocwen got into trouble and ended up having to sell $600-million in securities to bolster its “advance” payment funds to investors.  That’s like chasing a large, lump-sum credit card payment, making minimum payments every month.  The debts just never seem to get paid off.  Most borrowers can understand that.  Now, factor that into a much larger scale.

By now, you’re beginning to see the “crisis” occurring within the ranks of the mortgage loan servicers.  They will be reluctant to do loan mods because that means more perks for the borrowers. Extensions the servicers really aren’t interested in “affording” because they’re already swimming in borrowed time.

Couple that with the borrower’s payment history of already-missed payments BEFORE the crisis was declared and you’ve just dumped gasoline on the already burning flame.  My suggestions here, which are simple to ascertain and follow:

  1. During the crisis, check your land records EVERY WEEK to see whether or not the servicer has “manufactured” any assignments using MERS (Mortgage Electronic Registration Systems, Inc.) as a means to assign, transfer or convey a mortgage loan into a REMIC trust in anticipation of having to do a foreclosure.
  2. If the assignment was done BEFORE the foreclosure and you’ve already become aware of it, use this opportunity to research your chain of title and see whether or not the information contained within the assignment is false and misrepresentative.
  3. Look up the state statutes to see what felonies were committed by asserting the false and misrepresentative information into the assignment, which was subsequently recorded into the public record and begin to document all aspects of it (who created the assignment, who executed the assignment, who notarized the assignment, who are the parties named in the assignment, who caused it to be recorded, etc.) for reference.
  4. DO NOT attempt to contact any of the parties creating the allegedly-bogus assignment. This is like tipping your hand in a high-stakes poker game.  I cannot stress that enough (as a consultant to foreclosure cases).  Telling the other side of your game plan is going to jeopardize your chances for recovery down the road.  What is important is to gather as much information as possible about all of the parties mentioned within the assignment without contacting them directly.  (There will be plenty of time for that in court-controlled discovery).
  5. Obtain a certified copy of your REMIC from the United States Securities and Exchange Commission while the ink is still fresh and you can take advantage of the time lapse created by the corona-crisis which allows you some advantage in preparing a suit for cancelling and expunging the suspect assignment.

For those of you that don’t get the “gist” of attacking documents, I have a kit available (in limited supply) online at CloudedTitles.com/shopThe C&E on Steroids!   This will give you a blueprint as to how to successfully challenge the phony documents in the land records.   It’s an 8-DVD video set plus a book containing the information you’ll need to arm yourself for the upcoming “fight” I think many of you are going to be involved in.

Why is this important?   If you’re facing foreclosure, even before the crisis, this moratorium will give you time to: (a.) think about Plan B; and (b.) act on that plan.  Even the 60-day window, which has already started ticking (courtesy of the federal government and extended by various state governments) will give you enough time to get your case files together, analyze them and more forward with retaining counsel (if you haven’t already) to “fight the good fight” because the corona-crisis itself was just not enough … we’ll be seeing another wave of foreclosures when it’s over because when it comes to reimbursement of an already-depleted money supply, the servicers (who are tasked with stealing the home) will stop at nothing to take your home away from you … and sadly, the government won’t be there to bail you out.

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