Monthly Archives: August 2020

AND THESE GUYS ARE INVESTORS?

(BREAKING NEWS, OP-ED) — This isn’t legal advice.  It’s a classic example of what happens when investors fail to do due diligence and react poorly when the sewer backs up.

Umbrella Investment Group LLC et al v Wolters Kluwer Fin Svcs Inc, 5th App Cir No 20-30078 (Aug 25, 2020)

The foregoing case should teach us a few things …

  1. Don’t rely on outside, third-party verifications on anything, especially flood zones.  The investors should have checked directly with FEMA and talked with a human being and asked for the most recent flood maps and had it verified in writing with FEMA. Duh.
  2. If you’re going to sue for fraud, at least understand the court is going to require you to meet the 5-point test as to the elements of fraud.  Only citing reliance (on someone else’s opinion) does not meet the full criteria for a fraud claim.
  3. It’s called relative due diligence … if you open a business in a populated area, such as the investor group did here, don’t you think it would have been a good idea to talk to other area business owners to see whether they’re paying for special flood insurance too?  I mean, seriously, if you’re going to grow a business in a given market area, don’t you think you should know the terrain?
  4. On Page 4 of the 5-page ruling, it’s really important to note that: “In alleging fraud or mistake, a party must state with particularity the circumstances constituting fraud or mistake (and not simply) … on speculation and conclusory allegations.”  “On information and belief” doesn’t cut it if you can’t specifically cite WHERE and HOW the fraud or mistake occurred and who is liable for making that mistake.  Best to get a grasp on the elements of fraud and get an attorney that really understands federal Rules of Civil Procedure.

 

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A QUESTION OF LIABILITY?

(BREAKING NEWS, OP-ED) — The author posits the following for your educational consideration in light of the current uptick in foreclosures and this article should not be regarded as legal advice. 

Here’s a brief scenario for homeowners to ponder … 

It’s 2009.  A Tampa homeowner was among thousands served by a process server with a Summons and Complaint to Foreclose because of an alleged default on their mortgage.

Like most homeowners at the time, when served, they freaked out.  They freaked out, so much so, that 97% of them decided to pack up their belongings and move away.

Like most homeowners at the time, before the foreclosure even took place, more than likely, they couldn’t afford to pay their hazard insurance, which is mandatory under their mortgages and deeds of trust.  That’s usually the first thing that gets defaulted on BEFORE the mortgage payments go into arrears.  The next thing that goes into default is the property taxes, despite the fact most mortgage loans are escrowed.  But what if they’re not?

So the Tampa homeowner gives up in despair, with no hazard insurance in place and moves out, leaving the swimming pool uncovered and the backyard fence unlocked.

A couple moves in next door and as they’re moving load after load into their “new home”, they notice their 2-year-old toddler has wandered off.  Where do you think they found him?

Floating face down in the neighbor’s pool … unable to  be revived by paramedics.   Nice first day in their new home, huh?

THIS REALLY HAPPENED IN TAMPA, FLORIDA

The couple discovered that the bank was foreclosing on the property and sued the bank for negligence.  The bank balked, saying that the title to the home was not in the bank’s name but in the name of the homeowner because the foreclosure was not completed and the bank wasn’t in possession of the home.

So who’s liable?    The Tampa homeowner?

For further clarification, check out this newly-released, 10-page case: Apex Mtg Corp v Great Northern Ins Co et al, 7th App Cir No 19-2525 (Aug 24, 2020)

This will help you understand how banks think. This will also help any homeowner under fire in a foreclosure setting to understand what unintended consequences are.

Even if your name is still on title, there can be unintended consequences if anything happens on your property AFTER you vacate it.

Next, look at Page 5 in the case and see how the 7th U.S. Circuit Court of Appeals viewed “actual possession” and “default” as to their stated terminology.

Here again, we look at the definitions in play as the means for who’s liable and who’s not.

Who’s in possession? 

The entire schematic in this case falls upon the party in control of the contract (mortgage or deed of trust).  This is why this case is very self-explanatory, no matter how many times you read it.  It contains some great nuggets that may help in keeping homeowners in foreclosure trouble out of hot water.   While the author of this post submits that the responsible thing for any vacating homeowner is to “secure” everything on their property to prevent such dangers, what sense does it make putting all that extra money into a place you’re going to end up moving out of?

As long as you are in possession, this author suggests you examine the chain of title for flaws and suspicious assignments because those assignments will generally be filed just prior to the alleged lender attempting foreclosure commences the process against you. Fighting those suspect documents is clearly a way to stay in your home for up to two years, which is why this author has materials available on the Clouded Titles website. No pressure.

If you have lots of equity in your home, the banks want the house and they’ll fight you for it, which is why this author likes the idea of selling and downsizing while the benefits of recovering any equity are within reach.  This gives you more options.  The author only suggests fighting if the bank is moving too quickly and you need time to market and sell your home … or stay in it until you’ve formulated a PLAN B.  Staying in the home and fighting the bank for years on end only adds to the stress on your body’s immune system, which by now, you’ve probably figured factors right into why your chances for getting COVID-19 might be higher due to a weakened immune system.

Having a weak immune system makes you more “liable” to succumb to more than just the common cod.  This author knows because he’s seen it first hand.

Stay the course.  Fight if you have to.  Always have a PLAN B … and don’t be afraid to do your due diligence to avoid unintended consequences.

 

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LSF9 GETS CHUCKED ON PROCEDURE … PLUS BONUS CASES AND EVICTION NEWS!

(BREAKING NEWS, OP-ED) — The author posts two new cases this month worthy of your attention, as most homeowners contemplating foreclosure defense should understand that perseverance and attentiveness can win out.  None of the information discussed here should be considered legal advice nor guarantee any legal outcome.  It is for your educational benefit, given that the foreclosure and eviction moratoriums are being lifted across the country soon.

JUNK LOAN POOL AND ITS TRUSTEE GET TOSSED IN MAINE CASE

Due to multiple errors in civil procedure, the Maine Supreme Judicial Court has affirmed the judgment of the lower courts that LSF9 Master Participation Trust, the infamous junk pool run by the minions at Caliber Home Loans, acting under the orders of U.S. Bank who claims to be the loan pool’s “trustee”, had no standing to proceed against a Maine homeowner (James D. Keefe) in a foreclosure action.  Because this junk debt pool (of allegedly defaulted loans) generally misrepresents the fact they’re a true REMIC, the author refers to them as the LSF9 Masturbatory Participation Trust.

READ THE CASE HERE: US Bank Trust NA v Keefe, 2020 ME 104 (Aug 13, 2020)

The first apparent mistake U.S. Bank’s attorneys made (if you can believe U.S. Bank actually retained the attorneys in the first place … probably NOT) is relying on an erroneous fee figure published in the Maine Judicial Branch materials, remitted an insufficient filing fee with its notice of appeal in trying to reverse the lower court’s judgment in favor of Keefe.   Because the court Clerk refused to accept the filing, procedurally, when the attorneys figured out they’d screwed up, they failed to file a motion to the trial court seeking an extension of time to file the appeal and thus, their filing was outside the 21-day window for filing the appeal.

This is a key reason WHY it’s so important to focus on what just what you’re doing, but what the other side ISN’T DOING.  If you’re going to win a case, you have to pay attention to the bigger picture, which operates much like a chess game.  Plan on the other side’s arrogance in attempting to ballyhoo the court with bullshit and file documents out of time, thinking it can get away with a simple apology while asking the court’s indulgence to let the foreclosure appeal proceed.  You can bet if it was on you to adhere to the filing deadlines, your opponent would hold you to it. Turnabout is fair play.  This 6-page case talks all about the rules of appellate procedure, which you have to study (in your case) and be prepared to act on, just as you would if the foreclosure filing in the lower court was insufficient.

Lesson learned …

Examine what the other side has done in filing a foreclosure action against you, starting with the chain of title and moving forward through the rules of civil procedure, which includes how much of a fee was paid to file.  Also look to see if the document (deed of trust or mortgage) they’re trying to enforce was legitimately recorded (meaning all of the required transfer and intangibles taxes were paid at the time of recording), because THAT ANGLE has also been tried in the courts successfully (in failing to pay the required taxes, rendering the document void because the taxes were somehow NOT paid at the time of recording).

BONUS CASE #1:

The debacle over student loans continues to play out in the courts with this latest precedential ruling out of the U.S. Third Circuit Court of Appeals:

READ THE CASE HERE: In re Natl Collegiate Student Loan Trusts, 3rd App Cir No 18-3327 (Aug 19, 2020)

As the Court explains in a “Reader’s Digest” view, it becomes easy to understand HOW student loans are securitized.  What?  You didn’t know that student loans are securitized?  Geez.  I thought you did.  For those in the know, so are car loans, credit cards … everything but the weather can be securitized as long as investors are willing to take a gamble.   Before you get too excited, read the last paragraph (on Page 6) before you get to the Factual Background.  Notice the court made reference to “self-dealing”?   This is probably the BEST CASE (in the author’s humble non-lawyer opinion) to cut your teeth on how student loans are securitized and how to spot the flaws in the debt collection processes.

BONUS CASE #2: 

And just when you thought that U. S. District Court judges deemed themselves infallible (again) by ruling against Plaintiffs in FDCPA cases … think again.  This case is all about “DEFINITIONS” in contract law:

READ THE CASE HERE: Calogero et al v Shows, Cali & Walsh et al, 5th App Cir No 19-30558 (Aug 17, 2020)

This case further demonstrates the bias in the lower federal district courts and why appeals are necessary.  For those trying to cut their teeth on HOW the Fair Debt Collection Practices Act operates, look at the definitions within the statute itself and understand that ALL definitions apply, including what defines a “transaction”, a “contract”, an “obligation” … and a “debt”. You’ll find most of the “red meat” in the “Discussion” section.  And weirdly, this case revolves around a scenario arising out of Hurricanes Katrina and Rita in 2005!  While upfront, the case looks like it favors the Plaintiff, look more at the Definitions as a learning curve.

AND IN OTHER NEWS … 

The eviction moratorium has ended in California, post-lawsuit! 

READ THE STORY HERE: (hat tip to “Epoch Times”)

Sadly, many tenants are now going to be facing “UD” (unlawful detainer) actions.  No more free rent.  No more “entitled living”.  But, but, but …

This means the courts are going to be jammed with thousands of cases and judges are going to be quickly moving things along to clear their dockets.  This is a dangerous issue especially if everything operates virtually over Zoom or some other device that makes it difficult to get a word in edgewise.  If it’s a foreclosure issue, you have to be especially careful of the documents that were recorded in the land records and how you posture your response to the pleadings.  In California, you can attempt to demur the Plaintiff’s pleadings if you can show there’s no basis in fact for the eviction, based on evidence you’ve uncovered with suspect public record documents. The Courts may ignore you too.  This of course will probably only apply to roughly 3% of those who care to do their research.  Like the foreclosure crisis of 2008, the other 97% will just cut and run like they did when the foreclosures began.  It is unknown HOW MANY detainer actions are going to clog the Courts in California yet.

Let the games begin.

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IF IT ISN’T RACISM, THEN IT’S LIBERALISM!

(BREAKING NEWS, OP-ED) –– The author posts this review and diatribe with the intent to posit what he considers the typical “entitlement” stereotype that fits within the framework of liberal ideologies. It is not intended to posit legal advice nor portray anyone in a light not well suited to the events within the present day. 

BLM SHOOTS ITSELF IN THE FOOT AGAIN

For a movement to gain traction, its platforms and principles need to be rooted in constitutional history and not based on agendas not intended by our Founding Fathers.

And just when you thought liberal media might be onto something, they surprise themselves in frustration at their own insistence and effort.

Take the case of the interview done by FOX News’ Anchor Martha MacCallum with Hawk Newsome, the chairperson of the Black Lives Matter Movement of Greater New York (City).  Every attempt by MacCallum to question Newsome’s motives ended up stonewalled in rhetoric that was totally self-serving and rooted in liberalism.

First, Newsome attacked Rudy Giuliani’s portrayal of BLM as a “domestic terrorist organization”.   After his rant, MacCallum played a clip of Chicago BLM organizer Ariel Atkins, which condoned looting as “reparations”.  Atkins’ comments made Facebook, of course: “I don’t care if somebody decides to loot a Gucci or a Macy’s or a Nike because that makes sure that person eats.  That makes sure that person has clothes. That’s reparations.  That is reparations.”

When asked if Newsome agreed with Atkins’s statement, Newsome dodged the question by ranting on white supremacy as a form of oppression … “white supremacy will have you criticizing the oppressed and worshipping the oppressors. Now, if you want to talk to me about reparations, nothing falls short of a solution other than people cutting a check.  And we’re not talking about going in everyday Americans’ pockets, we are talking about banks who benefitted from slavery.”

No matter how many times MacCallum tried to interrupt Newsome with getting him to stay on point and answer the question about Atkins’ comments, Newsome continued to evade the question by bringing up the police shooting of Breonna Taylor. Frustrated, MacCallum ended the interview when Newsome again avoided her question with another question of his own.

“You are having a circular conversation”, MacCallum stated as Newsome continued babbling. “You don’t want to answer questions about looting and stealing and breaking windows so, hopefully, we can have another conversation … ”   (hat tip to the Daily Caller)  Frankly, this author tuned Newsome out when he said the banks should just cut a check because they benefitted from slavery.   These people appear to have a one-track mind.  To even state the term “white supremacy”, one has to understand that the term in of itself is racist.  But it’s okay for liberals to call out anyone who even dares to argue this point racist.  This is the Antifa modus operandi.

STEREOTYPICAL PRIVILEGE

In some Arab States, if you are caught shoplifting, they cut off your hands.  BLM folk should be glad they don’t live in the Arab States.  The author wonders how many times Martin Luther King, Jr. has turned over in his grave in wonder of today’s current events?

Every time we turn a new page in history, the BLM Movement teaches us about the way many people think, not just black people.  There are entitled “white” people too.  This is why welfare states are draining this country of the opportunity to grow.  Businesses move to and open their doors where the labor pools support the working stiffs.

Any state which condones the socialist welfare system will fail because its ideological processes are not rooted in anything God-like as to principle.  To have BLM spokespeople out there saying it’s okay to steal a Gucci purse out of a broken store window because people gotta eat … excuse me?   How do you “eat” a Gucci purse?

Oh wait!  You have to sell the stolen Gucci purse (to someone who pays you money) so you can buy drugs and food.  The welfare state loves to support people’s drug and alcohol habits.  The author knows this from personal experiences. Most people this author is aware of that are on some form of government dole spend their stipend unwisely.  The BLM Movement made its first mistakes when whoever decided the two people discussed in this article should be “leaders” or “organizers” put them in the spotlight.  There is nothing rational about the comments made by these two people.  There are ordinances on the books in every city and state that prohibit destruction of property and theft of property, receiving stolen goods and selling stolen goods.  What it appears is that these folks simply want to “take” whatever suits them (meaning property not belonging to them) at the time it suits them and sell it at 100% profit so they can simply “exist” until the money runs out and then “take” again.

Blue State ideologies support this behavior.

There is nothing God-like about this attitude at all.  Most of us work for a living.  The author doesn’t care what color your skin is … you have the opportunity (like every other hard working American out there) to work smart and take legitimate advantage of every opportunity that is afforded to you.  If you have to “take” shortcuts just to survive, then you have to either be punished (for which the system has a set of laws for that purpose) or suffer at the hands of an armed homeowner or shopkeeper.

IN SEATTLE, WHITE PEOPLE LIVING IN BLACK NEIGHBORHOODS ARE CHASTISED BY BLM

“Give us your houses and open your wallets!”  This is the kind of garbage being spewed by protesters in Seattle as they marched through mostly black neighborhoods, accusing white people of buying up all of the property and furthering the cause of white gentrification and white supremacy.   You have to wonder what turnip truck these protesters fell off of.  It’s apparent they didn’t pay attention to history in grade school.  Oh wait!  What kids are taught in our liberal education systems is being taught by teachers who got a liberal education in college and are liberally paying principal and interest on student loans for the rest of their lives.  Hmmm.  Some things just aren’t right here, are they?   This sounds like the same “circular conversation” propounded by Newsome and Atkins.

SO ARE WE TO ASSUME THAT PROTESTERS PROMOTING THIS KIND OF BEHAVIOR SHOULD BE REWARDED?

The author found this 14″ x 10″ sign was available for purchase at Harbor Freight for just $4.99!   

Imagine that?  Why is Harbor Freight selling signs like this?

This is why there is an uptick in gun and ammo sales across America.  With this kind of “entitlement attitude”, things can only get worse if our government doesn’t do something to uphold the law.  This author believes that what BLM is doing is not just protesting police brutality, but rather promoting racism, their right to be black, their right to be free of consequence for their illegal actions, their right to loot, steal and vandalize, their right to shoot cops … and their right to shoot you … “whitey” … just ask the parents of the 5-year-old white boy that was shot in the head point by a black next door neighbor in North Carolina.  Tweaking on Fentanyl or not, no one has the right to take another’s life unless it’s in self defense.  That goes for the white cop that kneeled on George Floyd’s neck while he was tweaking on Fentanyl.

And the BLM made Floyd their poster child.  I guess it’s okay to burn down buildings, put people out of work, beat up shopkeepers and pop a cop, so long as you made your point, eh?

So now … this author surmises that if the BLM Movement wants to keep this tirade in the forefront, the consequences will end up falling on the shoulders of the citizens who choose to protect themselves by lethal force in defending their life, liberty and property.  And the more of a foothold the liberals get in America (just look at all of the Blue State-Blue City Majors that have condoned all of this illicit behavior) … well, you get the picture.  This is not making America great.  This country is going to hell in a hand basket.  Those who are sane are the only ones who can save its future.

Again, history repeats itself … and those who are ignorant of it are condemned to repeat it.  -Georg Santayana

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CDC LIED ABOUT COVID-19 DEATH COUNTS!

 

(BREAKING NEWS – OP-ED) — The author posits this news for information purposes only.  Understanding that every person in America has a different opinion of the WHY … the fact we’re now hearing about this makes this author feel like part of “draining the swamp” should happen in Atlanta! 

THE BASTARDS! 

The author prefaces his comments by referencing the following 17-minute YouTube video, featuring Montana physician Dr. Annie Bukacek: (CLICK HERE TO WATCH!)

Inaccurate information gives false results and false data … thus, a false sense of security

It becomes necessary to put the preceding video up as a “baseline” for understanding the WHY in the manipulation of COVID-19 death data.  Reporting inaccurate death data has a presumption that in doing so, more taxpayer money will be steered to the cities and states that allegedly “needed” it.

Massive changes to our political system and deprivation of our constitutional rights now come to the forefront, based on a flawed reporting system.  The inaccurate figures are now being postured as a means of fearmongering in order to cause the population to believe that the “government’s way” is the only way, by vaccine.  If the government says (through Dr. Anthony Fauci and other medical professionals at the CDC and NIH) that we should all wear masks and eye goggles, their suggestions are based on false reporting of data.  Because most Americans choose to believe everything their own government tells them … and the spoon-fed media regurgitates this false data verbatim … like pablum … the whiny-ass babies that are totally insecure out there (suffering from obvious cases of cryptorchidism) accept these false truths as fact.

Hilter’s own propaganda minister even expressed that if you feed the public a lie often enough, over time, they will come to believe it.  Yet people like Democratic Presidential Frontrunner Joe Biden thinks we should all wear masks in public for the next three months (why 3 months?) until the election is over, so if he wins, Biden can declare that his mask-wearing campaign was enough to squash the COVID-19 virus and now the Democrats can go back to allowing the Red Chinese access to all of our trade secrets.

Pushing the nation down the road to a state of totalitarianism is not what the American voters signed up for.

Lions and tigers and bears, oh my! (repeat louder and louder until something jumps out at you)

And this author wonders why Dorothy and her band of three (in the movie The Wizard of Oz) were “following the yellow-bricked road”.

“PAY NO ATTENTION TO THAT MAN BEHIND THE CURTAIN!”

And now we revisit a PDF document that was generated by the CDC last March: Alert-2-New-ICD-code-introduced-for-COVID-19-deaths

Now that you’ve seen this report, what else doesn’t make sense?

As if using tracking in your cell phones isn’t enough (with the upcoming threat of 5G), there is a setting on your phones (under PRIVACY) that you need to check on (if you haven’t done so already).  Under PRIVACY, there should be a link to HEALTH.  Go there and make sure those COVID-19 settings are turned OFF.  Otherwise, you’ll be tracked everywhere you go and through contact tracing, you’ll be notified if you get close to someone who may have tested positive for COVID-19.  We don’t know if that’s accurate, given the death numbers are being fudged.

The other thing that makes no sense … why release all of these convicts from prison and then make everyone wear masks?  What else do these social engineers (like Bill Gates) have up their sleeves?  Whatever it may be, you can bet Donald Trump and only a partial number of key GOP leaders won’t support it.

In my book, those who are willing to take the vaccine are more than likely willing to take “the chip”.   These people are spineless wimps in the author’s playbook.

Again, in this day and age, it’s dangerous to be right when the government is wrong.

Urban Flight v. White Flight and your Right to Privacy

Even the tiny State of New Hampshire is experiencing an increase in population from New Yorkers as reported by its governor.  The reason: To escape COVID-19 threat and higher taxes.  This is what has pushed the sales figures higher in real estate over the summer months.  This also means that if you have any kind of equity in your home, now might be the time to liquidate, take your equity and downsize into the rural area where your survival chances increase.  Urban flight will consist of mostly WASPs that are looking to escape the Blue State mentality while White Flight escapes the prejudices of multiculturalism by relocating to the country, preferably onto acreage where “they can see ’em coming” and be able to defend themselves (“lock and load”).

Is the false COVID-19 death numbers driving this panic?  You bet.  This author has analyzed at least 5 different databases/sources that all draw the same conclusion.

What’s worse … it appears the government has taken more steps into the digital age to set up spy networks to monitor the activities of the average American citizen. The Department of Homeland Security has set up Fusion/Intelligence Centers, trying its best to keep this program hidden from the public.  It’s warrantless surveillance at its finest folks!

Let’s say you get stopped for a traffic ticket and you know damned well you didn’t do what the cop said you did.  So you refuse to identify yourself or refused to have your photo taken or your fingerprints scanned.  The Maine State Police (for example) will run whatever available photo it can get of you through its database to potentially ID you through your social media sites.  They have actually taken your picture scan from your cell phone (that you use to unlock your smartphone) and transferred that photo into their databases without your knowledge.

Fusion Centers are secretly collecting information on driver licenses, license plate numbers, names and addresses of legal gun owners, monitoring political activist groups and collecting members names and addresses.  The Fusion Centers have also created networks of Threat Liaison Officers (TLOs).  These are secret citizen officers who have to sign a nondisclosure agreement.  These people could be trash collectors, code enforcement and public works employees … and even teachers, ministers and priests … masquerading as everyday people. So remember, when you post an updated profile picture … it’s almost certainly guaranteed to make the Fusion Center’s database, to be shared nationally with other databases.  Hello 1984 and Big Brother.

The Two States that have the best Property Rights

By far, anyone doing their due diligence will come to understand that Texas (#1) and Florida (#2) have the greatest respect for the rights of property owners.  Texas even has its own power grid (even though parts of it are deteriorating).  Florida is rich with solar start-ups, which is the best way to get cheap power over time.  Surprisingly, both of these States actually have land parcels that are still affordable outside of the major metro areas (which you should avoid).  Crops grow well in Central Florida, much the same as they do in South Central Texas (longer growing seasons).  You can do a lot on 5 acres in either of these two states!  Neither state has State Income Taxes!  Both have higher property taxes, which offsets everything else.  The bankruptcy laws in both states favor land ownership in greater amounts.

This is just a smattering of what you should be looking for if you consider yourself part of either two class of “flight” groups and wish to conduct any kind of research.

The Bottom Line … THIS was a Test! 

  1. This was a test to see just how many Americans could be duped into believing there was an actual crisis.
  2. This was a test to see just how many Americans would switch their party loyalty based on how the perceived crisis was handled.
  3. This was a test to see just how many Americans believe everything they see and hear on TV and social media.
  4. This was a test to see just how many Americans will run to the nearest vaccine center and take one or more doses of the “vaccine”.
  5. This was a test to see just how many Americans would rather live off the government dole (socialism) by succumbing to sitting at home drawing unemployment instead of going back to work.
  6. This was a test to see just how many American States would fall for phony data and lock down their economies so the real culprit (Deep State) couldn’t be blamed for job losses.
  7. This was a test to see just how many American businesses would survive an economic crash.
  8. This was a test to see just how many American consumers are financially sound (based on whether they were able to make their monthly mortgage payments).
  9. This was a test to see how a perceived crisis could further polarize America through furthered political agendas.
  10. This was a test to see just how many American minds could be manipulated for political and financial gain.

This is a Warning of Things to Come! 

  1. A good portion of Americans have awakened to the fact that the entire crisis (COVID-19 pandemic) and its relative data was manipulated to scare us all.
  2. A good portion of Americans believe that wearing masks and practicing social distancing is sheer folly and borderline stupidity when it comes to protecting oneself from COVID-19.
  3. A good portion of Americans are willing to shame other Americans for not believing everything their government tells them.
  4. A good portion of Americans have gone out and purchased greater quantities of food supplies, guns and ammunition, believing that civil unrest may be the “new normal” (and become more widespread) as prejudice and racism becomes more predominant in the polarization of America.
  5. A good portion of Americans have determined that whatever scientific data is out there does not support taking one or more doses of the vaccine.
  6. A good portion of Americans are not aware that they are being internally spied upon by their own government.
  7. A good portion of American governors are using the lockdown to blame the Trump Administration for all of the ailments caused by Blue State socialist programs.
  8. Urban flight and white flight will continue to increase as more of the perceived truth “gets out there”.
  9. The amount of civil unrest and social tensions will continue to increase where it will no longer be safe to live within any major American city, especially one controlled by Blue State ideologies.
  10. A majority of Americans will be caught off guard as the number of foreclosures and evictions begin to skyrocket during the fourth quarter of 2020 and escalate further into 2021 and beyond (another redux of the 2008 financial crisis).

Most Americans would probably agree with this author that America’s economy was doing really well until the perceived “pandemic” hit this nation.  This could also mean that getting back on track means going back to doing what made us successful BEFORE this perceived crisis hit.  The left-wing media is trying to tell you what the “new norm” is … and this perceived crisis is only eight months old (starting in January when travelers with the virus entered America).

Rewind the tape.  Look at what history has taught us (through your own research) about reliance on government instead of self-reliance.  NOW is the time to act in your own best interests.  Stay the course in November in order to keep the economy from deteriorating.  This is a ploy to further government control.  If you believe that Socialism and Communism might be in America’s future, you may be right, especially if you don’t act to change the balance of power in Washington.

Once these two ideologies have fully invaded America, you will either succumb to their whims or die trying to fight them.

Author’s Note: Putting out 2000-word essays is not an easy task and undertaking such a feat requires a modicum of research into the perceived ticking time bomb caused by multiculturalism in America.  Socialism has never “worked well” where it has been instituted. Why do people continue to believe it will work in America?

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