(BREAKING NEWS) — The author of this post is issuing this update to give you a bit more incentive to participate in the upcoming online COTA Workshop. The information presented here is for educational purposes only; however, it’s based on years of research by this author and through discussions with attorneys who have utilized this material to their benefit.
For those of you who are being exposed to COTA (an acronym for Chain Of Title Assessment) for the first time, or wish to intensify the study into the COTA for future use in helping others (and making a sideline income from your knowledge you’ve obtained here), let’s briefly delve into what the chain of title is and how the COTA differs from a simple “title report” issued by today’s title companies across America.
(1) Assists in identifying all known potential claimants to property
It doesn’t matter whether you’re buying a home for the first time or putting your faith in a landlord who claims to own the home he’s renting to you, it pays to understand “who’s on title”. In this day and age, more and more issues of fraudulent transfer and assignments of lien have permeated hundreds of thousands of land records, if not by crooks attempting to commit identity theft by recording false deeds, but by the very banks and secondary players “in the game” that created assignments out of thin air and caused them to be placed into the public record, all since the 2008 financial collapse! Simply looking at the deed to a piece of property isn’t enough. The aftermath that followed the collapse (2009-2015) has been proven by this author and others to have been one giant scheme to steal property across America by some very unscrupulous sponsor-sellers on Wall Street using phony documents to get their way. If you or this author ever attempted to do what the banks did, we’d be in jail, because the government is in bed with the banks! The COTA helps you to identify those person(s) who say they have an interest in the property, whether by claim of ownership or by lien interest.
(2) Assists in identifying potential unknown intervening assignees
Many do not recognize the word “mesne”. It’s pronounced “mine”. It’s a legal term that means unidentified players within the chain of title and these players became unknown “assignees” through the use of an electronic database called Mortgage Electronic Registration Systems, Inc. (or “MERS”). If you’ve read Clouded Titles, you know that MERS is currently operating under its third incorporated version, taken over in October of 2018 by the same corporate outfit that owns the New York Stock Exchange, ICE (an acronym for Intercontinental Exchange, Inc.). The mesne assignees entered the chain of title to millions of pieces of property through the use of the MERS System®. This workshop will teach you the fundamentals of how securitization operates and just how the silent invasion of millions of phony documents entered the public recording system. It’s knowledge that has cost over 10-million Americans their homes because they didn’t have that knowledge when they took out their mortgage loans way back when. If this workshop could save you tens of thousands of dollars in mistakes, wouldn’t that be worth it?
(3) Assists in identifying abuse to the title by lien holders & clients
It goes without saying that millions of Americans have fallen prey to the scheme of obfuscation within the chain of title by parties that all of a sudden “claimed” an interest in any given piece of property in America simply by creating an assignment of mortgage (or deed of trust) with the intention of giving the recorded instrument legal effect for the purposes of foreclosure. The banks and the financial industry supporting the use of MERS then proceeded to infiltrate all 3,041 public records through the use of legislation, which more than likely came into being through the use of “monetary incentives” (i.e., “the best congress money can buy”) to get legislation passed to allow a “book entry system” to permeate the land records all across America through the use (and abuse) of documents that were vague and ambiguous, which this author first discussed in the very first COTA Workshop he ever taught, as a CLE to attorneys in Texas. Now you can have access to that same information, which could help you in making what could be life and death decisions!
(4) Assists in identifying potential causes of action for use in litigation
The one thing for certain in America is that these abuses within “the system of things” has made the greater percentage of the citizens in this country litigious in one way, shape or form. The remains of those who have been foreclosed upon in the past have paved the road with bad case law because they (and their attorneys) fought with bad information, information that was passed through the legal forums throughout America by attorneys who became part of a very widespread network of what are known as foreclosure mills. Some have fallen by the wayside, while others have only gained in strength by setting case law in their favor before most Americans (who were foreclosure victims, and their lawyers) realized what kind of legal charade was being falsely portrayed within the judicial venues throughout this country. This author is convinced that all of this was by design, to give these foreclosure mills lots of work and as one attorney this author knows put it, “How to steal people’s homes for fun and profit.” Sadly, 97% of all affected homeowners cut and ran, leaving the system to its own devices. Those who fought the banks and their servicers found out the hard way that claiming “fraud” costs money … more money than the average American homeowner anticipated spending to stay in their home. There’s a right way and a wrong way to understand “the game” … and you’ll learn that in this workshop!
(5) Establishes proof of ownership in the chain of title (deraignment)
Here’s a term (deraignment) that most people don’t understand the concept of. In this workshop, the author is going to show you not only what this term means, but how it’s applied in law!
(6) Establishes parameters for given time periods of recordation (laches)
The doctrine of laches kind of works like a ticking clock. Many Americans have been duped into believing that once they’ve found out that they were “screwed over” by the banks, they attempted to file lawsuits against the banks and MERS, something the banks were geared up in advance to wage a winning war against these unsuspecting homeowners and their attorneys, who soon found out that there were more ways of making money than by doing simple wills and estate planning. Welcome to the understanding of what makes a foreclosure defense lawyer tick … your paycheck in his trust account! Laches is further explained in the COTA Workshop … which can be taken via the internet right from your very own home computer.
(7) Establishes proper document recordation value (as to sequence)
It’s not just a recorded document that makes a difference … it’s how all of the documents in the chain of title interrelate to each other. We’re going to go into detail by showing you case studies within the COTA Workshop so you can gain an understanding of how these abuses within the chain of title occurred and how the COTA is used to formulate litigation.
(8) Establishes proper evidence to identify potential problems with title
If you had a way to identify issues within your chain of title, wouldn’t that make your understanding of future litigation more practical? This is why so many attorneys across America have read Clouded Titles. In fact, this book (written by the author who is teaching this online COTA Workshop) was recommended to homeowners by U.S. Bankruptcy Court Trustees! This means that the information contained within this book (and this author’s subsequent teachings) was very quickly picked up by “the system” and integrated into its database of legal knowledge. As a bonus … for those of you taking the online COTA Workshop … you’re going to receive a complimentary copy of this book that has gotten the attention of even the federal judiciary! Suing for everything under the sun (including the kitchen sink) is a big waste of time and money. This online COTA Workshop will teach you the basics of understanding what the aspects of litigation are and how you, as a past, present and future homeowner, can benefit from understanding the fundamental issues within chains of title that have been affected by the schemes perpetrated by the banks and their henchmen. This goes way beyond what title companies will ever reveal … because the title companies are “in on it”!
(9) Raises potential legal issues based on research of statutory violations
This author has written other publications which explore the universe of legal claims based on violations of statute. Your mission, should you decide to accept it, is to understand how and where to find this information … and the author will show you how in the online COTA Workshop!
(10) Raises potential legal issues based on unproven but evident fraud
Fraud! Fraud! Fraud! That’s all this author hears homeowners bleat (like sheep to the slaughter). Learn what the potential legal issues are without becoming a victim of them! It’s a very expensive proposition … something this author knows could save you tens of thousands of dollars in legal fees just by your gaining an understanding of how you (as a homeowner) have been duped.
(11) Raises awareness of concern by the Preparer as to legal consideration
If you were going to help others (while making a living doing COTAs) avoid these same pitfalls, wouldn’t it be nice to know exactly HOW the author came to understand the fundamental concept of how the chain of title works? Spending tens of thousands of dollars in litigation costs makes everyone but you (the homeowner) rich. Why drop that big dime if you can possibly avoid it? We’ll even be discussing quiet title and the use of declaratory judgment actions as a part of the common strategy to get to the truth of the matter involving chain of title!
(12) Raises the stakes of potential legal claims for damages
Out of these dozen reasons why you should consider taking this online COTA Workshop … if you had a clear and concise understanding of what you were up against and knew the real issues within your chain of title (or could research the chain of title for a prospective property you wish to acquire as a means of building equity), wouldn’t it be nice to know that once you’re all settled in, you’re not going to become a victim of foreclosure by some unscrupulous lender, based on those mesne assignees this author talked about in the beginning of this post? If you knew which legal claims were more profitable than others, wouldn’t that be a good thing?
The online COTA Workshop begins February 1st (that’s this coming Saturday) … why not start out the New Year with a chunk of knowledge that can not only save you thousands of dollars in legal fees, but also give you the opportunity to make a decent living while helping others avoid the pitfalls that have cost millions of Americans dearly.
In addition, if you missed something … after taking the online COTA Workshop … we’ll make these sessions available to you online so you can further your studies and pick up the nuggets you may have missed while attending the online COTA Workshop … all of which you can access FREE OF CHARGE, with your paid attendance to the workshop!
Plus, by attending the online COTA Workshop, you get a complimentary copy of the book Clouded Titles!
The webinar platform will give you a chance to ask questions at the Q&A breaks in the class too!
Knowledge is power!
The clock is ticking … what are you waiting for?
A summons to appear in court or a notice of default?
Don’t be a victim!
Arm yourself with education!