Monthly Archives: October 2017

DESPERATE TIMES MAY CALL FOR DESPERATE MEASURES

OP-ED (UPDATE)

The author of this post is a paralegal and consultant to attorneys in real property and foreclosure matters. Any information or suggestions proffered on this blog are not to be construed as legal advice, nor to they impliedly guarantee any legal outcome or attempt to draw any conclusions of law.  

This Friday night’s radio show on WKDW-FM (97.5 mHz) in North Port, Florida (streaming live on kdwradio.com), November 2nd, 6:00 p.m. EDT, promises to be one of the most informative programs you will hear me broadcast to date on my weekly City Spotlight – Special Edition segments.  It talks about what to do in the face of despair in buying a home after you’ve suffered through financial setbacks and foreclosures.  All of you blog post readers get to have a sneak peek at some of what I’ll be discussing on the show:

After I get done talking about all of the attorney and judicial misconduct, I’m going to cover the following …

Okay, so your credit is screwed up, now what?

First, I will be discussing the setbacks (foreclosures, short sales, deeds in lieu and credit restoration) that a large number of homeowners have faced or are facing.  There are several avenues you can take to correct these setbacks; however, like anything else, they take time … time you might not have.

Fair Credit Reporting Act lawsuits are on the rise!

Hear all of the latest statistics over the past year to date and why! I’ll even cover part of your attack plan …

The Nuclear Option

Many homeowners have opted to take the bankruptcy route.  Not to forget those who thought it was a humiliating experience, you should learn from our Commander-in-Chief, who has companies that have filed bankruptcy on numerous occasions to restructure themselves and are still operating!   I’ll discuss bankruptcy pros and cons (the way the banks think) in some detail, including Chapter 11 reorganization proceedings and how they can work to your benefit … without you even being at risk of having your credit rating tainted or having to come up with gobs of money to play the game!  

Getting back on your feet … 

You would think that many homeowners would have learned through their dilemma how NOT to make the same mistake again.  Surprisingly, many homeowners keep repeating the same mistakes again and again, out of desperation.  I’ll be discussing what the industry considers your opportunity for a “bounce back” … for which I’m providing you with a chart:

Those of you listening to the show can follow along on this chart as I explain it in detail. 

Alternative methods for gaining control of your life … 

Are you suffering from the “Titanic Syndrome”?   Rather than struggle, why not look at your options.  I’ll discuss those “alternative” scenarios in a little more detail on the show!

Sorry … you’ll have to tune in to get the rest of the info, because no one likes reading huge blog posts (apparently).  Click on the above internet link and then click LISTEN LIVE!

This coming Friday night at 6:00 p.m. … join me for City Spotlight – Special Edition (as I always do every Friday night) with guest R. J. Malloy, retired attorney and former clerk to a U.S. District Court judge!  The stuff you’ll hear on this show you won’t hear anywhere else.

Know that on November 2, 2017 … not only is it mass education … I am going to rip the banking industry (and the ever-complicit Big Brother … you know who, the system that’s complicit with the banks!) a new asshole on City Spotlight – Special Edition!

Click the button below for more details!

 

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BREAKING NEWS! SCUMBAG EX-FORECLOSURE MILL ATTORNEY IN CONGRESS TRYING TO AMEND THE FDCPA TO EXEMPT ATTORNEYS FROM LIABILITY!

BREAKING NEWS, OP-ED — 

Three items just crossed my desk that you should be aware of:

FIRST:

Congressman David Trott (of the foreclosure mill law firm Trott & Trott) is “hot to Trott” this legislative session, again trying to proffer amendments to the Fair Debt Collection Practices Act to exempt attorneys from liability.  Here is a pdf downloadable copy of this scumbag’s bill (sponsored only by him): H.R. 1849 (FDCPA Amendments, 2017).

The language speaks for itself and you should be speaking out against it!   Call your Congressperson and Senator immediately and tell them NOT to support this bill.  This bill takes all of the fairness out of debt collection and once again attempts to make it easier for attorneys to break the law!

SECOND: 

If you are facing Bank of America in court during your foreclosure proceeding, you should know that:

  1. Bank of America will likely produce a “robo-witness” to testify against you at trial.

This reporter has just learned from inside sources that Bank of America flies its designated key witnesses to Dallas, Texas to participate in “mock trials”, both jury and non-jury, to run its key “witnesses” through the proceedings to educate them as to what to say and how to say it in order to avoid scrutiny in cross examination.

2.  Bank of America has a “stable” of these “robo-witnesses” who spend little time looking at actual files (potentially the day before they give testimony, or the day of in some cases), working on actual case loads for a considerable length of time in order to gain the experience necessary to truthfully testify that they have actual, personal knowledge of the bank’s business records.

This reporter has further learned that witnesses are ostracized, punished and/or demoted or transferred to an administrative position within the BofA banking structure if they lose their credibility by failing to help outside counsel win their foreclosure case too many times.  Thus, it is reasonably certain that if Bank of America has a stable of whores who fabricate and embellish the truth on the witness stand, it is likely other banks are doing this too and the homeowner’s counsel should focus on the witnesses’ actual training, including time spent in front of a mock jury learning to adequately “testify” (which may have repercussions if they don’t adequately testify) to screw homeowners out of their homes!

Not only are the business records and the personal knowledge of them at risk as testimony, but the process by which these “employees” who do nothing but roam the country on a minute’s notice and do nothing but testify at trials in favor of Bank of America, should be impeached by further cross-examination and scrutiny of their real training … including, WHO trained them, HOW they were trained, HOW they are punished if they don’t “hold up” in court and WHERE they are trained.  These people cannot be believed and this is just one more reason homeowners need to have this information in their arsenal to “fight the good fight”.

NOTE: The people that attended last weekend’s Foreclosure Defense Workshop in Orlando, Florida know more than what you know.  If you didn’t attend, you didn’t find out about our new “secret tactical weapon” that will not only potentially “shut down” any foreclosure case, but force investigations by state bar associations all across the country of the parties responsible for furthering the fraud brought upon the courts across America in 99.9% of these cases! 

Knowledge is power!

Remember the saying, “My people perish for lack of knowledge”

Don’t be one of those people.  “Study to show thyself approved!”

God’s Blessings to you all!

and THIRD: 

Nationstar Mortgage LLC has changed its name to “Mr. Cooper”:

 

Mr. Cooper?  Seriously?  This sounds like the pedophile down the street.  It’s a wonderful day in the neighborhood.

We are also learning that Select Portfolio Servicing has changed its name to “EXCELERAS”!   If you have received notice of this, please email it to me at cloudedtitles@gmail.com.

 

 

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